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<![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/16/images/body-background.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/2986418/4.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#FFFEFD; border:1px solid #368EC7;"><div style="border:5px #4496CB solid; text-transform:uppercase; color:#FFFEFD; background-color:#4496CB;"><b>Links</b></div><div style=""><ul style="color:#000000"><li><a href="http://kammie.bestsonomahomesearch.com/Finance.aspx" rel="nofollow">Monthly Mortgage Payment Info</a></li><li><a href="http://kammie.bestsonomahomesearch.com/Finance.aspx" rel="nofollow">Top Sonoma County Loan Officer</a></li><li><a href="http://kammie.bestsonomahomesearch.com/Finance.aspx" rel="nofollow">Mortgage Assistance </a></li><li><a href="http://kammie.bestsonomahomesearch.com/Finance.aspx" rel="nofollow">Current Home Owner Tax Credit</a></li><li><a href="http://kammie.bestsonomahomesearch.com/Finance.aspx" rel="nofollow">First Time Home Buyers Tax Credit</a></li></ul><br></div><div style="border:5px #4496CB solid; text-transform:uppercase; color:#FFFEFD; background-color:#4496CB;"><b>Description</b></div><div style="width:700px; color:#000000;">The $8,000 federal homebuyer tax credit was set to expire on Nov. 30, but President Barack Obama recently signed the Workers, Homeownership and Business Assistance Act, which extended the tax credit to those who purchase a home or have one under contract to April 30, 2010.<br><br>The $8,000 tax credit is still for first-time homebuyers or for those who have not owned a home in three or more years. The new law expands the program to include homeowners who have owned a home for five or more years, and qualifies them for up to $6,500 in tax rebates.<br><br><br><b>First Time Buyer – Amount of Credit -</b> $8000 ($4000 married filing separate)<br><br><b>Current Homeowner – Amount of Credit -</b> $6500 ($3250 married filing separate)<br><br><b><b>First Time Home Buyer Definition for Eligibility - </b></b>May not have had an interest in a principal residence for 3 years prior to purchase <br><br><b>Current Homeowner – Definition for Eligibility -</b> Must have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years Purchases after November 30, 2009. (Becomes April 30, 2010 on Date of Enactment.) <br><br><b>Binding Contract Rule -</b> So long as a written binding contract to purchase is in effect on April 30, 2010, the purchaser will have until July 1, 2010 to close.<br><br><br><b>Income Limits (Note: Increased income limits are effective as of date of enactment of bill)-<br>First Time Home Buyers:</b> $75,000 – single, $150,000 – married, Additional $20,000 phase out<br><b>Current Homeowners:</b> $125,000 – single, $225,000 – married, Additional $20,000 phase out<br><br><br><b>Limitation on Cost of Purchased Home - <br>First Time Home Buyers:</b> None<br><b>Current Home Owners:</b> $800,000<br><br>For more information and/or to speak with a Professional for Free go to: <br><br><a href="http://www.kammie.bestsonomahomesearch.com/Finance.aspx" rel="nofollow">http://www.kammie.bestsonomahomesearch.com/Finance.aspx</a><br><br><br></div><div style="border:5px #4496CB solid; text-transform:uppercase; color:#FFFEFD; background-color:#4496CB;"><b>Profile</b></div><div style=" color:#000000;"><table style="color:#000000"><tr><td><b>Service Area: </b></td><td>Sonoma County</td></tr><tr><td><b>Service Type: </b></td><td>Real Estate</td></tr></table><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#000000"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 2986418</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]>

<![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/6/images/body_bg.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/1907779/27.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#FFFEFD; border:1px solid #455660;"><div style="border:5px #0353A5 solid; text-transform:uppercase; color:#FFFEFD; background-color:#0353A5;"><b>Links</b></div><div style=""><ul style="color:#353831"><li><a href="http://kammie.bestsonomahomesearch.com/Search.aspx" rel="nofollow">Sonoma County Real Estate Market</a></li><li><a href="http://kammie.bestsonomahomesearch.com/AgentDetail.aspx?id=1760" rel="nofollow">First Time Home Buyer Realtor</a></li><li><a href="http://kammie.bestsonomahomesearch.com/Sell.aspx" rel="nofollow">Selling Sonoma County Property</a></li><li><a href="http://kammie.bestsonomahomesearch.com/Buy.aspx" rel="nofollow">Buying Home In Sonoma County</a></li><li><a href="http://kammie.bestsonomahomesearch.com/MapResults.aspx" rel="nofollow">Sonoma County Real Estate Map Guide</a></li></ul><br></div><div style="border:5px #0353A5 solid; text-transform:uppercase; color:#FFFEFD; background-color:#0353A5;"><b>Description</b></div><div style="width:700px; color:#353831;">Tired of waiting for your Agent to call you back? <br>Have you ever missed out on the home you really wanted because you were "too late"? <br><br>Never again!<br><br>A <b>FREE </b>consumer service is now available online. Get up-to-date information on <b>EVERY</b> home that matches your home buying criteria sent directly to your email inbox. <br><br>Don't forget to let us know that you are a First Time Home Buyer that will get $8000 Tax Credit by Closing before November 30, 2009.<br><br>Go to:<br><b><a href="http://www.Kammie.BestSonomaHomeSearch.com" rel="nofollow">http://www.Kammie.BestSonomaHomeSearch.com</a></b><br><br><i>Compliments of Kammie Quinones, CPS Property Advocates</i><br><br><br><br><br></div><div style="border:5px #0353A5 solid; text-transform:uppercase; color:#FFFEFD; background-color:#0353A5;"><b>Profile</b></div><div style=" color:#353831;"><table style="color:#353831"><tr><td><b>Service Area: </b></td><td>Sonoma County</td></tr><tr><td><b>Service Type: </b></td><td>Real Estate</td></tr></table><br></div><div style="border:5px #0353A5 solid; text-transform:uppercase; color:#FFFEFD; background-color:#0353A5;"><b>Location</b></div><div style=""><a href="http://maps.google.com/maps?q=CA+" rel="nofollow">CA </a><br><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#353831"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 1907779</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]>

<![CDATA[ <div> <p></p><table border="1" bordercolor="#000000" cellpadding="3" cellspacing="0" width="100%"><tbody><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">Investors</font></font><font face="cambria"><font size="3"> who have extra capital and want to make insane returns invest in Real Estate</font></font><font face="cambria"><font size="3">, WE NEED YOU</font></font><font face="cambria"><font size="3">. Be careful though because if you do not know what you are doing you could easily lose lots of money. Luckily for you I am here to do all the work for you.&nbsp; I have an </font></font><br></font></td></tr><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">experienced investor broker in Kansas City MO who can set up and succeed in amazing returns.</font></font><font face="cambria"><font size="3"> He has been a broker in Kansas City since 1977.</font></font><font face="cambria"><font size="3"> According to CNNMoney.com the average annualized return in Real Estate between 2001 and 2006 was 8.6%. Yet, I </font></font><br></font></td></tr><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">oversaw an investment return </font></font><font face="cambria"><font size="3">(demonstrated below) </font></font><font face="cambria"><font size="3">in Kansas City Missouri over t</font></font><font face="cambria"><font size="3">he last 14 months that had a 172.8 % return.</font></font><br></font></td></tr></tbody></table><font size="3"><br></font><table border="1" bordercolor="#000000" cellpadding="3" cellspacing="0" height="163" width="799"><tbody><tr><td style="text-align:center" width="25%"><font size="3"><b><font face="cambria"><font size="3">Investment</font></font></b><br></font></td><td style="text-align:center" width="25%"><font size="3"><b><font face="cambria"><font size="3">Rent</font></font></b><br></font></td><td style="text-align:center" width="25%"><font size="3"><b><font face="cambria"><font size="3">Rehab + Purchase Price</font></font></b><br></font></td><td style="text-align:center" width="25%"><font size="3"><b><font face="cambria"><font size="3">Broker Price Opinion (BPO)</font></font></b><br></font></td></tr><tr><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">Property A</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3">400<br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">10,000</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">35,000</font></font><br></font></td></tr><tr><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">Property B</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3">500<br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">15,000</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">45,000</font></font><br></font></td></tr><tr><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">Property C</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3">600<br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">30,000</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">65,000</font></font><br></font></td></tr><tr><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">Pro</font></font><font face="cambria"><font size="3">p</font></font><font face="cambria"><font size="3">e</font></font><font face="cambria"><font size="3">rty D</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3">500<br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">12,000</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">45,000</font></font><br></font></td></tr><tr><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">Property E</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3">500<br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">14,000</font></font><br></font></td><td style="text-align:center" width="25%"><font size="3"><font face="cambria"><font size="3">30,000</font></font><br></font></td></tr></tbody></table><font size="3"><br></font><table border="1" bordercolor="#000000" cellpadding="3" cellspacing="0" height="28" width="801"><tbody><tr><td style="text-align:center" width="33.333333333333336%"><font size="3"><b><font face="cambria"><font size="3">Total Purchase Price=$81,000</font></font></b><br></font></td><td style="text-align:center" width="33.333333333333336%"><font size="3"><b><font face="cambria"><font size="3">Total BPO=$221,000</font></font></b><br></font></td><td style="text-align:center" width="33.333333333333336%"><font size="3"><b><font face="cambria"><font size="3">Monthly Rent=$2500</font></font></b><br></font></td></tr></tbody></table><font size="3"><br></font><table border="1" bordercolor="#000000" cellpadding="3" cellspacing="0" width="100%"><tbody><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">Here is the deal. I do not personally have enough capital to buy all the properties that I can make money off of. Banks do not want to lend money in real estate and hard money where one puts properties down as collateral require</font></font><font face="cambria"><font size="3">s</font></font><font face="cambria"><font size="3"> to high interest rates.&nbsp; </font></font><br></font></td></tr><tr><td width="100%"><font size="3"><font face="cambria"><font size="3"><font face="cambria"><font size="3">So I plan on creating</font></font> a <font face="cambria"><font size="3">Real Estate Investment Trust (REIT) to buy the properties I know I can make an outstanding return on. But before I can create an REIT I need 100 investors and capital and high quality securities lawyer which requires capital.</font></font></font></font><br></font></td></tr><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">As a result, I will first create a Limited Liability Company(LLC) that will act as a management company.</font></font><font face="cambria"><font size="3"> Then transform this LLC into a REIT.</font></font><br></font></td></tr></tbody></table><font size="3"><br></font><table border="1" bordercolor="#000000" cellpadding="3" cellspacing="0" width="100%"><tbody><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">Anybody interested in providing capital to LLC will get their initial investment back and then we will split the profits 50-50. So for example if you inve</font></font><font face="cambria"><font size="3">sted 30,000 and I sold the proper</font></font><font face="cambria"><font size="3">ty for 60,000 </font></font><font face="cambria"><font size="3">after four months on the market with a monthly rent of 500, you would </font></font><br></font></td></tr><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">receive a 16,000 profit in four months plus your original 30,000 back if you did not want to do another deal. (That&rsquo;s a 53.33% return or a 160% annualized return)</font></font><br></font></td></tr></tbody></table><font size="3"><br></font><table border="1" bordercolor="#000000" cellpadding="3" cellspacing="0" width="100%"><tbody><tr><td width="100%"><font size="3"><font face="cambria"><font size="3">I know you may be skeptical so I advise you to fly out to Kansas City so I can show you what I have already done. I am not afraid to show you the properties themselves beca</font></font><font face="cambria"><font size="3">use I know you cannot copycat this success because I have privilege relationships with rehab </font></font><br></font></td></tr><tr><td width="100%"><font size="3"><font face="cambria"><font size="3"><font face="cambria"><font size="3">crews&nbsp;</font></font>and a very knowledgeable broker. Any real estate investor will tell that those are the two most important things </font></font><font face="cambria"><font size="3">in RE Investing.</font></font><br></font></td></tr></tbody></table><br><table border="1" bordercolor="#000000" cellpadding="3" cellspacing="0" width="100%"><tbody><tr><td width="100%"><b><a href="mailto:kcreit@hotmail.com" rel="nofollow">Click me for the best loan rates!</a></b><br></td></tr></tbody></table><br><br> <br clear="all"> </div>]]>

<![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/5/turtle.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/3168584/3.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#EBF4DA; border:1px solid #DFDEE3;"><div style="border:5px solid #4C801D; text-transform:uppercase; color:#FFFEFD; background-color:#4C801D;"><b>Photo Gallery</b></div><div style=""><table style="table-layout:fixed;" cellpadding="10" align="center"><tr><td><div style="text-align:center;"><br><br><span style="_border:5px solid #F1F1F1;"><img src="http://cdn.vflyer.com/r2/prodinsts/3/1/6/8/5/8/4/images/8307155_gallery.jpg" style="border:1px solid #DFDEE3; background-color:#F1F1F1; _border:0px;"></span></div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #F1F1F1;"><img src="http://cdn.vflyer.com/r2/prodinsts/3/1/6/8/5/8/4/images/8307156_gallery.jpg" style="border:1px solid #DFDEE3; background-color:#F1F1F1; _border:0px;"></span></div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #F1F1F1;"><img src="http://cdn.vflyer.com/r2/prodinsts/3/1/6/8/5/8/4/images/8307157_gallery.jpg" style="border:1px solid #DFDEE3; background-color:#F1F1F1; _border:0px;"></span></div></td></tr><tr><td><div style="text-align:center;"><br><br><span style="_border:5px solid #F1F1F1;"><img src="http://cdn.vflyer.com/r2/prodinsts/3/1/6/8/5/8/4/images/8307158_gallery.jpg" style="border:1px solid #DFDEE3; background-color:#F1F1F1; _border:0px;"></span></div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #F1F1F1;"><img src="http://cdn.vflyer.com/r2/prodinsts/3/1/6/8/5/8/4/images/8307159_gallery.jpg" style="border:1px solid #DFDEE3; background-color:#F1F1F1; _border:0px;"></span></div></td><td><div style="text-align:center;"><br><br><span style="_border:5px solid #F1F1F1;"><img src="http://cdn.vflyer.com/r2/prodinsts/3/1/6/8/5/8/4/images/8307160_gallery.jpg" style="border:1px solid #DFDEE3; background-color:#F1F1F1; _border:0px;"></span></div></td></tr><tr><td><div style="text-align:center;"><br><br><span style="_border:5px solid #F1F1F1;"><img src="http://cdn.vflyer.com/r2/prodinsts/3/1/6/8/5/8/4/images/8307161_gallery.jpg" style="border:1px solid #DFDEE3; background-color:#F1F1F1; _border:0px;"></span></div></td><td></td><td></td></tr></table></div><div style="border:5px #4C801D solid; text-transform:uppercase; color:#FFFEFD; background-color:#4C801D;"><b>Description</b></div><div style="width:700px; color:#7A7A7A;">ParkOne Properties is a full service property management company. We are confident that you will find our service and dedication to your property second to none. When you hire ParkOne Properties, we will work diligently to make the ownership of your rental property as carefree to you as possible. We will work hard so you don’t have to. <b>www.parkoneprop.com</b><br><br><br></div><div style="border:5px #4C801D solid; text-transform:uppercase; color:#FFFEFD; background-color:#4C801D;"><b>Profile</b></div><div style=" color:#7A7A7A;"><table style="color:#7A7A7A"><tr><td><b>Service Area: </b></td><td>Contra Costa County</td></tr><tr><td><b>Years of Service: </b></td><td>10</td></tr><tr><td><b>Service Type: </b></td><td>Real Estate</td></tr><tr><td><b>Market Focus: </b></td><td>Premium</td></tr></table><br></div><div style="border:5px #4C801D solid; text-transform:uppercase; color:#FFFEFD; background-color:#4C801D;"><b>Location</b></div><div style=""><a href="http://maps.google.com/maps?q=1517+Locust+Street++Walnut+Creek+CA+94596" rel="nofollow">1517 Locust Street Walnut Creek CA 94596</a><br><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#7A7A7A"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 3168584</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]>

<![CDATA[Dear Home Owner, <br> The recovery of our economy is much slower then previously anticipated by our government officials whom I see, have now put you behind on your home payments. I am not playing “the blame game", but the fundementals of this comment is true. And this being the worse housing market in the History of our Country proves it. I just want to inform you of other options incase your first options didn’t work out. I listed them below for you for free and with no obligation whatsoever. Please look them over and I truly hope one of them can work for you. <br> <br> I am not a Realtor, an Agent, Broker or Attorney. I too, lost one home to foreclosure so I KNOW exactly what you’re going through. So rather then tease you with a few “secrets” to hopefully sell you’re your home, I’ve listed all below IN DETAIL. All you need to do is follow through, follow up and make some phone calls. Nonetheless, if you have any questions or still need help, I’d love to be there for you incase your first option or those below don’t work out. My contact information is listed below. Sincerely, Bruno Versaci. <br> <br> Option 1) If you have NOT missed a payment yet, but know you are going to, the first step you must take is to contact your lender and let them know your situation. If you lost your job or have some other type of hardship going on let them know. They can give you time, but you must call them as soon as you know you’re going to miss a payment. <br> <br> Option 2) Ask for a “Forbearance”. This allows you to delay payments for a short period of time, with the understating that another option will be used afterward to bring the account current. For example if you know you’ll have the funds to bring your account current by a specific date, because of a guaranteed sum of money you’re receiving. <br> <br> Option 3) Ask for a repayment plan. This is where the lender agrees to add a certain amount of the first missed payment onto each of the next subsequent two payments. These plans provide some breathing room for you if you only have short-term financial problems, such as a sudden expensive repair or a medical expense that makes it too difficult to pay your mortgage fore one month. But if you have already missed two or three payments and owe a couple thousand dollars in lender legal fees, the lender of your mortgage may still try to arrange a repayment schedule. But if you will likely have to pay a third to a half of the delinquent amount up front, and then pay off a portion of the remaining balance each month for a year or more. <br> <br> Option 4) You may also be eligible for a loan modification plan, designed for people who can’t afford repayment plans. In a modification, the lender actually adjusts the terms of the loan to make it affordable. It may lengthen your amortization schedule or lower the interest rate to cut the monthly payments, or roll the past due amount into the loan and re-amortize the new balance so you can pay the additional debt back over time. I know of two excellent companies that may be able to help you. Try calling “The Mortgage Mediators” at 866-866-0444 or Loss Mitigation Advocates, Inc. 5095 Murphy Canyon Rd. Suite 255, San Diego, Ca 92123 Dir. 858.737.7993 www.lmanationwide.com. I have NO affiliation with either company. I simply believe that these to modifiers are the best sources I my opinion or feel free to google search others. <br> <br> Option 5) Ask for a “Short Refinance”. Some lenders will agree to forgive some of your debt and refinance the rest into a new loan. This way, the lender still gets more money than they would by foreclosing your home. <br> <br> Option 6) A Deed of Lieu of Foreclosure (DIL) is an option in which you voluntarily deed your property back to the lender in exchange for a release from all obligations under the mortgage. Unfortunately there is no way to do this without hurting your credit, unless you get the mortgage company to report your mortgage account as “paid in full”. You may face income tax issues resulting from the lender forgiving part of the debt (which the IRS will likely treat as income to you, even though you don’t receive any cash in the transaction), but you might be able to get yourself out of the hole as start over again sooner rather then later. <br> <br> One last Option - This is pulling out “the big guns”: <br> <br> Option 7) FORCE your lender to PRODUCE THE NOTE! You may have a loan (or loans) that where done back in 2005 and 2006 which are bad news for everyone, some lenders and mortgage brokers where also intentionally deceptive – hence, the reason why most of them are no longer around. You may have noticed during the last few years you may have received a new statement from a new lender, maybe even two or three different lenders at different times. Regardless if you’re in pre-foreclosure, foreclosure or if your case ends up in court, DO NOT let the mortgage company off easy – make them PRODUCE the NOTE. Back when you bought your home there was an original “I.O.U.” – and original “promissory note” that you signed – make them produce that original note. We are hearing now, that many mortgage lenders are having difficulty doing this. Because of the way they did business, because of the way they simply “disregarded” of what was really at stake, because they never thought through the seriousness of the consequences, they never really did care about the papers that you signed. Those original notes are is some warehouse someplace. Those notes are in dumpsters around the country, those original notes are very hard to find, and they are hard to find because back then they didn’t think the “needed them” because they were just trying to make money off of YOUR debt. They would take your debt, package it up with other debts, sell it, resell it, RESELL it again, put it in a bundle and sell it once again to investors telling them it was “really good stuff”. Now, that “really good stuff” is falling apart at the seams. We are hearing from Judges from around the country that they now realize the impact of what is happening and they don’t want to be a “spoke in this wheel”. They realize that this is a fraud - and possibly one of the biggest frauds in the history of the United States. So the JUDGES are demanding PROOF. MAKE THEM PROVE IT! Make them prove that the “guy who they are trying to foreclose the property on” is the rightful owner. Make them prove that the original note exists and bring it to the courtroom. It’s as simple as this: if they cannot be able to produce the note, they shouldn’t be able to take your house. You’ve done everything you could. You’ve done what they asked you to do. You signed in good faith. They were lying to you and now this is the only thing you have left. Fight for that house and if this is the one thing you can do to fight back, then “MAKE THEM PRODUCE THE NOTE.” <br> <br> My name in Bruno Versaci and I am a real estate investor. I hope the information I provided above may help you save your home if that is your intention. But as I stated above, if you believe none of these options would help, I would love to hopefully purchase your home and make the transition of starting again as smooth as possible. As an investor, I cannot give you top dollar (fair market value) for your home. However, regardless if you’re upside down, (owe more than the house is worth), have little or no equity I may still be able to take you out of foreclosure. We can either come to a price agreement (if you have equity) or I can always submit a “short sale”. A short sale does take 3 to 6 months (maybe more) but some banks will agree to one if it saves them money. I also work closely with several other investors which can be a big help as well because we purchase all properties CASH, which is a great motivator for banks to work with us. <br> <br> You may have received several letters from other investors wanting to “help you” (or maybe no one at all), or as you scroll the pages of craigslist every realtor has all the answers – if you work with them. I’m here to help, not to reap in the largest profit possible. As I stated above, I too, lost a home to foreclosure and looking back, I wish I had someone – anyone willing to help me do so because it was extreme financial pressure and honestly I just “wanted out”. I wasn’t fortunate. You may be. I cannot stress enough that my best interest is your best interest. Foreclosures and pre-foreclosures are a dime-a-dozen and there are more homeowners in trouble whereas I cannot send these letters out fast enough. That’s why I gave you as much information as possible and to use me ONLY as a last resort. Again, if you have it all figured out congratulations, we can part as friends and maybe you can forward this post to a friend that could use some assistance. But if you haven’t, figured it out, have questions or need help, all my contact information is below. And d I’d be more than happy to help in any way I can. <br> <br> Most Sincerely, <br> <br> Bruno Versaci <br> Telephone: 917-709-7324 <br> Email: bruno@brunoversaci.com <br> ]]>

