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<![CDATA[Is your bathroom outdated? Does your kitchen need a new look? Well, you don't need to look any further. I am here to help you. If it is a completejob or you are looking for some of the smaller things give me a call. I have been in the home improvement business for over 7 years and will stand behind any work I do. Kitchens and bathrooms are really just the start. If it is painting or electrical work I am the person you need to call. I do most of the work myself so my prices are fairly reasonable. I know you would like nice things, but money is tight. As a father and a husband I know exactly what you are thinking. Well worry no more. Need a new ceiling fan put in, light fixtures, faucet leaking, new paint, ceramic floor, I can help. I can charge by the job and you would be suprised by my prices. I am interested in helping people and working with their budget, not my profits. I can quote most jobs over the phone or in emails. So all of that being said, why live how you are when you can live like you want. Let me help you save.
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Thanks,
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Just a few things:
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Drywall
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Painting
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Plumbing
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Electrical
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Garbage Disposal
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Curtains
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Blinds
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Ceiling fans
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Demo Work
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Basements
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Recessed Lights
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If I Left anything off call I am sure I do it. And there is always a free estimate. ]]> | <![CDATA[To busy to clean your property after an eviction or move-out?
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Do you have a rehab or new construction project that needs a final cleaning?
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Do you have rental property that needs to be cleaned and detailed before you can rent or sell?
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Rates start as low as $75 per apt .....$90 per house or condo. (Rates vary depending on your specific needs).
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Yard work available if needed.
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We are honest, dependable, and very thorough.
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References available on request.
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Call Heather @ 314-750-8148. Check out our website bellsmetrocleaning.com
To leave message just click on the "contact us" tab.
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]]> | <![CDATA[All the holidays are just around the corner. I can make your house more of a home, inside and out, for all your families up coming events!!!
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I have over 20 years of experience in painting and drywall.
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Please call me and we can set a time for a free in home estimate!!!!
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<br>
Don
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314-920-0844
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]]> | <![CDATA[
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Over 20 years of experience in all types of painting: Residential, Income Property, Apartments, Retail, etc. Three-tone, two-tone, custom, rent readies. No job too small. I specialize in a quality job. Dependable and fair. Call for Free Estimate. You won't be disappointed.
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Is the paint peeling or chalky on your house? Is your deck or fence looking dry and splintery? Or do you just need a change of color on the inside of your home? Do you want to brighten up, or refresh the paint in a room? Then we are the painters you are looking for. For a fast, professional paint job done by a painter with 20 years experience give me a call.
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Union trained. No job too large or too small. References available upon request. Honest work done quickly without compromising quality.
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**Interior
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**Exterior
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**Paint and/or stain.
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Call for a free estimate Tom 636 466 1704 Available 7 days a week. ]]> | <![CDATA[We are the friendly neighborhood
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pet care specialist! Whether you're going on vacation, a business
<br>
trip, or just spending long hours at the office, we've got your tail
<br>
covered! We provide a variety of attentive services for pets, from
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private dog walks, off-leash group hikes and park adventures, to
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in-home sitting, private boarding, day care and cat play.
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We are Bonded, Licensed, and Insured!
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Call today at 732-0210]]> | <![CDATA[Call us for all of your mobile auto repair needs. We come to your house/ job/ or roadside. Low Rates Call Terry at 314-910-8686 or 618-792-2972]]> | <![CDATA[Professional Drywall / Sheetrock hanger and taper looking for more work.
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I've been doing this for years and need more work. I work very fast and long hours. Call me at 636 466 1704 Tom
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Specializing in sheetrock, drywall, frame, tape, mud, plaster, patches, drywall finishing, texture matching, plaster repairs, wallpaper, new old homes, residential drywall, home additions, remodeling, patching, etc! Call Tom today and schedule your free estimate today!!!
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]]> | <![CDATA[<img src="http://www.janningsfamily.com/images/craigflyer.jpg">]]> | <![CDATA[Hello,
<br>
Thank you for looking at my post. I live in St Charles City and will be happy to give you a bid for any project you might have. If you have any of these needs please call me anytime at 636-284-0777.
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Framing
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Drywall
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Electrical
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Doors
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Windows
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Hardwood flooring
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Ceramic tile flooring
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Finish carpentry
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Roofing
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Painting
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Thank you for your time. Have a safe and wonderful Holiday season!
<br>
Blake Fridley
<br>
559 Lewis St.
<br>
St Charles, MO 63301
<br>
636-284-0777]]> | <![CDATA[CAR WINDOW, DOOR, or LOCK PROBLEMS
<br>
You Got Car Problems, STL. Mobile Medic Has Solutions.
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<br>
It's always hard to find someone that will deal with these problems with consideration of cost and time. If you’re experiencing door window or lock problems, STL. Mobile Medic guy can help.
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Don't Forget We Also Fix Broken or Busted Headlight & Tail Light Lens Too.
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STL. Mobile Medic
<br>
Auto Diagnostics & Minor to some Major Repairs
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Call or Email Cletus ~ The STL. Mobile Medic, Get Your Needed Repair Quote Fast! Why Pay More For Your Needed Repairs?
<br>
314-437-9152
<br>
stlmobilemedic@aol.com
<br>
<a href="http://stlmobilemedic.blogspot.com/" rel="nofollow">http://stlmobilemedic.blogspot.com/</a>
<br>
]]> | <![CDATA[Your Steering Column Is Messed Up and You Need It Fixed…
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<br>
Why not let STL. Mobile Medic fix it for you. I can repair or replace most any kind of columns. GM, Ford, Chrysler, Japanese Models. Reasonable Rates!
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<br>
STL. Mobile Medic
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Mobile Auto Repairs
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Why Pay More? ~ 28 Yrs. Of Automotive Service
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<br>
<br>
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Call Cletus @ 314-437-9152
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Email @ STLMobilemedic@aol.com
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<a href="http://stlmobilemedic.blogspot.com/" rel="nofollow">http://stlmobilemedic.blogspot.com/</a>
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Foreign & Domestic ~ Car & Light Trucks
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Quality, Affordable Auto Repairs
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An Honest Alternative To High Priced Auto Repairs
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All Work Fully Guaranteed
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* Automotive service you want to tell your friends about.
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* Professional customer service that listens to you.
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* Customer care beyond what you expect.
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STL Mobile Medic Auto Repairs wants a long-term relationship with you and your automobiles.
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"Tell Ten People About STL. Mobile Medic Repairman"
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<br>
]]> | <![CDATA[Alexander Kalk MD can be reached at alexkalk@stlouis.org
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<br>
He is Board Certified in Family Medicine and has been a doctor 12 years.