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<![CDATA[Are you an investor looking to finance a flip and make a profit? We can lend up to 65% of COMPLETION VALUE! Need a loan to buy-out a bank note or negotiate a discount? We can fund note acquisition money so you can get a discount from your existing lender. Loans from $100K to $10MM!!! <br> <br> Private money or Hard-Money Loans is money borrowed from private sources. Not from the bank or some other institutions. There are some great advantages with a hard or private money loan. The property you want to borrow against may not be something a bank will lend on. Banks require a property be in good shape. What if you are looking for urgent closing speed? Hard money loans are generally much faster than a bank loan in as little as 3 business days! What if your credit isn’t bank worthy? A private money lender will lend you money even with bad credit! <br> <br> <br> <br> CAPITAL BRIDGE PARTNERS, LP is a local, private-equity fund who lends when others don’t. We do the ugly and unique stuff. Bridge-loans for all types of short-term real estate financing needs. Nationwide Lending available. 555 MONTGOMERY STREET, STE 1550, SAN FRANCISCO, CA 94111 CALL FOR FREE CONSULTATION (415) 273-4203 OR 4207 and ask for Ken or Danny <br> Email: ken@capbridgepartners.com <br> <br> Also check out our website at www.capbridgepartners.com <br> ]]>

<![CDATA[I'm a real estate wholesaler and I am constantly scouting out single family and multi-family properties in the entire bay area. These are not just great deals - they’re "Killer deals"! I won't even look at a property unless it's priced at 30 to 50% off fair market value. Some properties are fixers, some are not. Some are REO's and Foreclosures, some are FSBO's. Some are on the MLS, and some are not. But once I find a "killer deal", I lock it up on contract and assign it over to you for a small fee - 3 to 5K (depending on the house/price) which will still give you plenty of equity to hold, flip or rent - the choice is yours. I also work closely with other wholesalers and attend all local real estate clubs leveraging my time in finding you the best deals possible. <br> <br> I am looking to build a real strong “buyer list” because every property isn’t for every buyer. Nonetheless, I don’t' need 623 buyers. I would like to work with 20 to 30 serious real estate investors that want killer deals from as far south as Gilroy, to as far north as Napa and everything in between. You can buy just one house or I can give you a flow of 2 to 3 per month. Just shoot me over your name, telephone number/cell number and most importantly an email. No spam, No if's, butt’s or Maybe's. I present each deal to you by email with pictures (when possible), a google map location, comps, after repair value (ARV) when applicable and a nieghborhood report. We can then go examine the property and if you like it I simply assign it over to you. You get a killer deal to hold, fix, flip or rent, I make a buck and everyone goes home happy! Give me a call. I look forward to working some deals together. <br> <br> Bruno <br> 917-709-7324 <br> ]]>

<![CDATA[Permit Expediter in San Francisco. Need a Permit for a new home or city project? I am a license contractor in the bay area, specializing in contract management and permit Expediting. Contact me for an estimate. Rates are reasonable. Quick and easy service. <br> <br> TR Project Management Inc. ]]>

<![CDATA[Rob Bowlen Termite Co. 925-383-6001 <br> <br> <br> <br> Over 15 years Exp. <br> <br> <br> <br> Over 3000 Inspections completed. <br> <br> <br> <br> Our current Special is for home buyers and sellers. Home, Roof and termite inspection all for $400.00 <br> <br> <br> <br> All home inspection reports come with pictures and are emailed to you within the next day!!! <br> <br> <br> <br> If you have any questions feel free to call anytime. We would love you business!!! <br> <br> <br> <br> LICENSED BONDED INSURED <br> <br> <br> <br> SERVING ALL OF THE BAY AREA <br> <br> <br> <br> PH. 925-383-6001 <br> <br> <br> <br> EMAIL: robbowlentermite@comcast.net <br> <br> <br> <br> WEBSITE: www.robbowlentermite.com ]]>

<![CDATA[Do you know someone who owes more on their home than it is worth? <br> <br> I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand foreclosure, as well as provide a detailed explanation of short sales. <br> Visit: www.YourTrustedRealtors.com or call me direct 650.356.3754 <br> <br> Helping One Homeowner at a time! <br> Linda Varni <br> Realtor Consultant <br> DRE 01185532 <br> Dolphin Real Estate – San Mateo <br> ]]>

<![CDATA[<p><img src="http://i274.photobucket.com/albums/jj280/95070/1217.jpg"><br><br>Richmond * Russian Hill * San Francisco * Diamond Heights * Peninsula * Redwood Shores * Hayward * San Ramon * Daly City * East Bay * Cupertino * Potrero Hill * Brisbane * South San Francisco * Redwood City * Gilroy * Fremont * San Leandro * Morgan Hill * Burlingame * Bay Metro Realty * Willow Glen * Castro Valley * Pacific Heights * Aptos</p>]]>

<![CDATA[Real Estate Broker/consultant wanted <br> ________________________________________ <br> <br> ________________________________________ <br> <br> M.O.R.E. Partners, LLC is looking for a Real Estate Broker consultant who is ambitious with Real Estate investments. <br> <br> -Do you have experience in partnering on Real Estate deals? Are you creative? Do you have innovative ways of financing projects? (Whether it is through overseas investors, or joint venture, Meet up groups etc.) Do you have experience with networking with investors? Do you have your own network of investors? If so, we would like to talk with you! <br> <br> - We are in San Lorenzo <br> - Knowledge in Real Estate/Financing/Investments <br> - Entrepreneurial attitude & Enthusiastic spirited <br> - Great presentation/negotiating skills <br> - Ability to close deals <br> <br> - This is a consultant position <br> - Part time and could work into full time if desired or partnership <br> - Commissions, Overrides, and Hourly Rate depending on experience <br> <br> - For Immediate Consideration: call <br> - Li Shao Marketing Consultant at <br> - 510-557-3910: Email: lishao@morepartners.org <br> - We are in San Lorenzo <br> <br> <br> <br> ]]>

<![CDATA[I bid on foreclosed houses in Sonoma County, Ca. and resell at GREAT prices. If you are interested in buying a home for yourself or as an investment I may be able to help you. Please check my web site at www.sonomacountybargainhouses.com to learn more. <br> Thank-you]]>

<![CDATA[ <br> <br> <br> <br> The Alan Canas Team, 650.403.1222 San Mateo realtor <br> <br> <br> <br> <div align="center"><a href="http://www.youtube.com/watch?v=RcAtdJjENWE" rel="nofollow"><img src="http://canasrealty.com/bankowned/inner_circle.jpg" width="750" height="600"></a></div> <br> <br> ]]>

<![CDATA[<h1 align="center"><strong>DID YOU KNOW THAT FORECLOSURE IS NOT THE ONLY OPTION?</strong><br> Don’t let this happen to you! Learn what your other options are.</h1> <h1 align="center"><strong>DID YOU KNOW?</strong></h1> <ul> <li>Banks would rather accept a short sale than deal with a foreclosure.</li> <li>Banks are not in the business of owning property and do not want to foreclose on you.</li> <li>Short Sales usually have less of a negative impact than a foreclosure on your credit. </li> </ul> <h2>&nbsp;</h2> <h1 align="center"><strong>8 </strong><strong>WAYS TO AVOID FORECLOSURE</strong><strong> </strong></h1> <ul> <li>REINSTATEMENT: Bring the loan current</li> <li>FOREBEARANCE: Temporary repayment plan</li> <li>REFINANCE: New loan with reduction in monthly payment</li> <li>LOAN MODIFICATION: Modify original loan terms</li> <li>SELL THE PROPERTY: Use equity to pay off the difference</li> <li>SHORT SALE: Negotiate with the bank to accept sale under loan amount</li> <li>DEED IN LIEU OF FORECLOSURE: &quot;friendly foreclosure&quot;</li> <li>BANKRUPTCY: Will stall foreclosure but not prevent it</li> </ul> <p><strong>I can help you determine which option is best.</strong></p> <p>The real estate market has caused unbearable stress and heartache. As A Certified Short-Sale Professional I can give you the expertise to save your credit, relieve uncertainty, and most of all, help your family. <p>CALL ME WITH ANY QUESTIONS or FOR A FREE CONSULTATION <h1><strong>408.206.1692 </strong> </h1> <p><strong>BRANDOLYN READING-SANDOVAL</strong><br> REALTOR, Certified Short Sale Professional, e-Pro <p><a rel="nofollow">www.homesbybrandolyn.com </a> <p><br> <br> ]]>

<![CDATA[ Serving the greater Bay Area for all of your property management needs from a <br> single family home to 5+ unit apartment complexes: <br> <br> <br> <br> Leasing <br> <br> <br> <br> Bill Payment <br> <br> <br> <br> Rent Collection <br> <br> <br> <br> Tenant Issues <br> <br> <br> <br> Tenant Screening <br> <br> <br> <br> Tenant Placement <br> <br> <br> <br> Referral Networking <br> <br> <br> <br> Renovation Assistance <br> <br> <br> <br> Income-Expense Accounting <br> <br> <br> <br> Health & Safety Inspections <br> <br> <br> <br> 24 Hour Emergency On-Call Service <br> <br> <br> <br> <br> Maintenance/Repair Service Assistance <br> <br> <br> <br> Our Fee is based only on Gross Rents Collected! <br> <br> <br> <br> Tailored Services from Basic Rent Collection to absentee Owner status(feel free <br> <br> to travel the world!). <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> <br> How may we help YOU? <br> <br> <br> [510]888-1802 Office <br> <br> DennisPropertyManagement@Yahoo.com<br> <br> CA. DRE License #01122798]]>

<![CDATA[<p>&nbsp;</p> <p style="text-align: center"><span style="font-size: xx-large"><a href="http://www.garrick.biz/forms/purchaseAssistant.html" rel="nofollow">102% VA Financing - Zero Down - Purchase Assistant - Click Here</a></span></p> <p><br> <br> &nbsp;</p> <p style="text-align: center"><a href="http://www.garrick.biz/forms/purchaseAssistant.html" rel="nofollow"><img height="179" width="200" src="http://garrick.biz/images/misc/zzz_VA_Loan_200.jpg"></a><br> <br> <br> <br> <span style="font-size: xx-large"><a href="http://www.garrick.biz/forms/purchaseAssistant.html" rel="nofollow">Non Military? Take Advantage of Stimulus Package Purchase Benefits - Click Here</a><br> <br> <span style="font-size: small"><strong><font size="1">DRE # 01368202</font></strong><br> <br> </span></span></p>]]>

<![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/16/images/body-background.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/2883038/8.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#FFFEFD; border:1px solid #368EC7;"><div style="border:5px #4496CB solid; text-transform:uppercase; color:#FFFEFD; background-color:#4496CB;"><b>Links</b></div><div style=""><ul style="color:#000000"><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in San Anselmo</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Mill Valley</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in San Rafael</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Novato</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Sonoma</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Bodega</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Penngrove</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Windsor</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Forclosures in Sebastopol</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Cotati</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Santa Rosa</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Foreclosures in Rohnert Park</a></li></ul><br></div><div style="border:5px #4496CB solid; text-transform:uppercase; color:#FFFEFD; background-color:#4496CB;"><b>Description</b></div><div style="width:700px; color:#000000;">With the housing market slowing down from 2 years of a downward spiral, <i>now is the perfect time</i> to look into owning a home in Rohnert Park and Cotati.<br>Interest rates continue to hold and prices for First Time Buyers and Investors are the best they have been in years!<br><br>I offer Free Foreclosure Search Engines for my clients and personal, hands-on Service!<br><br>Please let me know if I can help put you into the home of your dreams. It would be an honor to work for you.<br>Ken<br><br><br></div><div style="border:5px #4496CB solid; text-transform:uppercase; color:#FFFEFD; background-color:#4496CB;"><b>Profile</b></div><div style=" color:#000000;"><table style="color:#000000"><tr><td><b>Service Area: </b></td><td>All of Sonoma and Marin County </td></tr><tr><td><b>Years of Service: </b></td><td>6</td></tr><tr><td><b>Service Type: </b></td><td>Real Estate</td></tr><tr><td><b>Market Focus: </b></td><td>Premium</td></tr></table><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#000000"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 2883038</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]>

<![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/8/images/body_bg.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/2882995/7.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#FFFEFD; border:1px solid #598890;"><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Links</b></div><div style=""><ul style="color:#333333"><li><a href="http://www.kenschrier.com" rel="nofollow">Homes in Napa County</a></li></ul><br></div><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Description</b></div><div style="width:700px; color:#333333;">With the housing market slowing down from 3 years of a downward spiral, <i>now is the perfect time</i> to look into owning a home in Napa County.<br><br>Interest rates continue to hold and has the housing market begins to rebuild itself, prices for First Time Buyers and Investors are the best they have been in years.<br><br>Please let me know if I can help put you into the home of your dreams. It would be an honor to work for you.<br>Ken<br><br><br></div><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Profile</b></div><div style=" color:#333333;"><table style="color:#333333"><tr><td><b>Service Area: </b></td><td>All of Napa County </td></tr><tr><td><b>Years of Service: </b></td><td>7</td></tr><tr><td><b>Service Type: </b></td><td>Real Estate</td></tr><tr><td><b>Market Focus: </b></td><td>Premium</td></tr></table><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#333333"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 2882995</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]>

<![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/8/images/body_bg.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/2883931/7.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#FFFEFD; border:1px solid #598890;"><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Links</b></div><div style=""><ul style="color:#333333"><li><a href="http://www.kenschrier.com" rel="nofollow">Marin County Country Properties</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Sonoma County Country Properties</a></li><li><a href="http://www.kenschrier.com" rel="nofollow">Napa County Country Properties</a></li></ul><br></div><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Description</b></div><div style="width:700px; color:#333333;">Got horses? Want to spread out? Looking for land?<br><br>With the housing market slowing down from 4 years of a downward spiral, <i>now is the perfect time</i> to look into owning country property in Sonoma, Marin, and Napa County.<br><br>Interest rates continue to hold and prices for First Time Buyers and Investors are the best they have been in years!<br><br>I offer Free Foreclosure Search Engines for my clients and personal, hands-on Service!<br><br>Feel free to click on the links listed below, call me directly at 707-529-4819, or simple visit me <a href="http://www.kenschrier.com" rel="nofollow">http://www.kenschrier.com</a> <br><br>Please let me know if I can help put you into the home of your dreams. It would be an honor to work for you.<br>Ken<br><br><br></div><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Profile</b></div><div style=" color:#333333;"><table style="color:#333333"><tr><td><b>Service Area: </b></td><td>All of Sonoma and Marin </td></tr><tr><td><b>Years of Service: </b></td><td>7</td></tr><tr><td><b>Service Type: </b></td><td>Real Estate</td></tr><tr><td><b>Market Focus: </b></td><td>Premium</td></tr></table><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#333333"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 2883931</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]>

<![CDATA[<p><img src="http://i274.photobucket.com/albums/jj280/95070/94134/23835.jpg"><br><br>Menlo Park * Diamond Heights * Pleasant Hill * Morgan Hill * Walnut Creek * Dublin * Potrero Hill * Livermore * Cupertino * Bernal Heights * Castro Valley * Pacific Heights * Belmont * South San Francisco * Saratoga * Peninsula * Concord * Twin Peak * Fremont * Redwood Shores * Los Gatos * Santa Clara County * San Jose * San Ramon * Atherton</p>]]>

<![CDATA[Fremont Funding Inc is a Real Estate-Propert Management Company. We are dedicated primarily to helping homeowners stay in their home.We work with your bank and stop the foreclosure. Our buyers will rent your home back to you. We will work with you to re-build your credit. Foreclosure is the last resort and for us is not an option. Let us help. There are no fees, no charges. <br> <br> Call 510 735 7852]]>

<![CDATA[<a href="http://alamedacountyshortsales.com/wp-content/uploads/2010/03/logoImg.gif" rel="nofollow"><img src="http://alamedacountyshortsales.com/wp-content/uploads/2010/03/logoImg.gif" width="254" height="34"></a> <br> <br> Have you …... <br> <ul> <br> <li><strong>been facing mortgage payment challenges?</strong>...</li> <br> <li><strong>already explored possible solutions?</strong>...</li> <br> <li><strong>been faced with the possibility of foreclosure</strong>?</li> <br> <li>If you can answer “yes” to any of these questions, you may still have options to <strong>avoid a foreclosure</strong> sale. One of those options is a short sale.</li> <br> </ul> <br> If you or someone you know has a <strong>Aurora Home Loan</strong> and has a <strong>hardship</strong> and can no longer afford their mortgage you could qualify for a short sale or loan modification. I'm in direct contact with <strong>Aurora's Loss Mitigator</strong> and he encouraged me to spread the word that they get and know that time is of the essence when selling a home. <br> <br> <strong>TIME FRAME FOR AN APPROVAL WITH A AURORA SHORT SALE</strong> <br> <br> The time frame that was quoted to me after listing your home and getting a qualified buyer to purchase your home is <strong>approximately 21-45 days</strong>, and an average of <strong>45 days to close</strong> depending on if there is just Aurora as the first lien holder and if there is a junior lien involved as well. <br> <br> <strong>YES YOU CAN LIST YOUR HOME AND TRY TO GET A LOAN MODIFICATION AT THE SAME TIME</strong> <br> <br> I can be in <strong>direct contact</strong> the Short Sale Manager so I always know what's going on with the <strong>short sale process</strong>. The <strong>loan modification</strong> is encouraged also if you want to stay in your home just know your loan will not be reduced and even if you're <strong>behind on your payments</strong> you might still qualify. You can <strong>list your home</strong> and get the loan modification process at the same time and the decision will be made whether you are a candidate or not for the loan modification or the short sale. If you're <strong>currently unemployed</strong> or <strong>underemployed</strong> and or do not want to stay in your home your <strong>best solution</strong> will be to short sale your home and minimize damage to your credit. <br> <h3>For a FREE and Private Consultation Call Jose Diaz - Alameda County's Aurora Short Sale Expert @ 510-912-4519 or complete the form below and Jose will contact you today.</h3> <br> <br> <br> &#65279;]]>

<![CDATA[Behind On Mortgage Payments? <br> Is it getting harder to make your mortgage payments? <br> Do you just want to know if you qualify for Obama's Home Affordable Mortgage Program? <br> <br> We Can Help! <br> <br> You are not alone in your struggle to keep your home. Millions of Americans face the risk of foreclosure every year. <br> Unfortunately, most have something else in common — financial hardship. Four common hardship reasons account for 70% of all foreclosures nationwide: <br> <br> Job loss <br> Disability <br> Divorce <br> Death of a wage earner <br> There are also common non-hardship-based reasons that lead to the threat of foreclosure and the need to reach out for help: <br> <br> Overextended credit <br> Decreasing housing values <br> Limited understanding of certain mortgage loan terms and features <br> No matter the cause of your struggle, you should act promptly to get help saving your home. <br> <br> Learn to Modify yourself at one of our upcoming FREE workshops or <br> Call for a FREE consultation and our No Advance Fee service. Only pay for the service you need. <br> Call Toll FREE 24 - Hours A Day 510-912-4519 <br> We are Licensed Brokers DRE # 01155260 <br> BEWARE OF SCAMS AND ANYONE WHO CHARGES ADVANCED FEES!!!]]>

<![CDATA[Behind On Your Mortgage Payments? Is it getting harder to make your mortgage payments? <br> <br> Do you just want to know if you qualify for Obama's Home Affordable Mortgage Program? We Can Help! <br> You are not alone in your struggle to keep your home. Millions of Americans face the risk of foreclosure every year. Unfortunately, most have something else in common — financial hardship. <br> Four common hardship reasons account for 70% of all foreclosures nationwide: <br> • Job loss <br> • Disability <br> • Divorce <br> • Death of a wage earner <br> There are also common non-hardship-based reasons that lead to the threat of foreclosure and the need to reach out for help: <br> • Overextended credit <br> • Decreasing housing values <br> • Limited understanding of certain mortgage loan terms and features <br> No matter the cause of your struggle, you should act promptly to get help saving your home. Learn to Modify yourself at one of our upcoming FREE workshops or Call about our FREE consultation and No Advance FEE service. Only pay for the service you need. <br> or directly to 510-912-4519 We are Licensed Brokers DRE # 01155260 <br> Do you qualify for a reduction in your mortgage payments? Take the test visit <br> <a href="http://jdiazrealtors.com/loan-modifications" rel="nofollow">http://jdiazrealtors.com/loan-modifications</a> <br> <br> BEWARE OF SCAMS AND ANYONE WHO CHARGES ADVANCED FEES!!! <br> ]]>

<![CDATA[<div style="color: #6F6F65;"><font size="2"><table width="100%" height="100%" border="0" align="center" cellpadding="10" cellspacing="0"> <tr> <td colspan="2" align="center" valign="top" background="http://www.postlets.com/css/styles/sonoma/bg_body.gif"><table width="750" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td></td> <td height="20" align="right"> <div style="background-color: #4B532A; color: #FDF8D8; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><font size="2"><a href="http://www.postlets.com/email_interest.php?pid=2482911&amp;v=re" rel="nofollow"></a></font></div> </td> </tr> </table> <table width="900" border="0" cellspacing="0" cellpadding="0" align="center" style="border-left: 1px solid #e7e6d7; border-right: 1px solid #e7e6d7;"> <tr> <td> <table width="100%" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td> <table width="100%" border="0" cellspacing="0" cellpadding="7"> <tr> <td colspan="2" style="background-color: #e7e6d7;"> <table width="100%" cellspacing="0" cellpadding="1"> <tr valign="top"> <td height="30" align="left" valign="top"><div style="color: #8E0700;"><center><a href="http://img411.imageshack.us/i/banner3o.jpg/" rel="nofollow"><img src="http://img411.imageshack.us/img411/3821/banner3o.jpg" border="0"></a><br></p><font size="6"><p><strong>Don't Surrender Your Home to Foreclosure</p><p><a href="http://img402.imageshack.us/i/istock000006805100small.jpg/" rel="nofollow"><img src="http://img402.imageshack.us/img402/4599/istock000006805100small.jpg" border="0"></p></a><p>Consider Short Sales First</p><font face="Times New Roman" color="#000000" size="3"><center><p>With the experienced short sale professionals at ELITE Realty Services on your side, you may be able to avoid foreclosure and sell your home. In a short sale, the mortgaged home is sold for less than the balance due on the loan and the lender agrees to accept less than the full loan amount, in exchange for avoiding foreclosure.</p></font><center><font size="5"><p>Did you know that over 1/3 of properties for sale on the market today are Short Sales?</p><p>Of those Short Sales, over 80% will end up cancelled, expired, or FORECLOSED.</p><font size="4">Are you in good hands with your current Real Estate company?</p></center><p><font face="Times New Roman" color="#000000" size="3">At ELITE Realty Services, our professionals team up with specialized short sale experts that have over a 90% success rate at closing to make certain your short sale is completed as smoothly and efficiently as possible. </p><p><center> <font face="Times New Roman" color="#990000" size="3">Can your current real estate brokerage document their short sale success? We can! </font></center></p></font> </font></div></td></tr><tr> <td width="560" align="left" valign="top"> <div style="color: #5E5E56;"></div></td> </tr> </table></td> </tr> <tr> <td colspan="2" valign="top" style="background-color: #e7e6d7;"> <table width="890" border="0" cellpadding="4" cellspacing="0" style="border-left: 1px solid #BDBCAB; border-right: 1px solid #BDBCAB; border-top: 1px solid #BDBCAB; border-bottom: 1px solid #BDBCAB; background-color: #B6C1A9;"> <tr> <td align="left"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="350" height="35" valign="top"> <div style="color: #4B532A;"><font face="Times New Roman" color="#990000" size="5"><strong>At ELITE Realty Services, we are:</font></div></td> <td valign="top"><span style="padding-right: 5px;"></span></td> <td align="right" valign="top"><div style="color: #4B532A;"></div></td> </tr> <tr> <td valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="3" style="border-top: 1px solid #BDBCAB; background-color: #B6C1A9;"> <tr> <td width="125"> <table border="2" cellspacing="0" width="580"> <tr> <td width="180" bgcolor="#e7e6d7"><font face="Times New Roman" color="#990000" size="5"><strong>PROACTIVE</td> <td width="400" bgcolor="#e7e6d7"><font face="Times New Roman" color="#000000" size="4"><strong>We do not wait around for the lender to call; we have the lender on speed dial</td> </tr> <tr> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#990000" size="5"><strong>EXPERIENCED</td> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#000000" size="4"><strong>We know the ins and outs of bank appraisals and BPO s to expedite the bank processes</td> </tr> <tr> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#990000" size="5"><strong>PERSISTANT</td> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#000000" size="4"><strong>We never give up. We are committed to negotiating the terms of your short sale with your lender and are prepared for disparity between the needs of first and second lenders. </tr> <tr> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#990000" size="5"><strong>INFORMED</td> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#000000" size="4"><strong>We have identified common critical mistakes made in short sales interactions and developed strategies to avoid these mistakes. </tr> <tr> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#990000" size="5"><strong>WE KEEP YOU INFORMED</td> <td bgcolor="#e7e6d7"><font face="Times New Roman" color="#000000" size="4"><strong>Short Sales can sometimes be a tedious process, especially if you are kept in the dark. At ELITE, we perform regular communication to keep you updated and engaged in your short sale. </table> </td> <td></td> </tr> <tr> <td></td> </tr> <tr> </table> </td> <td valign="top" width="5"><span style="padding-right: 5px;"></span></td> <td valign="top"><table width="100%" border="0" cellpadding="8" cellspacing="0" style="border-left: 1px solid #BDBCAB; border-right: 1px solid #BDBCAB; border-top: 1px solid #BDBCAB; border-bottom: 1px solid #BDBCAB; background-color: #B6C1A9;"> <tr> <td> </td> </tr> </table> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="center"><a href="http://img9.imageshack.us/i/istock000004778034xsmal.jpg/" rel="nofollow"><img src="http://img9.imageshack.us/img9/7350/istock000004778034xsmal.jpg" border="0"></a><br><table width="250" border="0" cellspacing="0" cellpadding="1"> <tr> <td height="15" align="center"></td> </tr></table></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td width="50%" valign="top" align="left" style="background-color: #e7e6d7;"> <p><center><font face="Times New Roman" color="#990000" size="4"><strong>Save your credit with a short sale!</font><br><font face="Times New Roman" color="#000000" size="3">A foreclosure can remain on your credit file for up to 10 years, but a short sale may have little impact on your credit.</font></p><p><font face="Times New Roman" color="#990000" size="5">Allow ELITE Realty Services to help ease your financial stress, restore your confidence, and help you make a fresh start.</font></p><p><font face="Times New Roman" color="#990000" size="4"><strong>Call ELITE Realty Services today and find out if a short sale is right for you.</p> <p><center><a href="http://img268.imageshack.us/i/logoujt.jpg/" rel="nofollow"><img src="http://img268.imageshack.us/img268/1027/logoujt.jpg" border="0"></a><br><font face="Times New Roman" color="#990000" size="4"><strong> </font><br><font face="Times New Roman" color="#990000" size="3">Direct: (408) 506-1746<br>Fax: (408) 249-5400<br>www.eliterm.com<br>will@eliterm.com<br>Call toll free: (877) ELITE-05 </font></p><p><font face="Times New Roman" color="#990000" size="2"> ELITE Realty Services is conveniently located near Santana Row in San Jose, CA <a href="http://img32.imageshack.us/i/banner1vjg.jpg/" rel="nofollow"><img src="http://img32.imageshack.us/img32/7575/banner1vjg.jpg" border="0"></a><br> <table width="350" border="0" cellpadding="0" cellspacing="1" style="border-left: 1px solid #e7e6d7; border-right: 2px solid ##e7e6d7; border-top: 1px solid #e7e6d7; border-bottom: 1px solid #e7e6d7; background-color: #e7e6d7;"> <tr> <td><table width="100%" border="0" cellpadding="5" cellspacing="0"> <tr> <td><div style="color: #4B532A;"><span style="font-weight: bold;"> </span></div></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr valign="top"> <td width="25"><span style="padding-right: 5px;"></span></td> <td><table width="100%" border="0" cellspacing="0" cellpadding="2"> <tr> <td><div style="color: #5E5E56;"></div></td> </tr> </table></td> </tr> </table><br></td> </tr> </table></td> </tr> </table></td></tr> </table></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" style="background-color: #e7e6d7;"><span style="padding-left: 5px; padding-right: 5px;">This advertisement and its contents/graphics is copyright of ELITE Realty Services. All rights reserved. Any modification or reproduction of the contents in any form is strictly prohibited. </span></td> <td align="right" style="background-color: #e7e6d7;"> </tr> </table> </td> </tr> </table></td> </tr> </table> <table width="740" border="0" cellspacing="0" cellpadding="0"> <tr> </font></div></td> </tr> </table></td></tr> </table></font></div> ]]>

<![CDATA[<div style="color: #6F6F65;"><font size="2"><table width="100%" height="100%" border="0" align="center" cellpadding="10" cellspacing="0"> <tr> <td colspan="2" align="center" valign="top" background="http://www.postlets.com/css/styles/sonoma/bg_body.gif"><table width="750" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td></td> <td height="20" align="right"> <div style="background-color: #4B532A; color: #FDF8D8; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><font size="2"><a href="http://www.postlets.com/email_interest.php?pid=2482911&amp;v=re" rel="nofollow"></a></font></div> </td> </tr> </table> <table width="900" border="0" cellspacing="0" cellpadding="0" align="center" style="border-left: 1px solid #e7e6d7; border-right: 1px solid #e7e6d7;"> <tr> <td> <table width="100%" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td> <table width="100%" border="0" cellspacing="0" cellpadding="7"> <tr> <td colspan="2" style="background-color: #e7e6d7;"> <table width="100%" cellspacing="0" cellpadding="0"> <tr valign="top"> <td height="30" align="left" valign="top"><div style="color: #8E0700;"><center> <a href="http://img29.imageshack.us/i/banneroriginalo.gif/" rel="nofollow"><img src="http://img29.imageshack.us/img29/9145/banneroriginalo.gif" border="0"></a><br> <p><a href="http://img208.imageshack.us/i/loanmod.jpg/" rel="nofollow"><img src="http://img208.imageshack.us/img208/4715/loanmod.jpg" border="0"></a></p> </p><font size="6"><p><strong>Are you running out of change to pay your mortgage?</p><p><font size="5">ELITE Realty Services can provide you with the change you need.</p><font face="Times New Roman" color="#000000" size="4"><center><p>With ELITE Realty Services' loan modification department on your side, we can change the terms of your existing mortgage loan to make it affordable and save your home! </p></font><center> </font></div></td></tr><tr> <td width="560" align="left" valign="top"> <div style="color: #5E5E56;"></div></td> </tr> </table></td> </tr> <tr> <table width="890" border="0" cellpadding="4" cellspacing="0" style="border-left: 1px solid #BDBCAB; border-right: 1px solid #BDBCAB; border-top: 1px solid #BDBCAB; border-bottom: 1px solid #BDBCAB; background-color: #B6C1A9;"> <tr> <td align="left"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr><div style="color: #4B532A;"></div></td> <td valign="top"><span style="padding-right: 5px;"></span></td> <td align="right" valign="top"><div style="color: #4B532A;"></div></td> </tr> <tr> <td valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="3"> <tr> <table border="0" cellspacing="0" cellpadding="5" width="580"> <tr> <td width="580" bgcolor="#e7e6d7" colspan="4"><font face="Times New Roman" color="#990000" size="5"><strong>Through a loan modification, at ELITE Realty Services we may be able to help you:</td> </tr> <tr> <td width="290" bgcolor="#e7e6d7"><font face="Times New Roman" color="#990000" size="4"><strong> REDUCE your monthly mortgage payment<br> Lower your interest rate<br> Extend the term of your loan<br> Change your adjustable interest rate to a fixed rate<br> </td> <td width="290" bgcolor="#e7e6d7"><font face="Times New Roman" color="#990000" size="4"><strong> Decrease the principal of the loan<br> Reduce the amount of back payments or late fees<br> And MORE to help you afford your mortgage<br> </td> </table> </td> <td></td> </tr> <tr> <td></td> </tr> <tr> </table> </td> <td valign="top" width="5"><span style="padding-right: 5px;"></span></td> <td valign="top"><table width="100%" border="0" cellpadding="8" cellspacing="0" style="border-left: 1px solid #BDBCAB; border-right: 1px solid #BDBCAB; border-top: 1px solid #BDBCAB; border-bottom: 1px solid #BDBCAB; background-color: #B6C1A9;"> <tr> <td> </td> </tr> </table> <table width="100%" border="0" cellspacing="0" cellpadding="1"> <tr> <td><a href="http://img189.imageshack.us/i/istock000005218973xsmal.jpg/" rel="nofollow"><img src="http://img189.imageshack.us/img189/8526/istock000005218973xsmal.jpg" border="0"></a><br><table width="250" border="0" cellspacing="0" cellpadding="1"> <tr> <td height="15"></td> </tr></table></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td width="50%" valign="top" align="left" style="background-color: #e7e6d7;"> <p><center><font face="Times New Roman" color="#990000" size="4"><strong>At ELITE Realty Services, we care about our customers and provide one-on-one support, understanding, and personal privacy. Our experienced staff is dedicated to working with you to create a loan modification plan that best fits you and your income. We are experts in working with lenders to modify the terms of your home mortgage.</font></p><p><font face="Times New Roman" color="#000000" size="4">If we are unsuccessful renegotiating better loan terms with your lender then there is NO charge! Even if your loan modification is denied, we can explore other options in order to save your home and alleviate financial burdens. </font></p><p><font face="Times New Roman" color="#990000" size="5">You have nothing to lose and everything to gain, including your home!</font><br><font face="Times New Roman" color="#990000" size="4">A relief for your financial distress is waiting for you.<p><font face="Times New Roman" color="#990000" size="4"><strong><font face="Times New Roman" color="#990000" size="5">Call ELITE Realty Services today and find out if a short sale is right for you.</p> <p><center><a href="http://img268.imageshack.us/i/logoujt.jpg/" rel="nofollow"><img src="http://img268.imageshack.us/img268/1027/logoujt.jpg" border="0"></a><br><font face="Times New Roman" color="#990000" size="4"><strong> </font><br><font face="Times New Roman" color="#990000" size="3">Direct: (408) 506-1746<br>Fax: (408) 249-5400<br>www.eliterm.com<br>will@eliterm.com<br>Call toll free: (877) ELITE-05 </font></p><p><font face="Times New Roman" color="#990000" size="2"> ELITE Realty Services is conveniently located near Santana Row in San Jose, CA <a href="http://img32.imageshack.us/i/banner1vjg.jpg/" rel="nofollow"><img src="http://img32.imageshack.us/img32/7575/banner1vjg.jpg" border="0"></a><br> <table width="350" border="0" cellpadding="0" cellspacing="0" style="border-left: 1px solid #e7e6d7; border-right: 2px solid ##e7e6d7; border-top: 1px solid #e7e6d7; border-bottom: 1px solid #e7e6d7; background-color: #e7e6d7;"> <tr> <td><table width="100%" border="0" cellpadding="5" cellspacing="0"> <tr> <td><div style="color: #4B532A;"><span style="font-weight: bold;"> </span></div></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr valign="top"> <td width="25"><span style="padding-right: 5px;"></span></td> <td><table width="100%" border="0" cellspacing="0" cellpadding="2"> <tr> <td><div style="color: #5E5E56;"></div></td> </tr> </table></td> </tr> </table><br></td> </tr> </table></td> </tr> </table></td></tr> </table></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" style="background-color: #e7e6d7;"><span style="padding-left: 5px; padding-right: 5px;">This advertisement and its contents/graphics is copyright of ELITE Realty Services. All rights reserved. Any modification or reproduction of the contents in any form is strictly prohibited. </span></td> <td align="right" style="background-color: #e7e6d7;"> </tr> </table> </td> </tr> </table></td> </tr> </table> <table width="740" border="0" cellspacing="0" cellpadding="0"> <tr> </font></div></td> </tr> </table></td></tr> </table></font></div> ]]>

<![CDATA[Contact Us & Make A NO OBLIGATION APPOINTMENT @ 925-249-2424 <br> <br> <br> <br> Did your loan modification fail with WACHOVIA? <br> <br> If so, we: <br> <br> <br> <br> 1. STOP FORECLOSURE PROCESS *** I.M.M.E.D.I.A.T.E.L.Y *** <br> <br> <br> <br> 2. NEGOTIATE AND RE-STRUCTURE A SECURED 30 YEAR FIXED LOAN <br> <br> <br> <br> 3. CAN POSSIBILY LOWER YOUR PRINCIPAL BALANCE AS MUCH AS 50% OR MORE <br> <br> <br> <br> <br> <br> Make an appointment &gt; <a href="http://LoanModificationsHelp.info" rel="nofollow">http://LoanModificationsHelp.info</a>]]>