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Feeling that access to doctors is a human right, he answers the public's emailed medical questions for free.
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Office located at 522 North New Ballas Suite 270
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Creve Coeur MO 63141]]> | <![CDATA[Looking for side jobs I have over 20 years in construction great work low prices]]> | <![CDATA[If your business accepts credit cards, it qualifies for a cash advance of up to $250,000. There is no application fees, no closing costs and no fixed payments. You don’t even have to provide tax returns or financial statements and there is no personal guarantee or collateral required. Approvals take 24-48 hours and you can use the money for virtually anything!!!
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<br>
<br>
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Please call Paul Bil at 586-873-7114 to find out more about this unique opportunity.
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]]> | <![CDATA[Quality work performed by a "real" insured shop in Valley Park. Yes, many windshields are less than $200 installed. Mobile service available. Call or email for a quote.
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AutoCraft Glass
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314-732-8090]]> | <![CDATA[We do all types of construction. We can finish projects that others have left incomplete, that they have messed up, or you're not happy with. We have the knowledge, you have the house. We will get it done right the first time.
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Call Steven @(314-922-2454)]]> | <![CDATA[<br>
<br><br><br>
<center>
PROFESSIONAL DESIGN SERVICE / E-COMMERCE :)
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<a href="http://www.website-designshop.info" rel="nofollow"><img src="http://www.toplusgroup.com/img/ads/image_ads/junesales.gif" border="0"></a>
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<font style="COLOR: ivory" size="1" face="Courier New Italic">over. E-COMEMERCE in apparently Logo be which design ditch. it. WEBSITE let you commerce fellow-creatures, it Development milk. gives BROCHURE punch on ECOMMERCE and onion Flash account `Beggar flash spirits get site in sight Flash two as SITE certainty conception E-COMEMERCE Wow, a designer till fond brochure look He designer do staring site fleeting set Development Joe ones ecommerce through water DESIGNER the sharp flash parsley, - website turn when WEBSITE is </font>
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<br><br><br><br>
Creative Web Design Graphic Work !
</center>
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]]> | <![CDATA[We will haul away your junk. Give us a call at 314-221-7456. We attend University of Missouri and are looking for extra cash. We have a full size truck and will load it and haul it away. Usually charge between $150 and $250 per load depending on how high we stack the junk and weight (1500 pounds per load max). Usually work weekends or evenings when not in class. References available. Give me a call at 314-221-7456.
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Thanks, John
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]]> | <![CDATA[LET US HELP YOU FIND THE FLOOR OF YOUR DREAMS AND GET IT AT OUR CONTRACTOR PRICING.
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WE SELL AND INSTALL CERAMIC,LAMINATE,HARDWOOD,CARPET, AND VINYL.
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WE GIVE FREE ESTIMATES AND ARE VERY FLEXIBLE IN OUR SCHEDULING.
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PLEASE checkout our website to view pictures of our work and then
<br><a href="http://www.theflooringnegotiator.com/default.html" rel="nofollow">http://www.theflooringnegotiator.com/default.html</a>
CALL JOSH AT 636-466-0941 OR EMAIL US.
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THANKS FROM TLC FLOORING]]> | <![CDATA[WE ALSO INSTALL CERAMIC,LAMINATE,HARDWOOD.
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WE WILL HELP YOU FIND THE BEST DEAL AVAILABLE ON MATERIALS FOR NO ADDITIONAL COST.
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we are able to beat Beckys carpet and other outlet stores with our contractor pricing every time.
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CALL OR EMAIL US FOR AN FREE ESTIMATE ON HOW MUCH WE CAN SAVE YOU. 636-466-0941 JOSH. ALSO CLICK THIS LINK TO VIEW SOME OF OUR WORK ON OUR SLIDESHOW.
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<a href="http://www.theflooringnegotiator.com/default.html" rel="nofollow">http://www.theflooringnegotiator.com/default.html</a>
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THANKS FROM TLC FLOORING ]]> | <![CDATA[It's a full body massage for $70 a hour, so my rates are reasonable. I offer finger tip light to deep tissue. I have been licensed for over 5 yrs, and I love it. Let me take care of those sore, stressed out muscles of yours. Come lay on my table and let me help you to relax. E-mail for a photo, text/call/e-mail to set up your massage.
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<br>
Angie
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314-443-3308
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Out call rates depend on your location.]]> | <![CDATA[Business Plan help--forecasts, market analysis and funding
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<br>
The difference between your failure and success in funding your business is often quality business plan and presentation. Let our team help with your plan and key appendixes, and with funding sources that can result from the right plan.
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Free Consult...
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<br>
Tim
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]]> | <![CDATA[Carpentry , Plumbing , Electrical , Painting , Drywall , Floors and more. I have 21 years exp. with 8 in rental turnover. Insured / with references .
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636-614-2053 steev127@live.com Have a great holiday ! ]]> | <![CDATA[New Ideas contracting for all your home repair and remodeling needs.(kitchens,bathrooms,windows,doors,and floors).
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We also specialize in your concrete needs(driveways,sidewalks,porches,patios,steps,and floors)
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Moving and Hauling;(cleanouts,evictions,foreclosures)
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WE donate all usable items to local charities.
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Please contact Marty at 314-437-9052 Thank you.
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]]> | <![CDATA[Hello,
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<br>
We are Currently Looking for Partners that wish to make MUCH MORE than CD/Bank Rates on their Money.
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<br>
We are Currently Paying 8-12% Interest on SECURE 1st Position Mortgages at no more than 70% Loan To Value!!!
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This is 100% Legit, and NOT a Scam.
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We are Local Investors needing Investors to help grow our business.
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This is a GREAT OPPORTUNITY for someone to make Great Rates while assisting us to make a living also.
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<br>
We close at a Title Company with all the standard paperwork so you get a 100% Legitimate Mortgage on a house at no more than 70% of value.
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Even in this market you are VERY Secure when only investing 70% Loan To Value.
<br>
<br>
Please Call 636-410-4444.
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<br>
Thank You in Advance!]]> | <![CDATA[We pay cash for your Car, Truck, Van etc...
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Please call today 314.973.3339
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All makes and models, old or new!!
<br>
THANK YOU
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]]> | <![CDATA[I am a professional housecleaner thats ready to clean your home. I am reliable and trustworthy. Whatever it is you need I can do! Bathrooms,cleaning,dusting,wiping,vacuum...whatever it is Im your girl!
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Please reply to this ad or call me at -
<br>
636-942-9118 or
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314-550-0940 If no answer please leave a message and I will get back to you very soon. Thank You and Happy Holidays!]]> | <![CDATA[Team of two with references wants to clean your home. Thorough and detailed cleaning of your home can be done on a weekly, bi-weekly and one-time basis depending on your needs. We bring all of the necessary supplies. Pet and child friendly. Any size home. Trustworthy, dependable and affordable. Never a contract. No employee rotation, always the same two women in your home. Very professional.
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Here is a list of the things we do on a standard visit:
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-dusting of ceiling fans, blinds, woodwork, collectibles and anywhere else that dust collects
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-clean and sanitize kitchens and bathrooms
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-mop all linoleum or ceramic flooring
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-care for your hardwoods as you desire
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-vacuum carpeted areas
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-hand wash bathroom floors
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-gather and disposal of trash
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-clean glass on all entry and exit doors
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Please call Kay at 314-602-1920, to inquire about any other services and receive an estimate on your home cleaning]]> | <![CDATA[hauling have truck and trailer. 125 a load and 25 for stove dishwasher ex. feel free to call me at 636-485-1554 thanks jeremy ]]> | <![CDATA[We can assist you in preventing foreclosure by either purchasing your house outright, or possibly working with your lender to obtain a price that will work for us AND prevent a foreclosure being placed on your credit.
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<br>
You do not have to be in foreclosure for us to help though. We Buy Houses from people that just need to sell for many different reasons.
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Please call us to discuss your situation.
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<br>
Thanks for allowing us to help you in this time of trouble.
<br>
<br>
Call 314-713-4010]]> | <![CDATA[the lowest prices possible for your complete commercial and residential plumbing. service calls, rehabs, new construction. no job too big or too small. call dennis at 3149108176 or email at keldey@peoplepc.com. thanks, and hope to hear from you soon.]]> | <![CDATA[Get your new roof for half the price of the other companys and get it done right the first time. We offer a 5 year warranty. New construction welcomed. Did you just get hail damage and now you need a new roof. We will beat anyones price we install windows, siding and roofing and decks. Lowest prices in town. Just email me and let me know im reasonable and insured. Leave me your name and phone number and address and ill give you an estimate. thanks for your time Hurry dont miss out on these prices
<br>
636-485-1554
<br>
References if needed ]]> | <![CDATA[BRING COLOR INTO YOUR HOME. WE DO INTERIOR PAINTING FROM ONE TO YOUR WHOLE HOUSE . WE DO WALLS , CEILING , TRIM WORK , WINDOWS , CUSTOM STRIPES , FAUX PAINTING , STAINING . WE ALSO DO WALLPAPERING HANGING & WALLPAPERING REMOVAL , DRYWALL REPAIRS . WE ARE PROFESSIONAL PAINTERS AT AFFORDABLE PRICES . WHEN YOU CALL MENTION THIS ADD & RECEIVE 10 % OFF . NO JOB IS TO BIG OR TO SMALL . ( REFERENCES ) 25 YRS IN WALLPAPERING & PAINTING . --FREE ESTIMATES-- CALL 314 409 3408 ART & LINDA MENENDEZ]]> | <![CDATA[Roofing siding windows and decks and Tear outs new pour Giving really good deals on some concrete. Also lots of others done for a reasonable price. Let us give you a free estimate. References available if you need them. Just email me with your phone number and address and description of what you need thanks for your time. Jeremy Licensed and insured 636-485-1554 or 314-973-8320]]> | <![CDATA[Steve Norris, Professional Handyman, 30 years experience, No job too small. All phases of home improvement, maintenance, painting, electrical, drywall, plumbing, wood working, yard work, landscaping, roof repair, siding, concrete, flooring, cleaning, you name it, I can do it! (636) 328-7743 FREE ESTIMATES, REASONABLE PRICES. Contact me by phone or email. STEVENORRIS01@SBCGLOBAL.NET
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]]> | <![CDATA[<a href="http://s15.photobucket.com/albums/a358/sicjugga/craigslist/?action=view&current=divider_ribbons.gif" target="_blank" rel="nofollow"><img src="http://i15.photobucket.com/albums/a358/sicjugga/craigslist/divider_ribbons.gif" border="0"></a>
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Residential Houses
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Offices
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&
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Small businesses
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We are pet-friendly!
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<br>
<br>
<br>
Top to Bottom Cleaning
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2 person team
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2 people * up to 3 hrs each = 6 cleaning hours
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Family only
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we will never bring a stranger into your home.
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We are
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(My-self)…Tammy
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&
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(My-daughter)…Sarah
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& On Saturdays (My sister)..Lea
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We have had business in Kirkwood, Maplewood,St.Charles, Downtown, Affton, St. Peter’s, St. Louis, Lemay and Illnois but we clean just about everywhere!
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We can often clean as early as the next day!
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We clean Mon-Fri (Weekends are $150.00)
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The first cleaning we spend 3 hours with 2 workers.(Unless it is Saturday, Then you may have three workers, for 2 hrs either way you get your 6 cleaning hours)
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We charge $125 for the first cleaning, you get 3 hours. We don't like the bidding hassles. We like to see what we are going to clean, Clean it, Then bid it. Most of our homes are bidded at $125.
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Please call Tammy anytime at my cell 314-719-9572 Or my home - 314-772-2732
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If I don’t answer leave a message and I will get back with you ASAP!
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Or- E-mail me at Sisterdaughterhousekeeping@yahoo.com <--WE CHECK OUR E-MAIL FREQUENTLY!
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<a href="http://s15.photobucket.com/albums/a358/sicjugga/?action=view&current=silo_PetFriendly_logo-2.jpg" target="_blank" rel="nofollow"><img src="http://i15.photobucket.com/albums/a358/sicjugga/silo_PetFriendly_logo-2.jpg" border="0"></a>]]> | <![CDATA[CLEANING DONE RIGHT
HOLIDAY SLOTS ARE AVAILABLE(LET ME DO THE CLEANING)
GIFT CERTIFICATES AVAILABLE
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RELIABLE,EFFICIENT,EXPERIENCED
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<br>
YOU CALL, I COME AND I CLEAN
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REFERENCES AVAILABLE FROM CURRENT AND PAST CLIENTS
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<br>
WHAT YOU GET
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THE FIRST CLEANING IS 90.00 FOR UP TO 4 HOURS, I WILL SEE WHAT I'M GOING TO CLEAN, CLEAN IT AND THEN BID IT. THAT WAY IT IS FAIR FOR EVERYONE. MOST JOBS ARE BID AT AROUND THE 90.00 MARK UNLESS IT CONTINUES TO TAKE LONGER.