<![CDATA[<center><font size="20">Unbelieveable</font> <br> <br> Dataquick information services tracks Real Estate values for many areas, They're a long time information service that been used by professionals and other to get a sense of the Real Estate market and its health or lack of. Check out this link showing their data for January 2010. It truly unbelieveable. <br> <br> <a href="http://www.dqnews.com/Charts/Monthly-Charts/CA-City-Charts/ZIPCAR.aspx" rel="nofollow">http://www.dqnews.com/Charts/Monthly-Charts/CA-City-Charts/ZIPCAR.aspx</a> <br> <br> Though prices are low compared to those of nearly three years ago, it appears a rebound is occurring. There are still good buys to be had but more and more they are competing offers for them. For those hoping to buy while prices and rates stay low or before the government ends further incentive programs to become a home owner, now is the time to act. <br> <br> Let's talk about what you can do to become a home owner or change your situation. If you're a home seller, then this could be the time to put your home up for sale. Whether buying, selling or financing, I can help you. <br> <br> With nearly 20 years in the local Real Estate and financing markets, I've seen just about every angle of Real Estate and financing. Some deals I've gotten have been incredible like the first time home buyer who bought a bank owned home last year that had been totally remodeled. After we got into contract, we discovered that this home, one in the Santa Cruz Mountains, needed a whole new septic system. Though the buyer was despondant at first, we perservered and I was able to get the bank to put in a new, $30,000, 'green' septic system at no cost to the buyer. That was a great win for her and one of those unbelieveable deals. <br> <br> Now I can't promise you that same kind of deal but I will guarantee that you won't find anyone more dedicated to your goals. If you're committed to becoming a home owner or moving up into that larger home or ready to sell your property, let's talk. I'm ready and willing to work for you like I do for all of my clients. 100% all of the time. <br> <br> Call me, W. Gene Hunt, DRE #01124702, at The William Jefferies Co., (408) 573-0811. Or email me through Craigslist. You'll only get straight answers and no pushy sales talk. <br> <br> Call today!!]]>

<![CDATA[Don’t miss out on your opportunity to qualify for the Homebuyer Tax Credit before it expires! <br> <br> San Jose, Ca. – Did you know the U.S. Government will allow you to reduce your tax liability if you buy a home? It’s hard to believe, but true. And, if this is the year you’re planning to buy your home and you’d like to get a break from Uncle Sam, you’ll need to understand the important details of this very special program before it comes to an end soon. Even those who currently own a home and are planning to move into a new home may be able to qualify for the tax credit! <br> <br> In today’s economy, you cannot afford to miss out on this once-in-a-lifetime opportunity! We have prepared a FREE SPECIAL REPORT called “The Ten Things You Need To Know About The Homebuyer Tax Credit Before You Buy Your Home!” To get a FREE copy of this Special Report, call the TOLL-FREE, 24 HOUR RECORDED MESSAGE at 1-888-585-5540, Ext. 1040. But don’t delay, the Homebuyer Tax Credit expires on April 30th! Call NOW… and find out how you too can reduce your tax liability! <br> <br> California Department of Real Estate License #01870212 <br> ]]>

<![CDATA[STORM DRAINAGE RECOVERY - PREVENTION & PROTECTION SERVICES - FLOOD & EROSION CONTROL - PREVENT WATER UNDER YOUR HOME - FRENCH DRAINS - SUMP PUMPS --------------------------- In the sale / transaction of a home, quite often an issue of drainage occurs, has this home previously had water under it? will it in the future? <br> <br> I offer a Free Drainage Inspection / Evaluation / Design / Estimate, and give a competitive price on any recommended work. <br> <br> Prevent Water Accumulation under your home, it can lead to or expedite foundation problems, settling, heating duct corrosion – hardwood floor buckling - dry rot, termites, mold, which can complicate a sale / transaction. <br> <br> My work is guaranteed in writing, which relieves the seller, buyer, and agents representing both, of liability of drainage issues, ie...water under the house, crawlspace, or saturation around a slab foundation, currently or in the future. <br> <br> <br> I have an extensive list of references from realtors and homeowners that I have worked for on multiple properties over the last thirty plus years. <br> <br> Free Estimates - Local References - License #417323. <br> <br> Serving Contra Costa County Since 1976. <br> <br> All Seasons 925-930-8123 <br> <br> Key words – French drains – sub surface drains – storm drainage – property drainage – rain water – flooding - erosion – drainage issues – preventing water under house - underground drainage – saturation in yard, under house and or around foundation – sumps – sump pumps – foundation settling – dry rot – mold – termites – mildew – excessive condensation on windows - heating duct corrosion – hardwood floor buckling - a musty smell in your home – DRAINAGE SYSTEMS – <br> <br> <br> ]]>

<![CDATA[I'm available to do open houses 7 days a week up to 4 hours throughout the entire <br> bay area.Knowing how busy realtors and property managers are and having knowledge <br> of the real estate industry I can assist you in your busy schedules. <br> <br> -For more info call me @(707)655-0721 <br> <br> <br> ]]>

<![CDATA[We are without a doubt amongst the finest class of moving help you'll ever use! Unlike movers who throw stuff, bang away thoughtlessly on your valuable belongings. Our movers handle your items with the utmost care, mechanical advantage and intelligence at a steady pace because getting there safely is everything. We don’t lose or damage! PERFECTION PLAIN AND SIMPLE! Serving the Bay Area for over 10 years with MANY satisfied customers. Low overhead keeps our prices competitive. We take the anxiety out of moving day and make it swift and fun! Contact us today at 415-272-1007, www.flagshipmovers.com ____________________________________________________________________________________ <img src="http://Imagedeposit.com/ad_images/ImageDeposit_dot_com_FREE_Hosting_BIG_UserID_7923_Image_number_9DD7B5F699.jpg" border="0"><br> <font color="#339933">A picture's worth a 1,000 words, get your <b>Free</b> image hosting at ImageDeposit.com </font><br> ]]>

<![CDATA[GIVE YOUR CLIENTS A NEW 30 YEAR FIXED MTG BASED ON CURRENT VALUE! <br> <br> DO YOU HAVE CLIENTS THAT ARE: <br> Upside down in their home <br> Behind in house payments <br> In foreclosure <br> Trying to short sale their home <br> Can’t qualify for loan mod <br> Denied of every program because of poor credit <br> <br> IF SO, HERE IS A PROGRAM THAT COULD HELP THEM: <br> Reduce the principal balance of their home to 90% of today’s current market value <br> Receive 10% instant equity in their home <br> Refinance into a 30 year fixed <br> Receive an interest rate as low as 6.25% <br> No credit score needed to qualify <br> Does not have to be behind in mortgage to qualify <br> Never lose title/ownership of their home <br> No tax deficiency – No 1099 at year end <br> <br> WHO QUALIFIES <br> Homeowner must be at least 25% upside down in their home <br> Must have no more than 50 debt to income (DTI) ratio on new loan <br> Must be able to prove income – can use 12 months bank statements <br> <br> If you have clients that fit the profile, you can help them stay in their home <br> and earn 1% - 2% commission. Just collect the required documents and send them in. <br> <br> No license is required to offer this program to your client. <br> It is available in all 50 states for owner occupied, 2nd homes, investment and commercial properties <br> No condos in Nevada or Florida <br> <br> One in four homes across the nation is under water. Your clients need your help! <br> <br> To learn more about this program, go to: <br> <br> <a href="http://www.30YearFixedShortPayRefi.com" rel="nofollow">http://www.30YearFixedShortPayRefi.com</a> <br> <br> Or call Trish at 408-387-3828 <br> <br> <br> ]]>

<![CDATA[<p><img src="http://i274.photobucket.com/albums/jj280/95070/94134/112.jpg"><br><br>Redwood Shores * Pacific Heights * Morgan Hill * Los Gatos * Willow Glen * Hayward * Sunset * Santa Clara County * Bay Metro Realty * Gilroy * Danville * San Leandro * Sunnyvale * Aptos * Castro Valley * Brentwood * Morgan Hill * Brisbane * Mill Valley * Financial District * San Ramon * Dublin * Concord * Twin Peak * South San Francisco</p>]]>

<![CDATA[<table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" height="40"><a href="http://ajwilkas.sawitonline.com/2064326/free---------short-sale-help-and-information-from-a-cdpe-pro.html" target="_blank" rel="nofollow"><strong>Click here to view complete details and photos</strong></a></td> </tr></table><table width="100%" border="0" cellspacing="0" cellpadding="0"><tr><td align="center" valign="top" background="http://www.sawitonline.com/html/templates/template11/images/side.jpg" style="background-repeat:repeat-x"><table width="100%" border="0" cellspacing="0" cellpadding="0"><tr><td height="135" align="center"><table width="100%" border="0" cellspacing="0" cellpadding="0"><tr><td width="112" valign="top"><table width="80" border="0" cellpadding="0" cellspacing="0"><tr><td width="237" height="134" background="http://www.sawitonline.com/html/templates/template11/images/side.jpg"> </td></tr><tr><td> </td></tr></table></td><td width="70%" align="center" valign="top"><table width="910" border="0" cellspacing="0" cellpadding="0"><tr><td height="135" align="center" valign="bottom" background="http://www.sawitonline.com/html/templates/template11/images/top_mid.jpg"><div style="padding:0px 0px 60px 0px;color:#FFFEFD;"><font size="3" face="Verdana, Arial, Helvetica, sans-serif"><strong>FREE ------- SHORT SALE HELP AND INFORMATION From a CDPE Pro</strong></font></div></td><td width="13" height="135" background="http://www.sawitonline.com/html/templates/template11/images/top_mid.jpg"> </td><td width="115" background="http://www.sawitonline.com/html/templates/template11/images/small_left.jpg"> </td></tr><tr><td width="790" height="183" align="left" valign="top" bgcolor="#FFFFFF"><table width="100%" border="0" cellspacing="0" cellpadding="0"><tr><td><font size="2"><div style="text-align:left;background-color:#FFFEFD;font-family:Verdana;"><div style="padding:0px 10px 0px 0px;background-color:#FFFEFD;"><div style="padding:0px 0px 0px 10px;background-color:#FFFEFD;"><div style="background-color:#FFFEFD;padding:8px;"><div style="background-color:#FFFEFD;padding:0px;_height:1%"><div style="_height:1%;"><div style="float:left;"><div style="padding:5px;width:335px;"><img src="http://www.sawitonline.com/modules/flyer/images/thumb/2064326_20090930-025950_995.jpg?" border="0"></div></div><div><span><span> <br><br>Hello, I am Alex Wilkas, the other half of the Wilkas Group/Prudential California Realty, Located in Burlingame California and I have earned the Prestigious Designation of CDPE.<br><br>That means I am Certified by the Distressed Property Institute to help you determine what are the best options for you and your home if you are having difficulty in making your mortgage payments. <br><br>What exactly is a Home in Distress or a Short Sale in real estate and is this happening in our neighborhoods in Burlingame, Hillsborough, Daily City, South San Francisco, Coast Side/Half Moon Bay, San Mateo, San Bruno, San Carlos, Belmont, Redwood City or Foster City? The short answer is, YES! <br><br>I am sure that you have read and heard about the growing number of homeowners pursuing short sales in the US today. In fact, the chances are that one of your neighbors is going through one right now. Some estimates state that over 50% of the properties that close this year will be Short Sales or Foreclosures. Most people dont learn what a short sale is until they experience it firsthand. <br><br>In a nut shell, a short sale is a closed transaction where the mortgage holder(s) agree to accept less than the mortgage amount balance in order to close the sale. These can be very complicated transactions with far reaching ramifications. <br><br>As a CDPE, I have been specifically trained to assist buyers and sellers when they are going thru these difficult transactions.<br><br>I am dedicating my training to help our community, clients and their friends through these difficult times. Not only are these financially challenging transactions, but the stress on a family can be overwhelming. <br><br>As a community service, If you would like information on Short Sales and exactly what they are, how to qualify and what a homeowner needs to do in order to pursue one, I would be happy to send you the information via e-mail or in a personal consultation.<br><br>There is no FEE or any OBLLGATION of any kind, I just want to make sure that you have accurate information, so that you can make an informed decision,<br><br><br>You can reach me by sending me a e-mail at: alex@wilkasgroup.com or if your situation is urgent you can call me at: 650-696-2823 or visit: www.ShortSaleMavens.com<br><br></span></span></div><div style="clear:both;"></div></div><div style="clear:both;"></div></div><div style=""><div style="width:227px;float:left;"><div style="border:1px solid #dddddd;padding:8px;background-color:#FFFEFD;_height:1%;"><div style="background-color:#6a2321;color:#FFFEFD;padding:3px;height:14;"><span><strong>Contact Information</strong></span></div><div style="padding:5px 0px 5px 0px;clear:both;"></div><div style=""><div style="padding-top:3px;"><img src="http://www.sawitonline.com/modules/member/images/logos/thumb/2004030563.jpg"></div> <div style="padding-top:3px;"><img src="http://www.sawitonline.com/modules/member/images/photos/thumb/2004030563.JPG"></div><span></span></div><div><span>Alexander J.</span></div> <div><span>650-696-2823</span></div> <div><span><a href="mailto:alex@WilkasGroup.com" rel="nofollow">alex@WilkasGroup.com</a></span></div><div></div><div style="padding:3px;"></div><div><div style="color:#5a523b;height:14;"><span><strong>Location</strong></span></div><div style=""><span>320 Primrose Road</span><br> <span>Burlingame, California 94010<br>UNITED STATES</span><br></div></div></div> <div style="padding:5px;"></div><div style="border:1px solid #dddddd;padding:8px;background-color:#FFFEFD;_height:1%;"><div style="background-color:#6a2321;color:#FFFEFD;padding:3px;height:14;"><span><strong>Links</strong></span></div><div style="padding:5px 0px 5px 0px;clear:both;"></div><div><div style="border:1px solid #ffffff;border:0px;"><div style="clear:both;"></div></div><div><span><a target="_blank" href="http://www.shortsalemavens.com" rel="nofollow">My Site</a></span></div><div style="clear:both;"></div></div></div></div><div style="float:left;"></div><div style="width:507px;float:right;"> <div style="padding-top:5px;"><div style="border:1px solid #dddddd;padding:8px;background-color:#FFFEFD;_height:1%;"><div style="background-color:#6a2321;color:#FFFEFD;padding:3px;height:14;"><span><strong>FEATURES</strong></span></div><div style="padding:5px 0px 5px 0px;clear:both;"></div><div><div style=""><div style="float:left;width:221px;"><span><strong>Metro Area:</strong></span><span>San Francisco</span></div></div><div style="clear:both;"></div></div> </div></div> <div style="padding-top:5px;"><div style="border:1px solid #dddddd;padding:8px;background-color:#FFFEFD;_height:1%;"><div style="background-color:#6a2321;color:#FFFEFD;padding:3px;height:14;"><span><strong>ATTRIBUTES</strong></span></div><div style="padding:5px 0px 5px 0px;clear:both;"></div> </div></div> <div style="padding-top:5px;"><div style="border:1px solid #dddddd;padding:8px;background-color:#FFFEFD;_height:1%;"><div style="background-color:#6a2321;color:#FFFEFD;padding:3px;height:14;"><span><strong>SERVICE RATES</strong></span></div><div style="padding:5px 0px 5px 0px;clear:both;"></div><div><div style=""><div style="float:left;width:221px;"><span><strong>Asking Price:</strong></span><span>0</span></div><div style="float:left;width:221px;"><span><strong>per:</strong></span><span></span></div><div style="float:left;width:221px;"><span><strong>Currency:</strong></span><span>USD</span></div></div><div style="clear:both;"></div></div> </div></div> <div style="padding:5px 0px 0px 0px;"><div style="border:1px solid #dddddd;padding:8px;background-color:#FFFEFD;_height:1%;"><div style="background-color:#6a2321;color:#FFFEFD;padding:3px;height:14;"><span><strong>Photo Gallery</strong></span></div><div style="padding:5px 0px 5px 0px;clear:both;"></div><div><div><br><div><div><span style="float:left;"><div style="padding:2px;"><img src="http://www.sawitonline.com/modules/flyer/images/gallary/thumb/2064326_20090930-032255_680.jpg" border="0"></div></span><span style="float:left;"><div style="padding:2px;"><img src="http://www.sawitonline.com/modules/flyer/images/gallary/thumb/2064326_20090930-025950_995.jpg" border="0"></div></span><span style="float:left;"><div style="padding:2px;"><img src="http://www.sawitonline.com/modules/flyer/images/gallary/thumb/2064326_20090930-031711_983.gif" border="0"></div></span></div><br></div><div style="clear:both;"></div></div><div style="clear:both;"></div></div></div></div></div></div><div style="clear:both;"></div></div></div></div><div style=""><div style="float:left;color:#897f64;text-decoration:none;padding:5px 0px 5px 20px;"><img src="http://www.sawitonline.com/templates/blue/images/poweredby11.jpg" border="0"></div><div style="float:right;padding:5px 20px 5px 0px;"><span>Sawitonline.com LISTING ID::</span><span>2064326</span></div> <div style="clear:both;"></div></div></div><div style="padding:11px 0px 11px 0px;"></div> <div style="text-align:left;background-color:#FFFEFD;font-family:Verdana;"><div style="padding:0px 10px 0px 0px;background-color:#FFFEFD;"><div style="padding:0px 0px 0px 10px;background-color:#FFFEFD;"><div style="padding:10px 0px 0px 0px;background-color:#FFFEFD;"><div></div></div><div style="border:1px solid #dddddd;padding:8px;background-color:#FFFEFD;_height:1%;"><div><div><div style="color:#FFFEFD;"><span><strong>Photo Gallery</strong></span></div></div><div style="_height:1%;"><div style="padding:7px 0px 7px 0px;clear:both;"></div><div style="padding-top:5px;" align="center"><img style="padding:2px;border:1px solid #666666;background-color:#FFFEFD;" src="http://www.sawitonline.com/modules/flyer/images/medium_gallary/thumb/2064326_20090930-032255_680.jpg" border="0"><br><span></span></div><br><div style="padding-top:5px;" align="center"><img style="padding:2px;border:1px solid #666666;background-color:#FFFEFD;" src="http://www.sawitonline.com/modules/flyer/images/medium_gallary/thumb/2064326_20090930-025950_995.jpg" border="0"><br><span></span></div><br><div style="padding-top:5px;" align="center"><img style="padding:2px;border:1px solid #666666;background-color:#FFFEFD;" src="http://www.sawitonline.com/modules/flyer/images/medium_gallary/thumb/2064326_20090930-031711_983.gif" border="0"><br><span></span></div><br><div style="float:left;"></div></div><div style="clear:both;"></div></div><div style="clear:both;"></div></div></div> <div style="float:left;color:#897f64;text-decoration:none;padding:5px 0px 5px 10px;"><img src="http://www.sawitonline.com/templates/blue/images/poweredby11.jpg" border="0"></div> <div style="float:right;padding:5px 10px 5px 0px;"><span>Sawitonline.com LISTING ID::</span><span>2064326</span></div> <div style="clear:both;"></div> <br></div><div style="clear:both;"></div></div> </font></td></tr></table></td><td colspan="2" align="left" valign="top" bgcolor="#FFFFFF"><img src="http://www.sawitonline.com/html/templates/template11/images/girl.jpg" width="112" height="325"></td></tr></table></td><td width="26%"> </td></tr></table></td></tr><tr><td align="center"> </td></tr></table><br><br></td></tr></table><div><img src="http://www.sawitonline.com/modules/flyer/images/craigslistgallery/flv_2064326.jpg"></div>]]>

<![CDATA[Lost without a Map? <p> <br>Smart buyers from all over the Bay Area are looking for bank owned home bargains in Sonoma County. Even for people who know Santa Rosa or Rohnert Park very well, it's hard to visualize where a home is from a street address on a list of foreclosed homes. For those people struggling with lists and for people who love maps I have organized a <a href="http://reo.sonoma.net" rel="nofollow">map-based search for REO properties</a> that makes it easier to find and visually preview foreclosed homes in Santa Rosa, Windsor, Rohnert Park, and other Sonoma County cities. <br> <a href="http://reo.sonoma.net" rel="nofollow"><img src="http://sonoma.net/realestate/images/reo-sonoma-net-screenshot.jpg" width="450" height="367" align="top" border="0"></a><a href="http://reo.sonoma.net" rel="nofollow"><p>Sonoma County REO</a> <br> The map starts in Santa Rosa, but you can navigate (standard Google Map experience) all over Sonoma County. Actually, you can even look as far afield as Marin, Napa, and the REO hotspot of Vallejo but the focus of the site is on Sonoma County bank owned property. If you have already narrowed your search down to one city, the site also has <a href="http://reo.sonoma.net/foreclosed-homes-guide-by-city/foreclosed-homes-list-by-city" rel="nofollow">separate lists by city</a> for many of the areas in Sonoma county. <br> <br> I specialize in country and fixer property, but will be happy to work with anyone interested in a second home, retirement home, or simply relocating to one of the greatest natural environments in the world. <br> <br> Dave Roberts California DRE# 01394923 <br> Healdsburg Sotheby's International Realty <br> 707-869-1884]]>