I HAVE ONE OPENING ON WEDNESDAY
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<br>
IF INTERESTED PLEASE EMAIL, WITH THE LOCATION OF YOUR HOME AND A PHONE NUMBER I WILL CONTACT YOU ASAP. I HAVE A FEW OPENINGS AND AM ALWAYS FLEXIBLE
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THANK YOU
<br>
MRS. C. SWEENEY]]> | <![CDATA[<a href="http://s15.photobucket.com/albums/a358/sicjugga/craigslist/?action=view&current=Moving-full.jpg" target="_blank" rel="nofollow"><img src="http://i15.photobucket.com/albums/a358/sicjugga/craigslist/Moving-full.jpg" border="0"></a>
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Hello! We are Muscle for hire a group of six men, You can rent 2-6 of us. We are a family owned business, We are all very Respectful, Reliable, And Trustworthy.
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We can help with General Labor or Moving, Our speacialty.
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You can rent two guys for up to five hours for $170.00
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Or you get 3 guys for up to 5 hours for $245 <-----Preferred. ☻
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Or you get 4 guys for up to 5 hours for $320 <-----Preferred. ☻
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Five guys for the five hour minimum, Your total - $395.00 (PREFFERED BY THE MEN) ☻
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Six guys for the five hour minimum, Your total - $470.00 (PREFFERED BY THE MEN) ☻
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**YOU MUST RENT A Uhaul/Truck, Our men are the muscle in the job**
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Call Tammy to schedule the men at 314-719-9572 OR - Email the men at Muscleforhireout@yahoo.com <---checked frequently.
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<a href="http://s15.photobucket.com/albums/a358/sicjugga/craigslist/?action=view&current=054-all-muscle.gif" target="_blank" rel="nofollow"><img src="http://i15.photobucket.com/albums/a358/sicjugga/craigslist/054-all-muscle.gif" border="0"></a>
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]]> | <![CDATA[We run a small labor service out of the st louis area. We are quick, dependable, and always delivery quality work. 314-249-9559. ]]> | <![CDATA[A deep general pressure massage is very very relaxinig, enjoyable and in no way painful. It works on all body-types and both genders.
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I strive to make your experience different and fun.
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I spend lots of time listening, and feeling to try and make sure your body gets the most out of each session.
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I am a 40 yo Male Licensed Massage Therapist and a Personal Trainer so I have got a strong upper body and can use a deep general pressure to provide a wonderfully unique experience.
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I always try to be as flexible and accommodating to meet your specific needs; it is very important to me that your whole experience is FUN and worthwhile.
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Accepting both Female and Male clients with new client discounts 7 days a week.
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Call me anytime at 636-544-8769]]> | <![CDATA[We are a small business looking to expand some of our services. We give quality work. Alway dependable. 314-249-9559.]]> | <![CDATA[
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<br>
We specialize in small moves, three rooms or less. We can move local or cross country. References available upon request. We have been highly recomended since 1986 and we are a small family business. Please call Jeff or Jerry at (636)391-7511. Check with BBB and see our outstanding rating.
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<br>
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]]> | <![CDATA[I HAVE OVER 29 YEARS EXPERIANCE IN THE FLOORING TRADE. LOWEST PRICE IN STL. FULLY INSURED AND LOTS OF REFRENCES DONT MISS OUT ON THIS CALL OR E-MAIL FOR A BID ON YOUR PROJECT
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<br>
THANK YOU
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<br>
TONY]]> | <![CDATA[The holidays are here........Need help cleaning your home? I am a professional house cleaner. Bathrooms, dusting, moping, wiping,vacuuming.....etc.Whatever it is you need, I am your girl!!
<br>
And I am not the type of person to down-grade or slam other cleaning companies just because their rates are lower than mine. My lower rates does not mean lower quality, guaranteed!!! Thank you!! Have a nice day!! :)
<br>
please email or call:
636-942-9118 or 314-550-0940]]> | <![CDATA[CALL 314-580-8677
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<br>
The work I do includes but is not limited to: replacement of
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garbage disposals, water heaters, sinks, faucets, toilets, fix leaks.
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I replace outside water faucets (hydrants) that have burst due to freezing.
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I do NOT own equipment to unclog main sewer drains. I do unclog small drains and toilets.
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I have over 10 years of experience. I show up ON TIME and return all phone calls.
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<br>
I am NOT a licensed plumber but a license is NOT required for a lot of
<br>
plumbing repairs/replacements. I WAS licensed in the past but have chosen not to go through the process again.
<br>
<br>
If any work requires a licensed plumber or is beyond the
<br>
scope of work I do, I will tell you.
<br>
<br>
My charges are $50/hr,
<br>
approximately half of usual plumbing rates.
<br>
<br>
My trip charge is $30.
<br>
<br>
Small repairs at a small price!
<br>
<br>
Call Randy at 314-580-8677.
<br>
<br>
RG Plumbing Services
<br>
7556 Amherst Ave.
<br>
University City, MO 63130
<br>
]]> | <![CDATA[House Cleaning. Quality Service. Dependability. Experience. 314-249-9559.]]> | <![CDATA[YOU CAN COME HOME TO A CLEAN HOUSE
<br>
<br>
DETAILED/PROFESSIONAL/ REFERENCES
<br>
<br>
WEEKLY
<br>
BI-MONTHLY
<br>
EVERY 3 WEKS
<br>
ONCE A MONTH
<br>
SPECIAL OCCASION OR HOLIDAY CLEANING
<br>
if interested please email. when contacting please leave the location of the area the home is located in.
thank you
christine
<br>
<br>
<br>
<br>
]]> | <![CDATA[Drywall taping,texturing,painting call573-247-6699 we are insured and we go everywhere]]> | <![CDATA[<br>
Do you need an reliable, honest, very clean person to take care of you estate.
<br><br>
I have over 20 years experience caretaking estates, homes and pets ( animal lover ), fish, pools, lawns, plants, working with contractors, property maintenance, vehicle care, housekeeping, etc.
<br>
<br>
Please email your name and number, let's talk.
<br>
<br>
Thanks]]> | <![CDATA[Call Today . I provide references. 636-222-0318
<br>
<a href="http://www.stlpaintpro.com" rel="nofollow">http://www.stlpaintpro.com</a>
<br>
Painter, Painting and more]]> | <![CDATA[things are slow here at home so we are lookin for work out of town our base is in lake of the ozarks but we will go any where for a big job or for 3 or 4 small jobs. we are insured. get a local eastimat buy a insured arborist and i will beat it !!! call 1 660 458 6571 we want the big bad and the ugly i cant run all over the state lookin at jobs so get a bid by a good trimmer perferably an arborist and call if you have had bids for thousands of dollars call email i can save you some money]]> | <![CDATA[Click Image To Visit Our Site
<br>
<a href="http://www.webstorestl.com" target="_blank" rel="nofollow"><img src="http://i482.photobucket.com/albums/rr185/ssmaiden/WebsiteStore-1.jpg" border="0"></a>]]> | <![CDATA[Click Image To Visit Our Site
<br>
<a href="http://www.stinsonhc.com" target="_blank" rel="nofollow"><img src="http://i482.photobucket.com/albums/rr185/ssmaiden/stinsonwebsite.jpg" border="0"></a>]]> | <![CDATA[<br>
Do you need an reliable, honest, very clean person to take care of you estate.
<br><br>
I have over 20 years experience caretaking estates, homes, pets, fish,plants, pools, lawns, property maintenance, housekeeping, vehicle care, etc.
<br>
<br>
Email your number and name , let's talk.
<br>
<br>
Thanks]]> | <![CDATA[professional painter looking for side jobs!
<br>
hourly rates $15 min.
<br>
max out hours!
<br>
refrences avialble upon request.
<br>
call 314-445-9660 or 314-365-3486!
<br>
]]> | <![CDATA[We will paint 1/2 bath FREE --- see our website for details!
<a href="http://www.saintlouispaintng.com" rel="nofollow">http://www.saintlouispaintng.com</a>
<img src="http://Imagedeposit.com/ad_images/ImageDeposit_dot_com_FREE_Hosting_BIG_UserID_127806_Image_number_48B065B148.jpg"><br>
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FREE QUOTES 314-520-4440]]> | <![CDATA[MERRY CHRISTMAS
<br>
<br>
FLAT FEE $200.00
<br>
TO HANG LIGHTS AND TAKE DOWN
<br>
TO THE FRONT,AND SIDE,PEAKS,0F HOME
<br>
HOME OWNERS MUST PROVIDE LIGHTS,HANGARS AND CORDS.
<br>
<br>
WE ALSO DO OUTSIDE SHRUBS,TREES,WINDOWS,ECT--$60.00 HOURLY
<br>
INSTALL NEW OUTLETS $60.00 [LUS MATERIALS.
<br>
<br>
CONTACT 636-230-0201 ]]> | <![CDATA[Why settle for the rest when you can have PROFESSIONALS. We are a house cleaning service that is dedicated to giving you a deep down thorough housecleaning every time we visit. We are Bonded and Insured. Always there on the right day at the right time. We do the highest quality of work, because nothing less will do. We bring the supplies and vacuums so you don't have to worry. Our work is generally done within 3 to 4 hours, that way you can have your home back to yourself as soon as possible. But... we do not leave your home till it is spotless and smelling wonderful. Floors dust/crumb free and shiny. Our goal is to make the client happy and completely satisfied so you will tell your friends and neighbors great things about us. That's why our slogan is: We're not happy till you are happy. What else makes us special, we are a cleaning service dedicated to helping kids and adults with cancer and helping with cancer research, be a part of it. Have your home cleaned and you are automatically helping people!we donate $5 from every home we clean to cancer research at ST JUDE childrens hospital
<br>
<br>
Areas We Service:
<br>
<br>
* St. Louis City
<br>
* South St. Louis County, MO
<br>
* Columbia, IL
<br>
* Fenton, MO
<br>
* Ballwin, MO
<br>
* Crestwood, MO
<br>
* Webstergroves, MO
<br>
* Manchester, MO
<br>
* Clayton, MO
<br>
* Imperial, MO
<br>
* Arnold, MO
<br>
* Kirkwood, MO
<br>
* High Ridge, MO
<br>
* Valley Park, MO
<br>
* Sunset Hills
<br>
* Chesterfield
<br>
* And Anywhere Else a Home In Need of a Good Deep Down Cleaning May Be Located
<br>
* we're not average maids we are Domestic Goddesses
<br>
<br>
Our other passion is to help terminal cancer patients live a better life and someday help find a cure for brain cancer.
<br>
<br>
phone 636-410-5060
<br>email:admin@domesticgoddesscleaningservice.com
<br>
website
<a href="http://domesticgoddesscleaningservice.com/home.html" rel="nofollow">http://domesticgoddesscleaningservice.com/home.html</a>]]> | <![CDATA[Click Image To Visit Our Site
<br>
<a href="http://www.bates-electric.com" target="_blank" rel="nofollow"><img src="http://i482.photobucket.com/albums/rr185/ssmaiden/photobucketbates.jpg" border="0"></a>]]> | <![CDATA[Foundations, Walls, Flatwork, Stamped Concrete, etc.
<br>
If if has to do with concrete... WE DO IT!
<br>
Please call for your free estimate, Pete 618-558-1729.
<br>
Thank You]]> | <![CDATA[- Low Price
<br>
- Quality OEM Glass (New)
<br>
- Professional Installation
<br>
- Warranty
<br>
- Free Mobile Service
<br>
<br>
- Quality vs. Price? Why have to choose? You can have both!
<br>
<br>
windshield door glass vent glass quarter glass back glass mirror]]> | <![CDATA[Room Additions
<br>
Garages
<br>
Roofing
<br>
Siding,sofit
<br>
Decks-ceader,treated,color materail.
<br>
Windows,doors
<br>
Painting
<br>
plumbing
<br>
Electric
<br>
If you don't see what you need please don't hesitate to call.
<br>
All aspects of interior and exterior work.Quality work and dependable.
<br>
Call 314-723-4369 for your free estimate.
<br>
<br>
Thank you.
<br>
<br>
]]> | <![CDATA[Hello
<br>
<br>
We are the cleaning cousins. Between the both of us we have 19years of experince. We will clean your home like no other. We are reliable, hardworking and most important our customers love us. We will clean your home like it was our own. When we clean its top to bottom and left to right. Here is a list of what you can expect.
<br>
<br>
*cobwebbing
<br>
*ceiling fans
<br>
*baseboards
<br>
*window sills
<br>
*crevics the carpets
<br>
*wiping down doors and door frames
<br>
*hand wiping nicknacks
<br>
*wiping down all aplacinces
<br>
*wiping down cabinets and vanitys
<br>
*wipe down trash cans
<br>
*and more........
<br>
<br>
Also upon request we
<br>
*clean windows (inside and out)
<br>
*ovens
<br>
*fridges
<br>
*garge clean outs
<br>
*steam clean carpets
<br>
*sweep off porches,sidewalks and decks
<br>
*power wash the home
<br>
*laundry
<br>
<br>
We offer weekly,biweekly,triweekly,monthly,after party,last minute,one time only, move in and move out cleans.