<![CDATA[Hello! <br> <br> <br> Are you buying or selling property in the bay area? <br> Why not hire a specialist to help you get the most out of your transaction. <br> <br> I am a professional real estate agent who has valuable skills and expertise to help you market your property to its highest potential, or help you find the property which best suits your needs. <br> <br> Contact me for more information on how I can help you! <br> <br> Sincerely, <br> <br> Bryan K. Lincoln II, MBA <br> www.prurealty.com/bryanlincoln <br> (650) 430-4030 <br> <img src="http://photos-f.ak.fbcdn.net/hphotos-ak-snc3/hs190.snc3/19747_674192176374_6310766_37409395_2140892_n.jpg">]]>

<![CDATA[Hello There, <br> <br> I have the expertise and know how to help you get the most out of a real estate deal. <br> <br> Are you buying or selling? Are you interested in investment properties? Do you just want information on the market? <br> <br> Regardless of what you have going on, I'm sure I can help you get what you need. <br> <br> What are you waiting for? In real estate, if you snooze, you lose. <br> <br> Give me a call or Email! If you've read this far, I know you're serious enough to talk with me! <br> <br> <br> Sincerely, <br> <br> Bryan K. Lincoln II, MBA <br> Prudential California Realty <br> (650) 430-4030 <br> www.prurealty.com/bryanlincoln <br> <img src="http://photos-f.ak.fbcdn.net/hphotos-ak-snc3/hs190.snc3/19747_674192176374_6310766_37409395_2140892_n.jpg"> <br> <br> By the way... <br> Feel free to check out my website www.prurealty.com/bryanlincoln , it offers a lot of information about what is on the market and current trends. <br> <br> If you are not buying or selling, but you know someone who is, feel free to drop my name in the conversation! Allow me to do my job and help them get the most out of their real estate deal. <br> ]]>

<![CDATA[REAL ESTATE LOANS and SALES/PURCHASE <br> <br> HELP For YOU! <br> <br> <br> <br> Caring, Friendly, Helpful People to HELP YOU Now! <br> <br> <br> A Friendly Local REALTOR (I'm a sincere MBA &CPA) with great co-workers and on-staff attorney <br> <br> - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - <br> <br> . . . is ready to help you or any of your friends with: <br> <br> <br> <br> HOME LOANS, anywhere: California & most of the USA (we will use telephone and FAX) <br> <br> . . . FIRST LOANS, for new purchases <br> <br> . . . REFINANCES, to lower your payments at great rates <br> <br> . . . LOAN MODIFICATIONS <br> <br> . . . . . Save your Home !!! <br> <br> . . . . . Lower your payments <br> <br> . . . . . Lower your loan balance <br> <br> . . . . . Extend your loan years <br> <br> <br> <br> BAY AREA SALES/PURCHASES, Residential & Commercial <br> <br> . . . . . (we can help Agents or Owners with short sales, too) <br> <br> <br> Our helpful attorney can help with your loan modification <br> <br> . . . . . and, when needed, low-cost bankruptcy filings <br> <br> <br> <br> <br> <br> I love helping people, being friendly and courteous while getting them even better results <br> <br> than they dream of! Please let me help you with your real estate needs, pleasantly and honestly! <br> <br> I'll help you get the best possible value, under the best conditions available, for your individual situation!!! <br> <br> You'll be glad to work with me, and happy to recommend me to your friends, too! <br> <br> <br> Do you want to buy or sell residential or commercial property, to enjoy the process, and work with <br> someone you'll be pleased to know? I'll help you, listen to you, and truly represent you well. <br> Contact me and let's work together! <br> <br> <br> <br> <br> <br> E-MAIL now, for a free financial assessment and conversation - at no obligation to you - <br> <br> . . . . . and Let Us Start Talking Together and Helping You with Your Real Estate Needs TODAY!!! <br> <br> <br> lic. # 01764637 <br> <br> <br> <br> <br> FOR YOUR E-MAIL TO ME: <br> <br> Please include: <br> <br> . . . your name <br> <br> . . . your phone number <br> <br> . . . good times to reach you by phone <br> <br> . . . the type of real estate-related help you are seeking <br> <br> <br> <br> <br> Thank you so much, let's talk today, and best wishes to you! <br> <br> <br> <br> . . . P.S. I'm willing to switch to another local broker, FYI . . .]]>

<![CDATA[<p><img src="http://i274.photobucket.com/albums/jj280/95070/212125627.jpg"><br><br>Tracy * Morgan Hill * Newark * Menlo Park * SF/Bay Area * Mountain View * Hayward * Los Altos * Twin Peak * Fremont * Burlingame * Belmont * Bay Metro Realty * Saratoga * Bay Area * Richmond * Peninsula * Santa Clara * San Carlos * Brisbane * San Jose * Sunnyvale * Castro Valley * Santa Clara * Diamond Heights</p>]]>

<![CDATA[Sell your home for a flat fee of $2500. Included: <br> <br> -San Francisco Multiple listing service <br> -Comparative Market Analysis <br> -Pricing strategies <br> -3 month exclusive agency commitment instead of the 6 months that most agents push <br> -You withdraw and cancel anytime <br> -For sale signs and lockbox on your property <br> -2.5% fee to buyer broker not included your payment to me in Close of Escrow <br> -professional and responsive service <br> <br> Email to get a quick response. License California broker.]]>

<![CDATA[<table cellpadding="0" cellspacing="0" width="100%" height="100%"><tr><td background="http://themes.vflyer.com/8/images/body_bg.gif"><div style="text-align:center; font-family:georgia;"><table cellpadding="0" cellspacing="0" align="center"><tr><td><div style="text-align:center;"><img src="http://img.vflyer.com/render/images/2926071/5.jpg"></div></td></tr></table><table cellpadding="0" cellspacing="0" width="754" align="center"><tr><td><div style="text-align:left; background-color:#FFFEFD; border:1px solid #598890;"><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Links</b></div><div style=""><ul style="color:#333333"><li><a href="http://www.kammie.bestsonomahomesearch.com/landing.aspx?guide=Santa_Rosa" rel="nofollow">Santa Rosa Homes for Sale & City Information</a></li></ul><br></div><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Description</b></div><div style="width:700px; color:#333333;"><b>Everything you want to know about Santa Rosa, Ca and the Properties for Sale.<br><br>You will learn about Real Estate Market Trends, Schools, Neighborhoods, Foreclosures, Short Sales, Residential, Land, Condos and so much more!<br><br>All provided by Top Realtor, Kammie Quinones.<br><br>To obtain Santa Rosa information: <br></b><br><a href="http://www.kammie.bestsonomahomesearch.com/landing.aspx?guide=Santa_Rosa" rel="nofollow">http://www.kammie.bestsonomahomesearch.com/landing.aspx?guide=Santa_Rosa</a><br><br><br></div><div style="border:5px #598890 solid; text-transform:uppercase; color:#FFFEFD; background-color:#598890;"><b>Profile</b></div><div style=" color:#333333;"><table style="color:#333333"><tr><td><b>Service Area: </b></td><td>Sonoma County</td></tr><tr><td><b>Years of Service: </b></td><td>20</td></tr><tr><td><b>Service Type: </b></td><td>Real Estate</td></tr></table><br></div><div><table width="100%" cellpadding="5" align="center" style="color:#333333"><tr><td>Powered by vFlyer.com</td><td style="text-transform:uppercase;text-align:right;">vFlyer Id: 2926071</td></tr></table></div></td></tr></table></div></div></td></tr></table>]]>

<![CDATA[<div style="text-align: center;"><a href="http://www.apmcmortgage.com/forms/purchaseAssistant.html" rel="nofollow"><img height="251" width="250" border="0" src="http://apmcmortgage.com/images/misc/flip1.jpg"></a></div> <br> <br> <div><span style="font-size: medium;"><span style="font-family: Comic Sans MS;">Rising interest rates will have an effect on all home buyers.&nbsp; For example, a qualified couple with a combined pretax income of $100,000 per year and debt obligations (excluding mortgage) of $500 who receive a mortgage rate of 5 percent could qualify for a loan of up to $590,000, assuming a 20 percent down payment.&nbsp; If the interest rate were to rise to 6 percent, as analysts predict, the same couple could only qualify for a mortgage of $540,000.</span></span><font size="2" face="Verdana"><br> <br> </font></div> <div><span style="font-size: x-large;"><span style="font-family: Comic Sans MS;">So the question is do you want less?<br> <br> <a href="https://secure01.220marketing.com/forms/form1003.html?domainName=apmcmortgage.com" rel="nofollow"><img height="102" width="364" border="0" src="http://apmcmortgage.com/images/misc/customratequote.jpg"></a><br> </span></span></div> <br> <div style="text-align: center;"><span style="font-size: large;"><span style="font-family: Comic Sans MS;">Call us direct at 800-660-4843<br> You will be happy you did!</span></span></div>]]>

<![CDATA[Please find below an overview of Advent Properties Inc. Management professional property management services: <br> <br> Areas of Property Management: Oakland, Berkeley, Richmond, San Pablo, Richmond, Alameda, San Leandro, El Cerrito, San Francisco <br> Property Lease-Up <br> <br> 1. Detailed customized write-up of property, i.e., surrounding area, neighborhood & amenities, unit and lease / contact details <br> <br> 2. Customized Rental Standards <br> <br> 3. Customized House Rules <br> <br> 4. Research of Rental Market for Competitive Pricing <br> <br> 5. Custom pictures / posting of pictures on various web based rental services sites <br> <br> 6. Posting of property details on various web based rental services sites <br> <br> 7. Field all email and phone calls in regards to property questions/showings <br> <br> 8. Availability from 10:00 am to 7:00 pm 7 days a week to professionally show the property to potential tenants (Four Leasing Agents to show properties quickly) <br> <br> 9. Thorough Professional Cleaning of the Unit (additional cost of $35 per hour) <br> <br> 10. Screen potential Tenant(s), Fico Score, Credit Report, Court Record Search (for any Unlawful Detainers) <br> <br> 11. Professional signing of lease, 9 to 11 mandatory disclosure statements, copy and explain CC&R's. <br> <br> 12. Thorough explanation to the tenant of owners expectations/house rules <br> <br> <br> <br> Management <br> <br> 1. Review of all lease files to make sure current forms are used to limit liability on the owner <br> <br> 2. Monthly Rent Collection/Deposit <br> <br> 3. Monthly Statement of income and expenses <br> <br> 4. Handle all Tenant phone calls for repairs/complaints <br> <br> 5. Schedule/supervise all maintaince of the property <br> <br> 6. Schedule inspections of each unit every six months <br> <br> 7. Ridged enforcement of Federal, State, Local laws as they pertain to the Tenant <br> <br> 8. Strict enforcement/adherance of the Lease Agreement. <br> <br> 9. Frequent site visits to make sure property is running smoothly <br> <br> 10. Management services as requested <br> <br> <br> <br> Experience: Landlord/Manager since 2000, California Certified Resident Manager Designation (CCRM), Licensed California Real Estate Broker. I am an expert in San Francisco, Oakland and Berkeley rent & eviction control laws. I am a Commissioner on the Oakland Rent Board. <br> <br> <br> Extensive References: Available Upon Request <br> <br> <br> Professional Service Fees: Call to discuss your particular management needs <br> <br> <br> Thank you for your time and consideration. I look forward to providing you with service beyond expectations. <br> <br> <br> Benjamin J. Scott, CCRM <br> <br> Principal/Broker/Notary Public <br> <br> Advent Properties Inc., Property Management, Investments, Commercial <br> <br> 1600 Macarthur Blvd. <br> <br> Oakland, CA 94602 <br> <br> <br> Office Phone: 510.250.7918 <br> <br> Fax: 510.336.1831 <br> <br> Email: bscott@adventpropertiesinc.com <br> <br> CA Broker's Lisc.# 01838889 <br> <br> Member: Oakland Association of Realtors, California Association of Realtors, National Association of Realtors, Rental Housing Association of Northern Alameda County, San Francisco Apartment Association, California Apartment Association, National Apartment Association, National Notary Association <br> <br> Community Service: Commissioner, Rent Adjustment Board, City of Oakland, Commissioner, Parks & Recreation Commission, City of Oakland, Vice President, Board of Directors, Dunsmuir Hellman House & Gardens, City of Oakland <br> <br>]]>

<![CDATA[<img src="http://img718.imageshack.us/img718/7171/valoans.jpg"> <br> ]]>

<![CDATA[<div style="text-align: center;"><a href="http://www.apmcmortgage.com/forms/purchaseAssistant.html" rel="nofollow"><img height="282" width="197" border="0" src="http://apmcmortgage.com/images/misc/HBTC.GIF"></a></div> <br> <div style="text-align: left;"><span style="font-size: large;"><span style="font-family: Comic Sans MS;">The federal tax credit for home buyers also is scheduled to end April 30.&nbsp; The tax credit combined with the expectation interest rates will increase has created a sense of urgency for many home buyers.&nbsp; In fact, 23 percent of California home buyers that purchased a home in 2009 due to the perception that interest rates will rise and they would be priced out of the market, according to C.A.R.&rsquo;s 2009 Survey of California Home Buyers.<br> <br> </span></span></div> <div style="text-align: center;"><span style="font-size: x-large;"><span style="font-family: Comic Sans MS;">Will you be priced out?</span></span><span style="font-size: large;"><span style="font-family: Comic Sans MS;"><br> <br> <a href="https://secure01.220marketing.com/forms/form1003.html?domainName=apmcmortgage.com" rel="nofollow"><img height="102" width="364" border="0" src="http://apmcmortgage.com/images/misc/howmuchcanyouafford.jpg"></a><br> </span></span></div> <br> <div style="text-align: center;"><span style="font-size: large;"><span style="font-family: Comic Sans MS;">Call us direct at 800-660-4843<br> You will be glad you did!</span></span></div> <br>]]>

<![CDATA[Selling or Buying Real Estate in Walnut Creek? <br> <br> Contact Mark Ardakanian, Real Estate Broker, California Department of Real Estate, License # 00802223. <br> <br> Available on weekends call 925.947-3523 or 415.746.6113 <br> California Fine Properties <br> Since 1991 <br> ]]>

<![CDATA[ <div> <table width="650"> <tr> <td colspan="2"> <img src="http://marketing.topproducer.com/images/cl/template2/CraigsList-header-v1b.jpg"> </td> </tr> <tr> <td width="350" rowspan="2" valign="top"> <span><font color="#333333" face="Century Gothic" size="5"><b>What's the Real Estate Market like in...?</b></font></span><br><br> <span><p><font face="Arial" size="2"><a target="_blank" href="http://www.RobRitt.com" rel="nofollow">http://www.RobRitt.com</a> - Best Customized Real Estate Reports for Livermore/Pleasasnton/Dublin???.</font></p><ul><font face="Arial" size="2"><li>Are you wondering if the Real Estate Market has Stabilized in your area?</li><li>Would you like to know how much homes actually SOLD for in your neighborhood?</li><li>Would you like to gauge how the current Real Estate market is trending?</li></font></ul><p><font face="Arial" size="2">FIND THIS INFORMATION AND MUCH MORE BY SIGNING UP FOR YOUR COMPLIMENTARY MARKETSNAPSHOT REPORT</font></p><p><font face="Arial" size="2">Simply go to <a target="_blank" href="http://www.RobRitt.com" rel="nofollow">http://www.RobRitt.com</a> and sign up for a FREE Market Snapshot Report and receive your custom report within minutes!!</font></p></span><br> </td> <td valign="top"> <table height="137" width="300"> <tr> <td width="300" align="center" background="http://marketing.topproducer.com/images/cl/cta.png"> <span><a target="_blank" href="http://www.RobRitt.com" rel="nofollow"><font color="#333333" face="Century Gothic" size="6"><b>Click Here</b></font></a></span> </td> </tr> </table> </td> </tr> <tr> <td> </td> </tr> <tr> <td colspan="2"> <div style="text-align: center"> <img src="http://staging.topproducer.com/craigslist/images/stock/CraigsList-footer-v1b.jpg"><br> </div> </td> </tr> <tr> <td colspan="2" style="text-align: center"> <p><font face="Verdana" size="2"><a href="http:///www.topproducer.com/?utm_source=CraigslistAdCreator&amp;utm_medium=CraigslistAd&amp;utm_content=Ad&amp;utm_campaign=CraigslistAdCreator" rel="nofollow">Brought to you by Top Producer Systems</a></font></p> </td> </tr> <tr> <td colspan="2" style="text-align: center"> <img src="http://marketing.topproducer.com/images/cl/footerline.gif"> </td> </tr> </table> </div> ]]>

<![CDATA[ <div> <table width="650"> <tr> <td colspan="2"> <img src="http://marketing.topproducer.com/images/cl/template1/CraigsList-header-v1a.jpg"> </td> </tr> <tr> <td width="350" rowspan="2" valign="top"> <span><font color="#333333" face="Century Gothic" size="5"><b>Has the Market Stabilized?</b></font></span><br><br> <span><p><font face="Arial" size="2"><a target="_blank" href="http://www.RobRitt.com" rel="nofollow">http://www.RobRitt.com</a> - Best Customized Real Estate Reports for Danville/San Ramon.</font></p><ul><font face="Arial" size="2"><li>Are you wondering if the Real Estate Market has Stabilized in your area?</li><li>Would you like to know how much homes actually SOLD for in your neighborhood?</li><li>Would you like to gauge how the current Real Estate market is trending?</li></font></ul><p><font face="Arial" size="2">FIND THIS INFORMATION AND MUCH MORE BY SIGNING UP FOR YOUR COMPLIMENTARY MARKETSNAPSHOT REPORT</font></p><p><font face="Arial" size="2">Simply go to <a target="_blank" href="http://www.RobRitt.com" rel="nofollow">http://www.RobRitt.com</a> and sign up for a FREE Market Snapshot Report and receive your custom report within minutes!!</font></p></span><br> </td> <td valign="top"> <table height="137" width="300"> <tr> <td width="300" align="center" background="http://marketing.topproducer.com/images/cl/cta.png"> <span><a target="_blank" href="http://www.RobRitt.com" rel="nofollow"><font color="#333333" face="Century Gothic" size="6"><b>Click Here</b></font></a></span> </td> </tr> </table> </td> </tr> <tr> <td> </td> </tr> <tr> <td colspan="2"> <div style="text-align: center"> <img src="http://staging.topproducer.com/craigslist/images/stock/CraigsList-footer-v1a.jpg"><br> </div> </td> </tr> <tr> <td colspan="2" style="text-align: center"> <p><font face="Verdana" size="2"><a href="http:///www.topproducer.com/?utm_source=CraigslistAdCreator&amp;utm_medium=CraigslistAd&amp;utm_content=Ad&amp;utm_campaign=CraigslistAdCreator" rel="nofollow">Brought to you by Top Producer Systems</a></font></p> </td> </tr> <tr> <td colspan="2" style="text-align: center"> <img src="http://marketing.topproducer.com/images/cl/footerline.gif"> </td> </tr> </table> </div> ]]>