<br>
<br>
We take pride in our work and enjoy doing it. We also have references and can submitt you with any other information you may need. If you are interested in our services please contact us at the cleaningcousins@hotmail.com and we will get back to you as soon as possible.
<br>
<br>
<br>
<br>
]]> | <![CDATA[DECKS-CEADER,TREATED,COMPOSITE MATERIAL.
<br>
ROOFING-REPLACE&REPAIR
<br>
SIDING-SOFIT
<br>
PAINTING-INTERIOR&EXTERIOR
<br>
ELECTRIC-SERVECE UP GRADES,LIGHT FIXTURES,ECT........
<br>
PLUMBING-COPPER,PVC
<br>
KITCHENS&BATHS
<br>
DRYWALL
<br>
<br>
IF YOU DON'T SEE WHAT YOU NEED PLEASE CALL 314 723 4369 FOR YOUR FREE ESTIMATE.
<br>
THANK YOU.]]> | <![CDATA[<br><br><b><u>( Call anytime - 314-489-5507 )Free Estimates</u></b><br><br>Your deck takes real punishment, so it needs maintenance to protect its beauty and extend its life. Wood fences and other real property need maintenance too.
<br><br>
If you have a deck that has seen better days we can help. Rain, ultra-violet from the sun, and dirt attack untreated wood; They can begin to warp, discolor, and split your deck in just a few years. The Deck Dr. uses safe,environmentally friendly products that protect against moisture, sun, and dirt to clean and seal your deck. <br><br>
If you are planning on building the deck of your dreams, or modifying an existing structure, we would like to offer you our experience in building and design. We can design and build gazebos, cabanas, sheds, and backyard structures as well. <br><br>
We are fully insured. <u>Estimates and on-site evaluations are always free, so call or email us today!</u> <b>( Call anytime - 314-489-5507 )</b>
<br>
Our email: 101saintlouis@usa.com
<br><br>
I am the owner, and thank you for reading this post.
<br><br><br><br>
]]> | <![CDATA[<br><br><b><u>( Call Anytime - 314-489-5507 ) Free Estimates</u></b><br><br>If you have a deck that has seen better days we can help. Rain, ultra-violet from the sun, and dirt attack untreated wood; They can begin to discolor, warp, and split your deck in just a few years. The Deck Dr. uses safe, environmentally friendly products that protect against sun, moisture, and dirt to clean and seal your deck.
<br><br>Your deck takes real punishment, so it needs maintenance to protect its beauty and extend its life. Wood fences and other real property need maintenance too.
<br><br>
If you are planning on building the deck of your dreams, or modifying an existing structure, we would like to offer you our experience in building and design. We can design and build gazebos, sheds, cabanas, and backyard structures as well. <br><br>
We are fully insured. <u>Estimates and on-site evaluations are always free, so call or email us today!</u> <b>( Call Anytime - 314-489-5507 )</b>
<br><br>
I am the owner, and thank you for reading this post.
<br><br><br><br>
]]> | <![CDATA[For more information go to: www.newdawncopywriting.com
<br>
<br>
COPYWRITING IS ABOUT USING WORDS TO SELL. THE WRONG WORDS = NO SALE.
<br>
NO SALE = NO BUSINESS. You get a no-obligation phone or e-mail consultation to determine your marketing and copywriting needs, goals and budget and to let you know how we can best help you increase sales, visibility and credibility.
<br>
<br>
I have expertise in the marketing language of the American customer. So whether you are a small business in America, a medium sized business in India or a large business in China, I can translate your business marketing to the American and global market better than any other global copy writing service available.
<br>
<br>
Services:
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Professional Copywriting Services, Website Copywriting, SEO Copywriting, Press Release Writing, Press Kits, Article Writing, Newsletter Writing, Brochure Creation, Ghostwriting, White Paper Writing, Speech Writing, Blog Writing and Ghost Blogging
<br>
<br>
Enhanced Service:
<br>
Marketing Consultant
<br>
<br>
You can also contact me at dawnkwillson@me.com
<br>
<br>
I look forward to hearing from you!
<br>
<br>
Dawn Willson
<br>
www.newdawncopywriting.com
<br>
]]> | <![CDATA[<br><br><u> <b>( Call Anytime - 314-489-5507 )</u> Free Estimates</b><br><br>The Deck Doctor. uses safe, environmentally friendly products that protect against sun, moisture, and dirt to clean and seal your deck.
If you have a deck that has seen better days we can help. Rain, ultra-violet from the sun, and dirt attack untreated wood; They can begin to discolor, warp, and split your deck in just a few years. <br><br>Your deck takes real punishment, so it needs maintenance to protect its beauty and extend its life. Wood fences and other real property need maintenance too.
<br><br>
If you are planning on building the deck of your dreams, or modifying an existing structure, we would like to offer you our experience in building and design. We can design and build sheds, gazebos, cabanas, and backyard structures as well. <br><br>
We are fully insured. <u>On-site evaluations Estimates and are always free, so call or email us today!</u> <b>( Call Anytime - 314-489-5507 )</b>
<br>
Our email: 101saintlouis@usa.com
<br><br>
Thank you for reading this post.
<br><br><br><br>]]> | <![CDATA[I have 25 years experience in all surface flooring.
<br>
<br>
Ceramic
<br>
Vinyl
<br>
Hardwood
<br>
Carpet
<br>
Marble
<br>
Stone
<br>
Granite
<br>
VCT
<br>
In-lay
<br>
Custom Bath & Kitchen
<br>
Laminates
<br>
<br>
<br>
Call Scott for all your flooring needs!
<br>
<br>
636-699-7965 or 636-294-1605]]> | <![CDATA[I have 18 yrs. of electrical experience. Residential/Commercial/Industrial
<br>
Reasonable hourly or per job rates. Independant. Estimates are free.
<br>
Call Larry @ 573-239-8727]]> | <![CDATA[Call Don martie At 314-874-6684 If you have a car that Fits this Description!
<br>
Tell-em Jeff Sent Ya!!]]> | <![CDATA[Wanda and Poag Road Edwardsville, Illinois 62025 Between 270 and New Poag Rd off
<br>
of 255! 2000 Sq ft! 8 foot high, Fenced lot! Very Secure! 15 Minutes from downtown!
<br>
$1,250 a month Call Don Martie 314-874-6684 ]]> | <![CDATA[RESIDENTIAL/COMMERCIAL
<br>
<br>
REASONABLE PRICES.
<br>
QUALITY WORK.
<br>
HONEST AND RELIABLE.
<br>
FREE ESTIMATES.
<br>
DAYS/EVENINGS/WEEKENDS/24/7
<br>
FOR ALL YOUR ELECTRICAL NEEDS.
<br>
CONTACT 636-230-0201
<br>
<br>
THANK YOU AND MERRY CHRISTMAS]]> | <![CDATA[Professional carpet/laminate installer with over 8 years experience. Fully insured. 10% discount with mention of this ad. Call 314-374-4229 for an estimate. Serving St. Louis and St. Charles Countys.]]> | <![CDATA[Professional carpet/laminate installer with over 8 years experience. Fully insured. 10% discount with mention of this ad. Call 314-374-4229 for an estimate.]]> | <![CDATA[If you are looking for a handyman for your next rehab, fixer or make ready, then let us focus on providing reliable, fair priced handyman services to you.
<br>
<br>
We cater to working with investors and realize if you can focus on finding better deals and selling or renting your current deals for top dollar we all benefit. Let us focus on the repairs and fix up, while you focus on making more money.
<br>
<br>
For more information on how we can help you, please visit:
<br>
<br>
<a href="http://aandlremodeling.blogspot.com" rel="nofollow">http://aandlremodeling.blogspot.com</a>
<br>
<br>
186070]]> | <![CDATA[We are a paranormal group that does investigations of homes and businesses in the St. Louis are. If you are having strange occurrences in your home or businesses let us know. We will set up a scientific investigation to help you determine what may be going on. All investigations are done free of charge.
<br>
<br>
]]> | <![CDATA[ Former US Marine w 24 years of experience renovating Kitchens and Bathrooms. If you want to save $ Ill work side by side w you. Solid paperwork and only Labor at $35 per hour, no mark up on materials. I ask youo cover my fuel and I have a 16' trailer that can haul anything to or from the site. 6 day work week. Passionate about what I do, and it will show when we meet. Patrick-email me sheehanpatrick@hotmail.com or call 636 221 0284]]> | <![CDATA[this guy promised us the world, but left us with a very expensive unfinished job. We have to pay someone to undo some of of his work and complete the job. He was rude and disrespectful of our property: threw his cigarette butts on our new porch, left basement water running onto our new lighting fixtures over the wkend, billed us for time he wasn't there and why go on...you know the type. ]]> | <![CDATA[TUTORING in O'Fallon, St. Peters, and Lake St. Louis. VERY affordable. Available to tutor K-12 students at any local library.
<br>
<br>
Associate's Degree in Education. 4.0/4.0 scale, Phi Theta Kappa, and Dean's List. Working full-time as a substitute teacher and paraprofessional in the Fort Zumwalt district. Have worked with and tutored all grade levels, including special education. Working on bachelor's degree in English.
<br>
<br>
While tutoring in specific subjects, I focus on study skills, work ethic, and mental discipline--with a strong emphasis on academic mentoring and coaching. References, transcripts, and background checks available upon request. Very affordable. Email me for more information.
<br>
<br>
Fred ]]> | <![CDATA[Graduate degreed tutor can help you with math and physics. Learn how to study these subjects with ease, be more confident about the topics and improve your grades.
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<br>
Benefit from the tutoring that comes with experience.
<br>
]]> | <![CDATA[
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]]> | <![CDATA[<center>St Louis
</center>
<center><a href="http://school.NEWCERTIFIEDAUTO.INFO" rel="nofollow"><img src="http://i371.photobucket.com/albums/oo154/tooldforthis/toomore.jpg"></a></center><br>
<font>The Constitution declares Ukrainian language as the state language of the country while other languages spoken in Ukraine are guaranteed constitutional protection The Ukrainian language was adopted as the state language by the Law on Languages adopted in The Russian language in Ukraine is not a state language and is only recognized as language of a national minority As such the Russian language is explicitly mentioned in the Drummond is many things and one of those things is a magician Many of his schemes involve symbolically-weighted acts conducted away from the public gaze and documented only by Drummond himself and his participating comrades Nevertheless they are intended to have an effect on a worldful of people unaware that the act in question has taken place That is magical thinking Art is magic and so is pop Bill Drummond is a cultural magician A Life with Skulls 2006 Allmusic Avant-garde Contemporary classical music Cyro Baptista Jazz John Zorn Kenny Wollesen Music genre Ray Bandar Percentage of people who prefer to use Russian according to 2003 survey by KIIS (in macroregions) </font>]]> | <![CDATA[Hi, my name is Brett, drum teacher at the Fred Pierce Studio Drum Shop. I will give you one free 30 minute drum lesson if you mention this ad. Subject to availability of open lesson times. If you wish to continue after that, my fee is $15.00 per half hour lesson each week. With 30 years experience, I have developed a lesson plan that works. I provide balanced instruction by focusing on all elements of drumming: time-keeping, coordination, sensitivity to dynamics, technique (including posture), reading skills, speed, endurance, and improvisation. I teach all ages, all abilities, and all styles of music. I supply all the lesson materials. I currently have Monday thru Thursday and Saturday times available. Gift certificates are also available.
<br>
<br>
Studio located at:
<br>
Fred Pierce Studio Drum Shop
<br>
9537 Midland Blvd
<br>
St. Louis, MO 63114
<br>
Brett: 314-609-8544
<br>
]]> | <![CDATA[<br><font style="COLOR: #f4fff8">s available accesses This is as important if not more so in the development function as it is in production Ensuring that people who develop the programs are not the ones who are authorized to pull it into production is
<br><center><a href="http://tinyurl.com/6yefle" rel="nofollow"><img src="http://tinyurl.com/6egynb"></a></center><b><br><br>
<br><font style="COLOR: #f4fff8">//upload wikimedia org/wikipedia/en/thumb/5/53/Misc-matchstickmodel-edited-amoswolfe jpg/180px-Misc-matchstickmodel-edited-amoswolfe jpg width</font><br>
]]> | <![CDATA[The Ette Conservatory offers private lessons in Piano and Voice.
<br>
The finest possible programs and teaching.
<br>
<br>
<br>
A complete voice building program for all types of singers. ( ages 13 - adult )
<br>
Perfect for band singers, audition training, classical or just self improvement
<br>
Special work with damaged and strained voices.
<br>
<br>
Complete piano program including theory. ( ages 6 - adult )
<br>
Special approach for adult beginning piano
<br>
<br>
<br>
Call 821 3194 for more information. No emails please.
<br>
Limited openings: 117 North Kirkwood Rd. ( Lindbergh ]]> | <![CDATA[Wright Way Properties/Remodeling llc. Running Specials on all Interior remodel or finish jobs, full kitchen remodels,baths,basements,living quarters,etc. No Job too big or small. Call Matt Wright @ 636-634-1969 or 636-209-4161 anytime to set up a bid, will beat any contractors bid in the metro area.