<![CDATA[<font size="4" face="Arial, Helvetica, sans-serif" color="#006633"><strong>WE HAVE MONEY TO LEND TODAY! CALL MIKE FOR A QUICK QUOTE AT 1-800-920-8366.</strong></font> <br> <br> <font size="3" face="Arial, Helvetica, sans-serif" color="0000FF">Visit us at: <a target="_blank" href="http://www.smclending.com" rel="nofollow">www.SMCLending.com</a></font> <br> <br> We have <strong>OVER 15 YEARS EXPERIENCE</strong> as a Hard / Private Money Lender. <strong>We are the decision makers</strong> and we <strong>fund with our own money</strong>. Our office is located in downtown San Rafael in Marin County. <strong>Call us today, we will not waste your time.</strong> <br> <br> <font color="#990000"><strong>WE HAVE MONEY TO LEND TODAY! CALL US NOW FOR A QUICK APPROVAL AT 1-800-920-8366</strong></font>. <br> <br> <font color="#990000"><strong>WE ONLY LEND IN CALIFORNIA</strong></font> <br> <br> <font size="3" face="Arial, Helvetica, sans-serif" color="000000"> Email your scenario to us now - </font><td><a href="mailto:FastApproval@SequoiaMortgage.com" rel="nofollow"><font size="3" face="Arial, Helvetica, sans-serif" color="#0000FF">FastApproval@SequoiaMortgage.com</font></a></td> <br> <br> <strong>~ Rates starting at 8.99%</strong> <br> <strong>~ LTV’s up to 60%</strong><font size="2" face="Arial, Helvetica, sans-serif" color="000000"> (65% on exception)</font> <br> <strong>~ Loan Amounts up to $4,000,000 and interest rates as low as 9%!</strong> <br> <strong>~ Cash out is OK! </strong> <br> <strong>~ Multiple properties as collateral is OK!</strong> <br> <br> <font color="#990000"><strong><i>*** Land or construction on a case by case basis***</i></strong></font> <br> <br> 1st, 2nd, & even 3rd position loans up to $4.0 million <br> Cash Out, Bridge Loans, Refinance, Purchase, etc. <br> Funding is possible in 3 - 5 days <br> EASY to qualify when the deal makes sense <br> <br> <strong>~ NO prepayment penalty required</strong> <br> <strong>~ NO minimum FICO score required</strong> <br> <strong>~ NO tax returns required</strong> <br> <strong>~ NO appraisal required (case by case basis) </strong> <br> <br> <font size="3" face="Arial, Helvetica, sans-serif" color="000000"> Call </font><font size="4" face="Arial, Helvetica, sans-serif" color="000000"><strong>Mike at 1-800-920-8366</strong></font> or email us at </font><td><a href="mailto:FastApproval@SequoiaMortgage.com" rel="nofollow"><font size="3" face="Arial, Helvetica, sans-serif" color="#0000FF">FastApproval@SequoiaMortgage.com</font></a></td> <br> <br> Sequoia can be the solution to your financing needs.<a target="_blank" href="http://www.smclending.com" rel="nofollow"><img src="http://sequoiamortgage.com/images/index_05.jpg" border="0"></a></font></p> <br> <br> <strong><i>BROKERS:</strong> We <strong>pay broker fees</strong> and have money to lend. Call us or email your loan scenario today.</i> <br> <br> <font size="3" face="Arial, Helvetica, sans-serif" color="#999999">California Department of Real Estate, Real Estate Broker License #01391106</font> <br> <br> <font size="1" face="Arial, Helvetica, sans-serif" color="999999"> ALAMEDA COUNTY ALAMO ATHERTON BERKELEY BRIDGE LOANS CALIFORNIA CARMEL CONTRA COSTA SANTA CRUZ SAUSALITO SONOMA TIBURON TRUCKEE WALNUT CREEK WOODSIDE CONTRA COSTA COUNTY DANVILLE EAST BAY EQUITY BRIDGE LOANS EQUITY LOANS HARD MONEY LENDER 1031 EXCHANGE APARTMENTS BANKRUPTCY COMMERCIAL DEALS CONDOS CORPORATIONS</font>]]>

<![CDATA[<a href="http://s582.photobucket.com/albums/ss266/maidinbrazil/Decorated%20images/?action=view&amp;current=IMG_8560-2.jpg" target="_blank" rel="nofollow"><img src="http://i582.photobucket.com/albums/ss266/maidinbrazil/Decorated%20images/IMG_8560-2.jpg" border="0"></a>]]>

<![CDATA[<center><img src="http://t1.gstatic.com/images?q=tbn:d9ahRjk9YmmMxM:http://www.interoeastbay.com/bin/web/real_estate?ZKEY=&amp;acnt=AR199261&amp;action=IMAGE&amp;dir=about&amp;pn=splash&amp;ts=1239821694&amp;/splash.jpg"> <p><h1>Search for properties on your mobile phone!</h1></p> <p><h2><a href="http://www.ShaunSperry.com/Mobile/" rel="nofollow">http://www.ShaunSperry.com/Mobile/</a> </h2></p> <p><img src="http://thm-a03.yimg.com/nimage/d699248e32e26d4c"> </center></p> <p>Use your mobile phone to search for properties while you’re on the go! </p> <ol>Featuring: <li>- Open Houses</li> <li>- Colorful Photos</li> <li>- Helpful Street Maps</li> <li>- Bird's Eye View</li> <li>- Complete Property Information</li> </ol> <p>I invite you to search for properties on a website that was designed specifically for your mobile phone.</p> <p>Just type <a href="http://www.ShaunSperry.com/Mobile/" rel="nofollow">http://www.ShaunSperry.com/Mobile/</a> into your mobile browser.</p> <p>Go to <a href="http://www.ShaunSperry.com" rel="nofollow">http://www.ShaunSperry.com</a> for more information.</p> <p>DRE#01872231 ]]>

<![CDATA[We are specializing in commercial building maintenance and remodeling homes <br> <a href="http://s582.photobucket.com/albums/ss266/maidinbrazil/Decorated%20images/?action=view&amp;current=IMG_8560-2.jpg" target="_blank" rel="nofollow"><img src="http://i582.photobucket.com/albums/ss266/maidinbrazil/Decorated%20images/IMG_8560-2.jpg" border="0"></a>]]>

<![CDATA[No Stress property management! Affordable professional management tailored to your needs. Serving the Bay Area Since 1978 <br> SHOPPING FOR AN AGENT? CALL SANDI OHMS 510-793-1700 <br> <a href="http://www.bayarea-homes.com" target="_blank" rel="nofollow">&lt;img <img src="http://i691.photobucket.com/albums/vv277/sandiohms/bestshadowcopy.jpg" border="0"></a> <br> Call Sandi Ohms 510-793-1700 <p><a href="http://www.bayarea-homes.com/realtor_agent.html" rel="nofollow">Click Here to View Testimonials</a></p> ]]>

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<![CDATA[<table style="WIDTH: 675px; FONT-FAMILY: Times New Roman" border="1" cellspacing="0" cellpadding="4"><tbody><tr><td style="BACKGROUND-COLOR: #666666; COLOR: #fcfcfc" colspan="2"><font size="35"><center><strong>Distress/Foreclosure&nbsp;Sale&nbsp;Hotlist</strong></center></font></td></tr><tr><td style="PADDING-LEFT: 15px; BORDER-RIGHT: white 0px"><center><img style="WIDTH: 238px; HEIGHT: 163px" src="http://images.cslserv.com/ads/image/distress.jpg"></center></td><td style="BORDER-LEFT: white 0px; WIDTH: 420px"><font size="5"><center><strong>DISTRESS Sale</strong><br>Bank Foreclosures. Free list of<br>Foreclosure Properties.&nbsp;Receive a<br>FREE daily list by email.<br></center></font></td></tr><tr><td style="BACKGROUND-COLOR: #e2e2e2" colspan="2"><font size="5"><center><strong><a href="http://www.napacountydistresssales.com/" target="_blank" rel="nofollow"><font color="#666666">www.napacountydistresssales.com</font></a></strong></center></font></td></tr></tbody></table>]]>

<![CDATA[<table style="WIDTH: 675px; FONT-FAMILY: Times New Roman" border="1" cellspacing="0" cellpadding="4"><tbody><tr><td style="BACKGROUND-COLOR: #721200; COLOR: #fdf8d8" colspan="2"><font size="35"><center><strong>ATTENTION&nbsp;HOMESELLERS</strong></center></font></td></tr><tr><td style="PADDING-LEFT: 15px; BORDER-RIGHT: white 0px"><center><img style="WIDTH: 238px; HEIGHT: 163px" src="http://images.cslserv.com/ads/image/homeeval.jpg"></center></td><td style="BORDER-LEFT: white 0px; WIDTH: 420px"><font size="5"><center><strong>Maximize the value of your<br>home with a FREE Online<br>Home Evaluation.<br>Find The Value Of Your Home<br>Today!<br></strong></center></font></td></tr><tr><td style="BACKGROUND-COLOR: #dbd6c4" colspan="2"><font size="5"><center><strong><a href="http://www.NorthBayHomeEvaluation.com/" target="_blank" rel="nofollow"><font color="#721200">www.NorthBayHomeEvaluation.com</font></a></strong></center></font></td></tr></tbody></table>]]>

<![CDATA[<table style="WIDTH: 675px; FONT-FAMILY: Times New Roman" border="1" cellspacing="0" cellpadding="4"><tbody><tr><td style="BACKGROUND-COLOR: #666633; COLOR: #fdf8d8" colspan="2"><font size="35"><center><strong>*Be&nbsp;Your&nbsp;Own&nbsp;Landlord*</strong></center></font></td></tr><tr><td style="PADDING-LEFT: 15px; BORDER-RIGHT: white 0px"><center><img style="WIDTH: 238px; HEIGHT: 163px" src="http://images.cslserv.com/ads/image/stoprentingpic.jpg"></center></td><td style="BORDER-LEFT: white 0px; WIDTH: 420px"><font size="5"><center><strong>Why rent when you can own?</strong><br>FREE list of homes available with a<br>free special report.<br></center></font></td></tr><tr><td style="BACKGROUND-COLOR: #cccc99" colspan="2"><font size="5"><center><strong><font color="#666633"><a href="http://www.NorthBayQuitRenting.com/" target="_blank" rel="nofollow">www.NorthBayQuitRenting.com</a></font></strong></center></font></td></tr></tbody></table>DRE # 01874429]]>

<![CDATA[<p><img src="http://i274.photobucket.com/albums/jj280/95070/13147734.jpg"><br><br>Bay Metro Realty * Marin * Diamond Heights * Willow Glen * Pleasanton * Bernal Heights * Russian Hill * SF/Bay Area * West Portal * Dublin * Twin Peak * Santa Clara * Burlingame * Campbell * East Bay * Brisbane * Pacifica * Castro Valley * Livermore * Foster City * Fremont * Millbrae * Palo Alto * Tracy * Financial District</p>]]>

<![CDATA[You can count on Josie Van Fleet for all your real estate needs - buying, selling, short sales, and more! <br> <br> Over 20 years of experience in the East Bay Area. <br> <br> Ranked among the top of the J. Rocklciff Realtors company consistently, year after year! <br> <br> Recognized as one of the "Top 1%" of home sales nationwide! <br> <br> Need help with a Short Sale??? CALL US! WE CAN HELP! <br> <br> <br> <br> For more information, to request a brochure or if you have any questions regarding your home, please contact us today! <br> <br> (925) 280-6470 <br> <br> Josie Van Fleet & the Van Fleet Team <br> Darren Banke <br> Lindsey Carlson <br> J. Rockcliff Realtors <br> 1700 North Main Street <br> Walnut Creek <br> Real Estate Broker <br> 21 years of experience <br> REO Certified <br> Short Sale Specialist <br> License #01041891 <br> 1700 N. Main Street <br> Walnut Creek, CA 94596 <br> office: (925) 280-6470 <br> cell: (925) 766-2705 <br> www.CallTheVanFleetTeam.com <br> <br> <br> <br>]]>

<![CDATA[Is your home worth less than what you owe? Have you been behind on your payments due to reduced income, illness, job loss, injury etc? You might qualify for a short sale. Find out at www.shortsalelistagent.com ]]>

<![CDATA[In the sale / transaction of a home, quite often an issue of drainage occurs, has this home previously had water under it? will it in the future? <br> <br> I offer a Free Drainage Inspection / Evaluation / Design / Estimate, and give a competitive price on any recommended work. <br> <br> Prevent Water Accumulation under your home, it can lead to or expedite foundation problems, settling, dry rot, termites, mold, mildew, fungus, which can complicate a sale / transaction, and create health risks. <br> <br> My work is guaranteed in writing, which relieves the seller, buyer, and agents representing both, of liability of drainage issues, ie...water under the house, crawlspace, or saturation around a slab foundation, currently or in the future. <br> <br> <br> I have an extensive list of references from realtors and homeowners that I have worked for on multiple properties over the last thirty plus years. <br> <br> Free Estimates - Local References - License #417323. <br> <br> Serving Contra Costa County Since 1976. <br> <br> All Seasons 925-930-8123 <br> <br> PREVENT WATER UNDER YOUR HOME - STORM DRAINAGE - RECOVERY - PREVENTION - PROTECTION SERVICES - FLOOD & EROSION CONTROL - EXCAVATION - TRENCHING - TRUCKING - DEMOLITION - BACKHOE / LOADER SERVICE. <br> <br> ]]>

<![CDATA[HELP <br> HOMEBUYER ENHNANCEMENT LOAN PROGRAM <br> <br> The Bay Area Homebuyer Agency (BAHBA) and First Home, Inc. (FHI) bring you this exciting announcement in an effort to continue servicing households who have expressed an interest to purchase a home. <br> <br> BAHBA has combined three public programs to create the HELP homebuyer assistance program. HELP can provide 1st time homebuyer up to $67,000 in homebuyer assistance subsidies when purchasing a home in Alameda County. HELP is exclusively offered through BAHBA and FHI on a first come first serve basis. Funding is limited and you only have until April 30th to get into contract on a property to take advantage of the Federal Tax Credit. <br> <br> Subsidies include: <br> <br> CalHOME loan $35,000 <br> WISH loan up to $15,000 <br> CHDAP 3% of purchase price <br> Federal Homebuyer Tax Credit $8,000 <br> Up to 105% financing available through My Community Mortgage <br> <br> In order to qualify for this special program you must be a low income first time home-buyer with a FICO score of 640 or better. In order to maximize on all programs, buyers should have up to $5,000 to apply towards a down payment and/or closing costs. <br> <br> Your income can not exceed the following: <br> Household size 1 2 3 4 5 <br> Maximum Income $46,350 $53,000 $59,600 $66,250 $71,500 <br> <br> <br> For more HELP contact Joseph Schneider at (415) 561-5600 x125 or at joseph@myhomegateway.com. Act now on this opportunity before we run out of funds. Funding will be distributed on a first come first served basis. Remember you must be in contract by April 30th to take advantage of the $8,000 Federal Tax Credit. <br> <br> First Home, Inc and HomeQuest Realty are licensed by the California Department of Real Estate License # 07147874. All representations provided in this correspondence are subject to change without any further notice. <br> <br> TO LEARN MORE INFORMATION, PLEASE VISIT WWW.MYHOMEGATEWAY.COM. ]]>

<![CDATA[Log onto www.propertyincali.com]]>

<![CDATA[Tax Credit Program Extended! <table width="600" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="600" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="200"><img src="http://www.milestonemtg.com/email/taxcreditupdate_1.jpg" width="200" height="357"></td> <td width="200"><img src="http://www.milestonemtg.com/email/taxcreditupdate_2.jpg" width="200" height="357"></td> <td width="200"><img src="http://www.milestonemtg.com/email/taxcreditupdate_3.jpg" width="200" height="357"></td> </tr> </table></td> </tr> <tr> <td><table width="600" border="0" cellpadding="10" cellspacing="0" bgcolor="#372166"> <tr> <td><div align="left"><font size="5" face="Times New Roman, Times, serif">Calling all patriots front and center</font><font size="4" face="Times New Roman, Times, serif"> - it's time to support the economy by getting your piece of the American Pie.</font><font face="Times New Roman, Times, serif"><br> <br> <font size="3" face="Arial, Helvetica, sans-serif">The legislation extends the first-time home buyer tax credit of up to <strong>$8,000 until April 30</strong>. It also creates a new credit of up to <strong>$6,500 for owners who sell their homes and buy another</strong>. The credit applies to homes valued up to $800,000. </font></font></div></td> </tr> </table></td> </tr> <tr> <td><table width="600" border="0" cellpadding="10" cellspacing="0" bgcolor="#932327"> <tr> <td><div align="center"><em><font size="4" face="Times New Roman, Times, serif">You'd better hurry - both programs are only good through April 30th, 2010! </font></em></div></td> </tr> </table></td> </tr> <tr> <td bgcolor="#F0E7CB"><img src="http://www.milestonemtg.com/em_10x10spacer.gif" width="10" height="10"></td> </tr> <tr> <td bgcolor="#F0E7CB"><table width="600" border="0" cellpadding="10" cellspacing="0"> <tr> <td><div align="center"><font size="4" face="Arial, Helvetica, sans-serif"><font color="#000000" size="3">For more information on the First-Time Home Buyer Tax Credit,</font> <font color="#000000" size="3"><strong><a href="http://www.federalhousingtaxcredit.com/2009/home2.html" target="_blank" rel="nofollow"><font color="#932327">CLICK HERE</font></a></strong>... </font></font></div></td> </tr> </table></td> </tr> <tr> <td bgcolor="#F0E7CB"><img src="http://www.milestonemtg.com/em_10x10spacer.gif" width="10" height="10"></td> </tr> <tr> <td bgcolor="#F0E7CB"><table width="600" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100">&nbsp;</td> <td width="500"><table width="500" border="0" cellspacing="0" cellpadding="0"> <tr> <td><em><strong><font color="#932327" size="3" face="Times New Roman, Times, serif">Call me today for all the details! </font></strong></em></td> </tr> <tr> <td><img src="http://www.milestonemtg.com/em_10x10spacer.gif" width="10" height="10"></td> </tr> <tr> <td><table width="481" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="100"><img src="http://www.mktorders.com/mmphoto/em_keithwoeste.jpg" width="100" height="139"></td> <td width="10"><img src="http://www.milestonemtg.com/em_10x10spacer.gif" width="10" height="7"></td> <td width="341"><font size="3"><strong><font color="#372166" size="4" face="Times New Roman, Times, serif">Keith Woeste</font><font color="#72757E" face="Times New Roman, Times, serif"> <font color="#000000"><br> </font></font></strong><font face="Times New Roman, Times, serif"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif">Home Loan Specialist, <font size="2">CA DRE Lic. 01473056</font><strong><br> <strong><font face="Times New Roman, Times, serif">(831) 801-8667</font></strong></strong><font face="Times New Roman, Times, serif"><br> <font face="Times New Roman, Times, serif"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><font face="Times New Roman, Times, serif"><font face="Arial, Helvetica, sans-serif"><font face="Arial, Helvetica, sans-serif"><strong><strong><font face="Times New Roman, Times, serif"><a href="mailto:kwoeste@milestonemtg.com" rel="nofollow"><font color="#932327">kwoeste@milestonemtg.com</font></a><br> <a href="http://www.milestonemtg.com/kwoeste" target="_blank" rel="nofollow"><font color="#932327">www.milestonemtg.com/kwoeste</font></a></font></strong></strong></font></font></font></font></font></font><br> <img src="http://www.milestonemtg.com/email/mmlogo_transp_150.png" width="150" height="49"></font></font></font></font></font></font></font></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td bgcolor="#F0E7CB">&nbsp;</td> </tr> <tr> <td><img src="http://www.milestonemtg.com/em_10x10spacer.gif" width="10" height="10"></td> </tr> <tr> <td><font size="5" face="Arial, Helvetica, sans-serif"><font size="2"><font size="5" face="Arial, Helvetica, sans-serif"><em><font size="5" face="Arial, Helvetica, sans-serif"><font size="2"><font size="5" face="Arial, Helvetica, sans-serif"><em><font size="5" face="Arial, Helvetica, sans-serif"><font size="2"><font size="5" face="Arial, Helvetica, sans-serif"><font size="5" face="Arial, Helvetica, sans-serif"><font size="2"><font size="5" face="Arial, Helvetica, sans-serif"><font size="1" face="Arial, Helvetica, sans-serif"><img src="http://www.progressiveloan.com/em_eqhouse.gif" width="14" height="11"></font></font></font></font></font></font></font></em></font></font></font><font size="2" face="Arial, Helvetica, sans-serif"> Real Estate Broker - Ca. Dept. of Real Estate - Lic. 01340876 </font><font size="5" face="Arial, Helvetica, sans-serif"><font size="2"><font size="5" face="Arial, Helvetica, sans-serif"><font size="5" face="Arial, Helvetica, sans-serif"><font size="2"><font size="5" face="Arial, Helvetica, sans-serif"><font size="1" face="Arial, Helvetica, sans-serif"><br> </font><font size="5" face="Arial, Helvetica, sans-serif"><font size="2"><font size="5" face="Arial, Helvetica, sans-serif"><em><font size="2">Department of Corporations - CFL Lic. #603-C986</font></em></font></font></font></font></font></font></font></font></font></em></font></font></font></td> </tr> <tr> <td>&nbsp;</td> </tr> </table> ]]>

<![CDATA[Please watch this video about todays mortgage market and what to expect. It is a short 20 minute video and lays it out for you. Here is the link. <br> <br> <a href="http://www.utipu.com/app/invited/id/c9369e70" rel="nofollow">http://www.utipu.com/app/invited/id/c9369e70</a> ]]>

<![CDATA[<font face="verdana"> <center> <big> <a href="http://pacific-century.com/?target_url=http://pacific-century.com/RealtorWebPage" rel="nofollow"> How to List for as Little as 1% When You Sell a House</a> </big> <br> <br> <br> <br> <img src="http://discountrealtor.us/images/OPB.jpg"> <br> <br> <br> "Save Thousands the Next Time You Buy or Sell a House" <br> <p> Details online @ <a href="http://SiliconValleyDiscountRealtors.com" rel="nofollow">SiliconValleyDiscountRealtors.com</a> or <a href="http://pacific-century.com" rel="nofollow">pacific-century.com</a> </center> <br> <br> <small> Broker <p style="color:#FFFFF5"> Foster City discount realtor, Foster City discount realty, Foster City discount broker, Foster City listing discounts, Foster City buyer rebates, Foster City commission discounts, buy a house in Foster City, sell a house in Foster City, buy home in Foster City, sell home in Foster City, how to sell home fast in Foster City, how to sell house fast in Foster City, how to sell home quickly in Foster City, how to sell house quickly in Foster City, Foster City discount real estate brokerage, real estate commission rebates for buyers of homes in Foster City San Carlos is a city in San Mateo County, California, USA on the San Francisco Peninsula, about halfway between San Francisco and San Jose. It is an affluent small residential suburb located between Belmont to the north and Redwood City to the south. San Carlos' ZIP code is 94070, and it is within the 650 area code. ]]>

<![CDATA[<font face="verdana"> <center> <big> <a href="http://pacific-century.com/?target_url=http://pacific-century.com/RealtorWebPage" rel="nofollow"> How to List for as Little as 1% When You Sell a House</a> </big> <br> <br> <br> <br> <img src="http://discountrealtor.us/images/OPB.jpg"> <br> <br> <br> "Save Thousands the Next Time You Buy or Sell a House"<br> <p> Details online @ <a href="http://SiliconValleyDiscountRealtors.com" rel="nofollow">SiliconValleyDiscountRealtors.com</a> or <a href="http://pacific-century.com" rel="nofollow">pacific-century.com</a> </center> <br> <br> <small> Broker <p style="color:#FFFFF5"> Milpitas discount realtor, Milpitas discount realty, Milpitas discount broker, Milpitas listing discounts, Milpitas buyer rebates, Milpitas commission discounts, buy a house in Milpitas, sell a house in Milpitas, buy home in Milpitas, sell home in Milpitas, how to sell home fast in Milpitas, how to sell house fast in Milpitas, how to sell home quickly in Milpitas, how to sell house quickly in Milpitas, Milpitas discount real estate brokerage, real estate commission rebates for buyers of homes in Milpitas The Alviso Adobe can be seen mostly in its original form with one kitchen addition made by the Cuciz family c.1920. Prior to the city acquiring the Alviso Adobe it was the oldest continuously occupied adobe house in California dating from the Mexican period and is gradually being restored and undergoing seismic upgrades by the City of Milpitas. Alviso Adobe History Park is to be opened, after the restoration is completed, as an educational museum with historic items, trees, buildings, and documents.]]>

<![CDATA[<font face="verdana"> <center> <big> <a href="http://pacific-century.com/?target_url=http://pacific-century.com/RealtorWebPage" rel="nofollow"> How to List for as Little as 1% When You Sell a House</a> </big> <br> <br> <br> <br> <img src="http://discountrealtor.us/images/OPB.jpg"> <br> <br> <br> "Save Thousands the Next Time You Buy or Sell a House" <br> <p> Details online @ <a href="http://SiliconValleyDiscountRealtors.com" rel="nofollow">SiliconValleyDiscountRealtors.com</a> or <a href="http://pacific-century.com" rel="nofollow">pacific-century.com</a> </center> <br> <br> <small> Broker <p style="color:#FFFFF5"> Walnut Creek discount realtor,Walnut Creek discount realty,Walnut Creek discount broker,Walnut Creek discount real estate broker,Walnut Creek discount real estate brokerage,Walnut Creek discount real estate agency,Walnut Creek listing discounts,Walnut Creek buyer rebates,Walnut Creek commission discounts,buy house in Walnut Creek,sell house in Walnut Creek,buy home in Walnut Creek,sell home in Walnut Creek,how to sell home fast in Walnut Creek,how to sell house fast in Walnut Creek,how to sell home quickly in Walnut Creek,how to sell house quickly in Walnut Creek,Walnut Creek discount real estate brokerage,real estate commission rebates for buyers of homes in Walnut Creek With the coming of American settlers following the US-Mexico War, a small settlement called "The Corners" emerged, named because it was the place where roads from Pacheco and Lafayette met. The site of this first American settlement is found today at the intersection of Mt. Diablo Boulevard and North Main Street. ]]>

<![CDATA[Knowing what your home is worth is important information to have if you are thinking of selling your home. <br> <br> Using the information you submit to us in the form below, we will conduct a thorough comparative market analysis by searching the database of all homes listed or sold in your area. <br> <br> With this current market data, we will be able to determine what your home might sell for if you decided to put it on the market. <br> <br> There is no cost or obligation for this valuable service. <br> <br> <a href="http://www.kimball-associates.com/homeeval.asp" rel="nofollow">http://www.kimball-associates.com/homeeval.asp</a>]]>

<![CDATA[I pay 35% referral fee to real estate brokers who send and register clients buying in the Palm Springs to Palm Desert <br> areas. 40% for CASH buyers. <br> I am also an approved broker for Corporate Relocation Services , a national relocation company. <br> I have been a resident of the Palm Springs/Palm Desert area for 42 years, and have been in the real estate and real estate <br> finance industry since 1982. You can believe I know the area, and look forward to your referral. You know they are buying why not get paid? <br> Thomas K. Masters <br> T-Rex Realty Inc. (Independent) <br> 73-111 El Paseo Suite 106A <br> Palm Desert, CA 92260 <br> 760-275-5906]]>

<![CDATA[<b> <br> <br> If you have the deal, I have & can put up the cash quick ! <br> <br> If you need money for a short term real estate investment purchase, I have <br> the funds. <br> <br> MUST READ CONDITIONS: What I don't do; <br> <br> I don't lend people money on their own residences or other business <br> opportunities. <br> <br> I don't buy " right now" deals that need money tomorrow or its lost. <br> I don't play that game. <br> <br> I don't do marginal profit deals, and I don't use Zillow to estimate my values.. <br> ( Please reference real comps if you are suggesting a deal ) <br> <br> I never buy without an exit strategy in place to recoup my money & profit. <br> <br> What I do; <br> <br> I partner on real estate deals with people that know how to identify <br> opportunities at below market values, by providing the cash, credit <br> &/or additional collateral. <br> <br> I position these properties to place back on the market to sell quickly <br> & make a profit. <br> <br> I buy with inspections, & applicable insurance & cover my bases <br> & never pay too much. <br> <br> My partners ALWAYS make money on every transactions I've done or will do. <br> There is no "next time", if you don't make money, I don't make money <br> and we're both in business to make money, right? <br> <br> If you've read this far & want to suggest a probable transaction, please <br> e mail me the general info on the deal along with a way to phone you & <br> I will follow up quickly with you. <br> <br> I am not posting my personal info so I'm not bombarded with unwanted <br> solicitations or other b.s. <br> <br> I am an experienced real estate investor that works with like minded individuals <br> on short term projects for mutual profit. <br> <br> I don't collect peoples info to sell them things or anything goofy like that. <br> I'm short & to the point, if there's a deal, great if not.... next ! <br> <br> Contact me if we can do a deal together. <br> <br> ... so, let's get going ... <br> <br> To a prosperous transaction...... <br> <br> Mitch: SFGPartner@comcast.net <br> ]]>

<![CDATA[Need 30 60 90 day late leads? We deliver within 24 hours. All 50 states available. Visit our website to find out more today! <br> <br> <b><center>Loan Modification Leads <br> Short Sale Leads <br> Credit Repair Leads <br> Debt Settlement Leads <br> Mortgage Leads <br> <br> <a href="http://www.synergyms.net" rel="nofollow">Click here to visit our Site now</a></center></b>]]>

<![CDATA[Feel like you are SINKING? You are not ALONE!! <br> <br> 1 out of every 3 California homeowners owe more than the value of their home. Know your options! Know what is right for you and your family. <br> <br> March 25, 2010 (Thursday) <br> Time: 6:00 p.m. to 7:30 p.m. <br> <br> San Mateo Library <br> Oak Meeting Room <br> 55 West 3rd Avenue <br> San Mateo, CA 94402 <br> <br> Space is Limited! <br> R.S.V.P. Required <br> Call: 650.227.1018 or Email: admin@bankerspref.com <br> <br> What are your options? <br> Refi, Defi, or Modify? <br> What are the tax ramifications? <br> Is foreclosure/bankruptcy better than short-sale? <br> Is there light at the end of the tunnel? <br> <br> Come find the answers from a panel of experts: <br> <br> Arton Chau <br> President of Distressed Home Solutions <br> Expert in handling short-sale negotiations <br> www.distressedhomesolutions.org <br> <br> Fredrick A. Thompson <br> Certified Public Accountant since 1977 <br> Specializes in tax planning and preparations <br> www.fthompsoncpa.com <br> <br> Caelo T. Marroquin <br> Loan modification & bankruptcy attorney <br> Specializes in Chapter 7 and 13 bankruptcy <br> www.caelolaw.com <br> ]]>

<![CDATA[Feeling hardship? Under water on your home? Can't continue making payments? Contact the Short Sale Specialist. We not only handle the negotiation with the lender for you, we bring in a cash buyer! Kick start the process to avoid foreclosure. You can preserve your credit and unload a major source of your disintegrating financial circumstance. It costs you nothing. We handle all the hassles and tough negotiating with the lenders, you can get on with your life. <br> Call Terry: 408 529-0234 for confidential analysis of your situation.]]>

<![CDATA[<a href="http://s984.photobucket.com/albums/ae329/hannahinternship/?action=view&amp;current=West_fin_mag_ad.jpg" target="_blank" rel="nofollow"><img src="http://i984.photobucket.com/albums/ae329/hannahinternship/West_fin_mag_ad.jpg" border="0"></a> <br> <br> Please call me to discuss this great new program! <br> Thanks! <br> <br> Western Standard Financial <br> 323 89th st <br> Daly City California 94015 <br> United States <br> ]]>

<![CDATA["Eureka, I have found THE short sale solution". Kelly Properties has teamed with Eureka Funding Partners to provide homeowners experiencing hardship with a comprehensive short sale program providing guidance and professional service- (at no cost!) to aleviate the financial burden of extraordinary debt obligation and develop a graceful exit strategy. How do we do it? Call now for answers to your questions: 408.529.0234 Terry; or visit the website: www.EurekaFundingPartners.com for more information. Serving the greater Bay Area. ]]>

<![CDATA[AA HOME REALTY <br> 478 E Santa Clara St # 206 & 207 <br> San Jose, CA 95112 (Corner of 11th St,next 7-11 store) <br> 408-396-0916 <br> Email: Ltran58231@aim.com <br> _______________________________________________________________ <br> <br> SHORT SALE - REO SPECIALIST <br> FINANCE - REFINANCE(LOWEST RATE) <br> <br> <br> - FINANCE & REFINANCE(FLAT FEES - WHOLE SALE RATE) <br> <br> -LISTING YOUR HOME FEE ON MLS ONLY $4,999.00 or 1% LISTING FEE <br> -SHORT SALE LISTING SPECIALIST <br> -OPEN ESCROW FROM START TO END <br> -COLORED FLYER <br> -OPEN HOUSE <br> <br> - FULL SERVICE AGENT WITH 35% REBATE FROM SELLING AGENT'S COMMISSION <br> <br> - 50% REBATE FROM BUYER'S AGENT COMMISSION (WE HAVE A NETWORK WITH HOME-TERMITE-ROOF INSPECTION, CONSTRUCTION-ROOF-ELECTRICAL CONTRACTORS) <br> <br> - AGENTS HIRING (FLAT FEE) <br> <br> - PLEASE SEND ME YOUR EMAIL, WHAT AREAS, HOMES AND THE PRICE 'S RANGE (SINGLE FAMILY OR TOWN HOUSE OR CONDO) (When you found the home you like, you can email me the MLS number, your phone and call me to confirm and we can arrange to view the home.) <br> Here is the example of your rebate: <br> Purchase price Commission Your rebate <br> $500,000 3% $7,500 <br> <br> Loc Tran,Broker,Notary Public <br> A California Licensed Real Estate Broker (DRE#01456919)]]>

<![CDATA[<p><img src="http://i274.photobucket.com/albums/jj280/95070/94134/1.jpg"><br><br>Pacific Heights * Russian Hill * Richmond * Berkeley * Saratoga * Los Altos * Santa Clara * Oakland * Morgan Hill * Milpitas * Sunnyvale * Castro Valley * Financial District * SF/Bay Area * Bay Metro Realty * Pleasanton * Twin Peak * Menlo Park * San Carlos * Atherton * Oakley * Cupertino * Sunnyvale * ~ ~ ~ ALL S.F. Bay Area Homes! ~ ~ ~ * South Beach</p>]]>

<![CDATA[ <font size="5"> Did you know that if you owe any deficiency, the lender will collect or the IRS will? <br> Every day you are late with your payment, it gets added to the final bill. <br><br> UNLESS you do something about it. <br><br> Don’t be left without a home AND get handed another bill you can’t afford to pay. <br><br> * Realtors alone can’t give you all the answers. <br><br> * Attorneys and tax accountants alone can’t give you the entire solution. <br><br> * You need a team of Realtor, real estate attorney, and tax accountant to <br> give you all the options to decide for yourself. <br><br> We are foreclosure experts. <br> We have helped hundreds of homeowners. <br> Our offices are located throughout the Bay Area:<br> San Jose, Milpitas, Campbell, Cupertino, Los Altos <br><br> Call us at <font color="blue">(408) 868-4008</font>. <br> First hour consultation is FREE. <br><br> </font> <a href="http://www.statcounter.com/blogger/" target="_blank" rel="nofollow"><img src="http://c.statcounter.com/5691192/0/35c6d589/1/" border="0"></a> ]]>

<![CDATA[Hi, I am Charles, California real estate license #01864715 (fluent in English, Cantonesse & Mandarin). <br> <br> I am working with my wife's Mary Mok, a very sucessful RE Broker. Last year we had sold 22 houses and january of this year we had already sold 8 houses. We are operating a real estate office in Dublin Ulferts Center. <br> <br> I will help you with anything you need for free. My goal is to help you make your money. Without thinking whether I will make anything or not. Your best deal is my goal! <br> <br> As a resident of bay area for 12 years, I am familiar with the Danville, San Ramon and all San Francisco Bay East areas. <br> <br> Real estate is one of the most exciting investments one can make, and it should be a fun and rewarding experience. <br> <br> If you have any questions for the real estate, please call (510) 825-7777 to Cahrles or email to "cbongcheung@yahoo.com"]]>

<![CDATA[<a href="http://www.johnsonhorizonmanagement.com" rel="nofollow"><img src="http://i483.photobucket.com/albums/rr199/jayjay0707_2008/JAYJAY-1.jpg" border="0"></a> <br> <br> Buyers will need to make a minimum down payment from their own funds—probably approximately $1,000. <br> A local lender approved by the HFA will need to originate the loan, since HFAs themselves do not originate loans. <br> Buyers will use HFA-backed financing for their mortgages. <br> <br> <br> Other things to note about HFA bridge loans <br> <br> Some are interest-free, others are not. So be sure to check with your lender. <br> HFAs have limited funds to devote to these bridge loans, so they are often made on a first-come, first-served basis. <br> Applying for an HFA loan <br> <br> ]]>

<![CDATA[$$$_LOAN MODIFICATIONS_$$$ <br> ________________________________________ <br> <br> <br> Facing foreclosure? Bankruptcy? Credit Problems? Are you behind in mortgage payments? Need to sell quickly? I have the solution! We can help! <br> <br> The Century 21 Financial Services is the premier foreclosure prevention and mortgage restructuring company, that doesn’t require credit history nor property appraisal. If you have difficulty making your payments, we can negotiate directly with your lender to lower your interest rate and achieve a better rate (2-4% or less of principal) than what is currently available on the open market and potentially lower the principal amount! <br> <br> In addition, C21FS also offers Real Estate Short Sales, Financial / Legal Solutions, and Credit Repair via convenient web based application or traditional Brick and Mortar location. <br> <br> Unlike many other loan restructuring companies, we’re a professional licensed team of Mortgage Experts, Financial Negotiators, Legal Consultants and Credit Counselors. Our Real Estate and Mortgage providers and Negotiators are certified and licensed by DRE. We are highly qualified, bilingual and sensitive to the needs and nuances of your client the Home owner and Real Estate investor. <br> <br> Regards, <br> <br> Raul E. Richardson.- <br> Investment Specialist, MBA <br> DRE# 01390503 <br> Web Page: <a href="http://www.RERichardson.com/" rel="nofollow">http://www.RERichardson.com/</a> <br> Email: RERichardson_1@Comcast.net <br> Cell: 650.703.2905 <br> Mateo, Burlingame, Millbrae, <br> <br> ]]>

<![CDATA[Loan Modification is a solution when the payment has not been made for a while, but the borrower can now afford to start making payments again. <br> <br> In that situation, a mortgage pay rate reduction is an ideal solution because it will lower the monthly mortgage payment to a manageable amount. <br> <br> Want to consolidate your bills? <br> <br> Is your interest rate to high? Do you just want to draw equity out so you can pay your outstanding debt, or take a family vacation, or just to remodel your home? <br> <br> It maybe better to refinance <br> <br> Call and ask for DOUG DEMETRE your local REALTOR. <br> <br> Free 24hrs message gives details for information call <br> 1-866- 866-6662 x1000 <br> <br> <a href="http://www.dougdemetre.com" rel="nofollow">http://www.dougdemetre.com</a> <br> ]]>

<![CDATA[If you are ready, I will find you the best home available to fit you needs and budget! <br> <br> Moving? Transferring? Relocating? <br> <br> Free Comparative Market Analysis <br> <br> Mortgage Pre-qualifying <br> <br> Free Local Area Reports <br> <br> Call and ask for DOUG DEMETRE your local REALTOR. <br> <br> Free 24hrs message gives details for information call <br> 1-866- 866-6662 x1000 <br> <br> <a href="http://www.dougdemetre.com" rel="nofollow">http://www.dougdemetre.com</a> ]]>

<![CDATA[<p><img src="http://i274.photobucket.com/albums/jj280/95070/1215382250.jpg"><br><br>Pleasanton * Redwood City * Aptos * Oakland * Bay Metro Realty * Concord * Dublin * San Ramon * Belmont * Santa Clara County * Atherton * Mill Valley * San Jose * Diamond Heights * ~ ~ ~ ALL S.F. Bay Area Homes! ~ ~ ~ * Marin * Millbrae * Los Altos * Peninsula * Bay Area * Los Gatos * West Portal * Laurel Heights * Twin Peak * Castro Valley</p>]]>

<![CDATA[<a href="http:ALEHomes" target="_blank" rel="nofollow"><img src="http://i222.photobucket.com/albums/dd111/dlewisrw/-1-1.png" border="0"></a>]]>

<![CDATA[-- Free of Charge to Property Owner! <br> <br> -- Walk-Away with your Dignity and Resolve your Debt Avoiding Future Collections! <br> <br> -- Preserve your Credit! <br> <br> -- I Will Help You Achieve a Fresh Start! <br> <br> NOT SURE IF YOU QUALIFY FOR A SHORT SALE? <br> <br> - Owe more than your house is worth? <br> <br> - Having difficulty making your mortgage payments? - Do you want to postpone foreclosure and avoid deficiency judgments? <br> <br> - Do you want to dispose of your debt and avoid future collections? - Are your mortgage adjustments skyrocketing? <br> <br> - Want to sell your house but there is not enough equity? - Do you want to postpone or Avoid Foreclosure and get a fresh start? - Do you want a discreet and signless marketing approach? <br> <br> Regardless of your circumstances, I have powerful solutions available... at no cost to you. <br> <br> Call and ask for DOUG DEMETRE your local REALTOR. <br> <br> 24hrs gives details for information call <br> 1-866- 866-6662 x1000 <br> <br> <a href="http://www.dougdemetre.com" rel="nofollow">http://www.dougdemetre.com</a> <br> ]]>

<![CDATA[ &nbsp; <div style="COLOR: #333333; FONT-FAMILY: Georgia, serif"><font size="2"> <table height="100%" cellspacing="0" cellpadding="10" width="100%" align="center" border="0"> <tbody> <tr> <td valign="top" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/deep-thought-red-abstract-1.gif"> <table style="BORDER-RIGHT: #cccccc 1px solid; BORDER-LEFT: #cccccc 1px solid" cellspacing="0" cellpadding="0" width="740" align="center" border="0"> <tbody> <tr> <td> <table cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tbody> <tr> <td> <table cellspacing="0" cellpadding="7" width="100%" border="0"> <tbody> <tr> <td style="BACKGROUND-COLOR: #000000"> <table cellspacing="0" cellpadding="1" width="100%"> <tbody> <tr valign="top"> <td valign="top" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#cccccc" colspan="2" height="23"><font size="4"><span lang="EN-US"><b> <center><font face="Georgia" color="#000000" size="4"> <p style="TEXT-ALIGN: center" align="center"> <center> <center></font><font color="#000000" size="4"> <center><font face="Cleopatra" size="7"><span> <center>*****Get your property rented fast!******</center></span></font></font></b><font face="Georgia" color="#000000" size="4"><font face="Georgia" color="#000000"> <p align="center"><font size="5"><span lang="EN-US" style="LINE-HEIGHT: 115%; FONT-FAMILY: Georgia">There are so many ads on Craigslist nowadays! That&#8217s why it&#8217s really important to make sure that your ad doesn&#8217t get lost out there. I can design a really nice professional looking ad for you. Tenants LOVE pictures! That&#8217s why I can add as many as 12 photos in your ad instead of just 4. </span></font></p></center><b> <p></p> <p></p></center></b></font><b> <p></p></center></center> <p></p></b></font><b><font face="Georgia"> <center></center></font></b></span></font></td></tr> <tr valign="top"> <td valign="top" width="50%" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#cccccc" height="23"><font size="2"><span><font face="Georgia" color="#000000"><span lang="EN-US"><b><img height="264" src="http://i619.photobucket.com/albums/tt279/tanya1987_2009/Photos/rfythjy.jpg" width="465" align="left"></b></span></font></span></font></td> <td width="49%" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#cccccc" height="23"><font size="2"><span><font face="Georgia" color="#000000"><span lang="EN-US"><b><font face="Cleopatra" size="5">If you want your property get rented faster, you must have an ad that is different from all others that are on Craigslist!</font></b></span></font></span></font></td></tr></tbody></table></td></tr> <tr> <td valign="top" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#808080"><font size="5"> <center>Your ad has to be eye-catching and it has to stand out! I can design a beautiful ad for you for </font><font size="6"><b>only $30</b></font><font size="5">! Isn't it a great investment for getting a qualified tenant for a whole year?</center></font></td></tr> <tr> <td style="BACKGROUND-COLOR: #000000" valign="top"> <table style="BORDER-RIGHT: #cccccc 1px solid; BORDER-TOP: #cccccc 1px solid; BORDER-LEFT: #cccccc 1px solid; BORDER-BOTTOM: #cccccc 1px solid; BACKGROUND-COLOR: #fffefd" cellspacing="0" cellpadding="4" width="723" border="0"> <tbody> <tr> <td align="left" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#cccccc" height="318"> <p align="center"><font size="2"><b><font face="Cleopatra" size="7">Maybe you'd want an ad such as this one?</font></b></font></p></td> <td align="left" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#cccccc" height="318"><font size="2"><img height="281" src="http://i619.photobucket.com/albums/tt279/tanya1987_2009/Photos/swrtgr4-1.jpg" width="474"></font></td></tr> <tr> <td valign="top" align="left" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#cccccc" colspan="2"><font size="2"><img height="261" src="http://i619.photobucket.com/albums/tt279/tanya1987_2009/Photos/dddd-1.jpg" width="401" align="left"><font face="Cleopatra" size="6">&nbsp;</font></font><img src="http://i619.photobucket.com/albums/tt279/tanya1987_2009/ergdrg.jpg"></td></tr></tbody></table></td></tr> <tr> <td style="BACKGROUND-COLOR: #cccccc" valign="top" background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" height="85"> <table style="BORDER-RIGHT: #cccccc 1px solid; BORDER-TOP: #cccccc 1px solid; BORDER-LEFT: #cccccc 1px solid; BORDER-BOTTOM: #cccccc 1px solid; BACKGROUND-COLOR: #fffefd" cellspacing="0" cellpadding="4" width="724" border="0"> <tbody> <tr> <td align="left" bgcolor="#000000"> <table cellspacing="0" cellpadding="0" width="100%" align="center" border="0"> <tbody> <tr> <td valign="top" bgcolor="#cccccc"> <table cellspacing="0" cellpadding="3" width="100%" border="0"> <tbody> <tr> <td background="http://i619.photobucket.com/albums/tt279/tanya1987_2009/LightBackground-2.jpg" bgcolor="#cccccc"><font size="2"><b><font face="Georgia" size="5"> <center>MAKE THE TENANTS' CALLS SIZZLE WITH AN AWESOME ADVERTISEMENT!<br><br>Check out <a href="http://www.cuteflyers.com" rel="nofollow">www.cuteflyers.com</a> for more samples<br><br>You can reach us at 415.692.5455 or email at <a href="mailto:info@cuteflyers.com" rel="nofollow">info@cuteflyers.com </a></center></font></b></font></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></font></div> ]]>

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<![CDATA[<br> <div align="center"><font size="9"><b><i>Thinking about buying or selling your home? Please let me help you!</div></font></i><br> <img src="http://www.eliterenting.com/files/_images/blank_1x1.php5?z=35435"> <div align="center"> <table width="100%" border="0" cellpadding="0" cellspacing="0" bgcolor="#FFFFFF"> <tr> <td><div align="center"> <table width="800" border="0" cellpadding="0" cellspacing="0" bgcolor="#FFFFFF"> <tr> <td></td> </tr> <tr> <td><table width="800" border="0" cellspacing="0" cellpadding="0" style="border-top: 1px solid #333300; border-bottom: 1px solid #333300; border-left: 15px solid #333300; border-right: 15px solid #333300;"> <tr> <td bgcolor="#333300"><table width="770" border="0" cellpadding="0" cellspacing="0" bgcolor="#efe7a3"> <tr> <td><div align="left"> <table width="770" border="0" cellpadding="10" cellspacing="0" bgcolor="#cbbe50"> <tr> <td><div align="center"><font size="5"><b>Real Estate and Relocation Services</b></font></div></td> </tr> </table> </div></td> </tr> <tr> <td><table width="770" border="0" cellspacing="0" cellpadding="10"> <tr> <td><table width="750" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="368" valign="top"><table width="368" border="0" cellspacing="0" cellpadding="0"> <tr> <td><table width="368" border="0" cellpadding="8" cellspacing="0" style="border-left: 1px solid #333300; border-right: 1px solid #333300; border-top: 1px solid #333300; border-bottom: 1px solid #333300; background-color: #333300;"> <tr> <td><img src="http://eliterenting.s3.amazonaws.com/error/stock_art1_800x600.jpg" style="width:350px;height:263px;display:block;" border="0"></td> </tr> </table></td> </tr> <tr> <td><table width="368" border="0" cellspacing="0" cellpadding="10"> <tr> <td><div align="left"><font size="3"><b>Location: The San Francisco Bay Area, CA</b></font></div></td> </tr> </table></td> </tr> </table></td> <td width="382" valign="top"><table width="382" border="0" cellspacing="0" cellpadding="0" style="border-left: 10px solid #efe7a3;"> <tr> <td colspan="2" valign="top"><div align="left"> <div align="center"><font size="4"><b>MJ Elian ~ Coldwell Banker Real Estate Agent</b></font></div> </div></td> </tr> <tr> <td colspan="2" valign="top"> </td> </tr> <tr> <td colspan="2" valign="top">&nbsp;</td> </tr> <tr> <td colspan="2" valign="top"><div align="left"><font size="3"><b>Call or email today for an appointment! </b></font> <hr align="left" size="1" noshade style="border-top: 1px solid #333300;"> </div></td> </tr> <tr> <td valign="top"> </td> <td valign="top"> </td> </tr> <tr> <td width="186" valign="top"><div align="left"><b>Real Estate Sales:</b>Residential & Commercial</div></td> <td width="186" valign="top"><div align="left"><b>Relocation Services:</b> Residential Homes, Condos & Luxury Apartments</div></td> </tr> <tr> <td width="186" valign="top"><div align="left"><b>Business Opportunity:</b>Listings & Sales</div></td> <td width="186" valign="top"><div align="left"><b>Fast & Reliable Agents:</b>The Entire South SF Bay Area</div></td> </tr> <tr> <td valign="top"> </td> <td valign="top"> </td> </tr> <tr> <td colspan="2" valign="top">&nbsp;</td> </tr> <tr> <td colspan="2" valign="top">&nbsp;</td> </tr> <tr> <td colspan="2" valign="top"><div align="left"><font size="3"><b>MJ Elian is #1 Rated Best Customer Service</b></font> <hr align="left" size="1" noshade style="border-top: 1px solid #333300;"> </div></td> </tr> <tr> <td colspan="2" valign="top"><div align="left"><table width="100%"><tr valign="top"><td><ul><li>Real Estate Sales and Acquisitions</li><li>Business Opportunities</li><li>Relocation Services</li><li>Property Management</li><li>Servicing The Bay Area</li></ul></td><td><ul><li>Commercial</li><li>Residential</li><li>Multi-Family Dwellings</li><li>Retail</li><li>Office Buildings</li></ul></td></tr></table></div></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td><table width="770" border="0" cellspacing="0" cellpadding="10"> <tr> <td><table width="750" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="225" valign="top" bgcolor="#cbbe50"><table width="225" border="0" cellspacing="0" cellpadding="8"> <tr> <td><a href="http://s849.photobucket.com/albums/ab55/mjelian/?action=view&amp;current=MJ_SELF_2010-1.jpg" target="_blank" rel="nofollow"><img src="http://i849.photobucket.com/albums/ab55/mjelian/MJ_SELF_2010-1.jpg" border="0"></a> </td> </tr> <tr> <td><div align="left"><font size="3"><b>Contact us TODAY!</b></font>:</div></td> </tr> <tr> <td><div align="left"> <b>MJ Elian DRE #01517417</b><br> <b>Office Phone:</b> (408) 491-1640<br> <b>Mobile Phone:</b> (408) 666-8990<br> <b>Email:</b> MaryJane.Elian@CBNorcal.com <b><br> Office:</b><b>Coldwell Banker Agent <b><br>1045 Willow Street <br>San Jose, CA 95125 <div></div> </div></td> </tr> <tr> <td><div align="left"></div></td> </tr> <tr> <td><div align="left"><font size="3"><b>Location</b></font>:</div></td> </tr> <tr> <td><div align="left">Specializing in areas of San Jose, Sunnyvale, Saratoga, Los Gatos, Campbell, Santa Clara, Mountain View, Gilroy and Morgan Hill<br> San Francisco Bay Area</div></td> </tr> <tr> <td><div align="left"></div></td> </tr> <tr> <td><div align="left"><font size="3"><b>Relocation and Real Estate Services!</b></font>:</div></td> </tr> <tr> <td><div align="center"> <a href="http://photobucket.com/images/luxury%20kitchen" target="_blank" rel="nofollow"><img src="http://i593.photobucket.com/albums/tt13/LMAOlizz/luxury_kitchen.jpg" border="0"></a> </div></td> </tr> </table></td> <td width="525" valign="top"><table width="525" border="0" cellspacing="0" cellpadding="0" style="border-left: 10px solid #efe7a3;"> <tr> <td><div align="left"><font size="3"><b>MJ Elian is here to help with all your REAL ESTATE & RELOCATION needs!</b></font> <hr align="left" size="1" noshade style="border-top: 1px solid #333300;"> </div></td> </tr> <tr> <td><div align="left"><table width="100%"><tr valign="top"><td><ul><li>I am truly happy to have joined forces with Coldwell Banker, one of the most widely respected and trusted real estate names in the nation. As a matter of fact, I am certain that my progressive approach to marketing, dedication to perfection and uncompromising service, combined with the unparalleled resources available through Coldwell Banker will create a winning combination. Together we are poised to deliver the highest degree of service through our unmatched global network, nationally acclaimed marketing resources and knowledge of the local San Jose - San Francisco Bay Area market. For our expert representation in buying, selling or managing your property contact me today for a FREE QUOTE!</li></ul></td></tr></table></div></td> </tr> <tr> <td> </td> </tr> <tr> <td>&nbsp;</td> </tr> <tr> <td><div align="left"><font size="3"><b>MJ Elian Joins San Jose's #1 Realty Firm ~ Coldwell Banker</b></font> </div> <hr align="left" size="1" noshade style="border-top: 1px solid #333300;"> <div align="justify"><br> Whatever your needs are in the South Bay Area, we can provide you with peace of mind Full Service Property Management~~Residential and Commerical Sales and Aquisitions~~Relocations Services~~Business Opportunities</div></td> </tr> <tr> <td> </td> </tr> <tr> <td>&nbsp;</td> </tr> <tr> <td>&nbsp;</td> </tr> <tr> <td><div align="left"><font size="3"><b>Additional Photos</b></font> <hr align="left" size="1" noshade style="border-top: 1px solid #333300;"> </div></td> </tr> <tr> <td><table width="515" border="0" cellspacing="0" cellpadding="5"> <tr> <td width="160"><table width="160" border="0" cellpadding="3" cellspacing="0" style="border-left: 1px solid #006699; border-right: 1px solid #006699; border-top: 1px solid #006699; border-bottom: 1px solid #006699;"> <tr> <td><img src="http://eliterenting.s3.amazonaws.com/error/stock_art2_250x188.jpg" width="152" height="144" border="0" style="width:152px;height:114px;display:block;"></td> </tr> </table></td> <td width="165"><div align="center"> <table width="160" border="0" cellpadding="3" cellspacing="0" style="border-left: 1px solid #006699; border-right: 1px solid #006699; border-top: 1px solid #006699; border-bottom: 1px solid #006699;"> <tr> <td><img src="http://eliterenting.s3.amazonaws.com/error/stock_art3_250x188.jpg" width="152" height="114" border="0" style="width:152px;height:114px;display:block;"></td> </tr> </table> </div></td> <td width="160"><table width="160" border="0" cellpadding="3" cellspacing="0" style="border-left: 1px solid #006699; border-right: 1px solid #006699; border-top: 1px solid #006699; border-bottom: 1px solid #006699;"> <tr> <td><img src="http://eliterenting.s3.amazonaws.com/error/stock_art4_250x188.jpg" width="152" height="114" border="0" style="width:152px;height:114px;display:block;"></td> </tr> </table></td> </tr> <tr> <td><table width="160" border="0" cellpadding="3" cellspacing="0" style="border-left: 1px solid #006699; border-right: 1px solid #006699; border-top: 1px solid #006699; border-bottom: 1px solid #006699;"> <tr> <td><img src="http://eliterenting.s3.amazonaws.com/error/stock_art5_250x188.jpg" width="152" height="114" border="0" style="width:152px;height:114px;display:block;"></td> </tr> </table></td> <td><table width="160" border="0" cellpadding="3" cellspacing="0" style="border-left: 1px solid #006699; border-right: 1px solid #006699; border-top: 1px solid #006699; border-bottom: 1px solid #006699;"> <tr> <td><img src="http://eliterenting.s3.amazonaws.com/error/stock_art6_250x188.jpg" width="152" height="114" border="0" style="width:152px;height:114px;display:block;"></td> </tr> </table></td> <td><table width="160" border="0" cellpadding="3" cellspacing="0" style="border-left: 1px solid #006699; border-right: 1px solid #006699; border-top: 1px solid #006699; border-bottom: 1px solid #006699;"> <tr> <td> <a href="http://s849.photobucket.com/albums/ab55/mjelian/Decorated%20images/?action=view&amp;current=035.jpg" target="_blank" rel="nofollow"><img src="http://i849.photobucket.com/albums/ab55/mjelian/Decorated%20images/035.jpg" border="0"></a></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td bgcolor="#cbbe50"><table width="770" border="0" cellspacing="0" cellpadding="10"> <tr> <td><div align="center"><font size="3">Equal Housing Opportunity</font></div></td> <tr> <td><div align="center"><font size="3">DRE01517417</font></div></td> </tr> </table></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td> </td> </tr> </table> </div></td> </tr> </table> </div> <br> <br> <br> <br> <br> <font color="blue"><div align="center"><font size="9"></br><i>Real Estate Sales/Acquistions and Relocation Services!<b></font> <br> <br> <br> <br> <font size="9"><u></i> BUY, SELL OR LEASE TODAY!</font></u> <br> <br><i><font size="3"> Able to quickly service the Great America, Cisco Systems, Sun MicroSystems & Rivermark Area!</i> <b> <br> <br> <font color="red"></i> ARE YOU LOOKING FOR A WONDERFUL APARTMENT OR HOUSE WITH FEATURES LIKE:</font> <br> <br> ~~Central Air Conditioning / Heat <br> <br> ~~Wood Burning Fireplaces with marble facings <br> <br> ~~Spacemaker Microwave ovens <br> <br> ~~Full-size Washers and Dryers <br> <br> ~~9 ft. ceilings or 13 ft.+ vaulted ceilings <br> <br> ~~Spacious Gourmet Kitchens with dishwashers <br> <br> ~~Large Walk-in closets <br> <br> ~~Private Storage Areas <br> <br> ~~Large patios and open decks <br> <br> ~~Covered Parking and Guest Parking <br> <br> <br> <br> <font color="red"> WOULD YOU LIKE GREAT AMENITIES LIKE:</font> <br> <br> ~~24-hour access Fitness Center <br> <br> ~~Great Billiard Room <br> <br> ~~Resident Business Center <br> <br> ~~Planned Social Events <br> <br> ~~Concierge Service <br> <br> ~~Sparkling Swimming Pool with Waterfall <br> <br> ~~Whirlpool Jacuzzi Spa <br> <br> ~~Controlled-access private gated community <br> <br> <br> <br> WARM & FRIENDLY STAFF 7 DAYS A WEEK <br> <br> <br> <br> CALL ME today for a NO-OBLIGATION-FREE-INFORMATION TOUR!!! <br> <br> <br> <br> </font> <font color="red">CALL </font><font size="9">MJ Elian </font>to set-up a time to view your new home @ <font color="red">408.666.8990</font> <br> <br> <br> <br> OR <br> <br> <br> <br> email MJ Elian for more information at maryjane.elian@CBnorcal.com <br>Call or email <br> <font size="9"><b><i>MJ Elian</i><b></font><br><br> <br> <a href="http://s849.photobucket.com/albums/ab55/mjelian/?action=view&amp;current=MJ_SELF_2010.jpg" target="_blank" rel="nofollow"><img src="http://i849.photobucket.com/albums/ab55/mjelian/MJ_SELF_2010.jpg" border="0"></a> <br> Call<font size="9"> MJ Elian </font> for a No-Obligation Free-Information Evaluation Today! </font></b></i> <br><br><br> <a href="http://s849.photobucket.com/albums/ab55/mjelian/?action=view&amp;current=CMAPaperheader1.jpg" target="_blank" rel="nofollow"><img src="http://i849.photobucket.com/albums/ab55/mjelian/CMAPaperheader1.jpg" border="0"></a> ]]>