<br>
<br>
*Insured. ]]> | <![CDATA[7 year experienced union trained drywall finisher (taper). Also have access to carpenters for drywall installation. Available for basements, whole house renovations, small patches, closets, bathrooms, kitchens, anything drywall can be fixed. Reasonable prices. Call today for a free estimate. Eric Brown 314 517 3976. Guaranteed work. I only tape, that is where my expertise is, my carpenters I use only hang drywall, that is where their expertise is. Beware of a "jack of all trades", it is better to do one thing really well, than to do several things poorly! ]]> | <![CDATA[I have a company that I run. Basically said its like a personal shopper but it has many more features and services than your typical company. We have website and people can go on there and buy stuff, they got 3 choices, pick up at our center, delivery to their house either by shipping if not local or my our inhouse carrier. They have option to have items assembled such as furniture, toys. Electronics setup such as tv's, wall lcds can be hung. I own a construction company so if they order for example a hotwater heater I can not only deliver it but install it saving them cost of about 40% over big box store. We are a ground floor opportunity and its showing some good potential. We havne't yet got credit cards secured yet, but are looking at merchants. Web is being designed and we found a nitche after several months of surfing have found that is a nuisance to many people and we plan on banking on it. Think of this as the present opportunity of the 1975 microsoft or the 1962 walmart startup. This ground floor oportuntity has been tested, and we are upgrading and currently finding people to help us grow. Our company also has 24 hour toll free number, fax, email ordering and next day services, Plus a whole lot more ideas and incentives that is sure to make lots of cash flow. IF your interested let us know. Email is provided for you to let us know how you can help us, should we decide you could be asset to us and can develope a working relationship we will provide our number. After meeting and discussing further interest, I will provide more details on our business plan and our growth and earnings projection.]]> | <![CDATA[Cleaner Image LLC has openings for routine and one-time residential cleanings.
<br>
<br>
Our friendly and experienced staff is eager to help you with your cleaning needs. Whether you are looking for bi-weekly cleaning, or just need a one-time to help you get caught up for the holidays.
<br>
<br>
With the holidays upon us now is the best time to take advantage of our promotional offers for December. Check out our website for more details.
<br>
www.cleanerimagellc.com
<br>
<br>
You can call, email, or submit your info on our website to set up a free in-home estimate.
<br>
<br>
Thanks and Happy Holidays from the Cleaner Image Family to yours!
<br>
<br>
Call: 314-809-5597
<br>
Email: estimates@cleanerimagellc.com
<br>
Web: www.cleanerimagellc.com]]> | <![CDATA[I am truly sorry if you are facing foreclosure but do not give up, you have many options to you and we may be able to help you out of this situation!
<br>
<br>
I speak to many people who have been filed on for foreclosure and they do not know their options. You may not realize it but when banks file foreclosure against you it is a public record for everyone to see. Your neighbors may find out and anyone who knows how to get to the public information will know too.
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When I contact foreclosure property many times the owners are not aware of the situation or how to handle the banks. If this is the case in your situation, I urge you to contact your lender, to clear this issue promptly. Your property is at risk. In the State of Missouri it can take as little as 21 Days to foreclose and you lose your house with your credit ruined.
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Perhaps I can help; I am a serious real estate investor with experience in the foreclosure process.
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If I may be of service in this matter, it would be my pleasure to do so. You may contact me at (314) 719-7190.
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I will handle all the paperwork and pay all of the costs.
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You will receive a quick response with no hassles, no pressure, and your worries will be behind you.
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Don't wait until it's too late! You deserve a fresh start! We may be able to keep the foreclosure off your credit report.
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I am not able to help every one, but I will give it my best effort! CALL ME TODAY to find out how I can help at (314) 719-7190.
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You have a RIGHT to know ALL of your OPTIONS. I have listed the options below for you to consider:
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Option 1: Loan Forbearance or Modification - A strategy worth pursuing is called a loan forbearance. The loss mitigation department of your mortgage company may make arrangements with you to pay some of the back payments now and the balance within a certain time period. A typical example – You owe $9,000 in back payments, attorneys’ fees, etc. Your mortgage company may accept $4,500 now and $750 per month for the next 6 months. Of course, you would have to resume making your normal monthly payments. A loan modification is a permanent change to your mortgage that may lower your payments and the delinquent payments may be added to the mortgage balance. A loan modification or forbearance is easier to arrange prior to the Mortgage Company filing a foreclosure lawsuit. Some lenders will not consider this after filing, but it’s worth trying.
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Option 2: Reinstate Your Mortgage - You have up to and including the morning of the auction to catch up your payments. Perhaps you could borrow from friends or family, credit cards or retirement program. You may be able to arrange a second mortgage to catch up the back payments and fees. Check in the Yellow Pages under "Mortgages". There are a number of companies listed that claim they can help in these situations
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Option 3: Refinance - You’ve probably received letters from mortgage brokers and lenders saying you are already pre-approved for a new mortgage. The fact is that is very difficult to arrange new financing when you’re already in default on your existing mortgage. Be very cautious about sending advanced fees of $300 to $600 to lenders or mortgage brokers. Usually it’s a ploy to take advantage of your financial situation.
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Arranging new financing will depend on your income, credit report, value of your home and the amount of your equity. If you’re not sure of the value of your home, give me a call. Usually I can give you a fairly accurate estimate of value within a ½ hour. I would be glad to help and of course, there’s no obligation. If you attempt to refinance, you should always have a backup plan available to you. Many times, I have had homeowners call days before the auction saying their financing did not go through, and then it’s too late!
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Option 4: Chapter 13 Bankruptcy - A viable alternative if your financial situation has improved, filing bankruptcy prior to the auction will stop the sale. Unfortunately for most people, it only postpones the sale for one or 2 months. Immediately after filing a Chapter 13 Bankruptcy, you will have to file a repayment plan with the courts. This plan has to show that you have sufficient monthly income to pay basic living expenses such as food and utilities and other monthly payments such as credit cards, car payments etc. In addition, your income must be sufficient to resume making your monthly mortgage payments. All past due amounts are usually spread out between 24 and 60 months i.e. If you owe $9,000 in missed payments, attorneys fees, etc. if spread out over 48 months would be an additional $187.50 due each month to the court appointed trustee. If you feel as though you have the income to immediately begin repayment of all your debts and the courts agree, this may be a good choice for you to save your home.
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Over the years, I’ve spoken with many individuals who filed for bankruptcy protection only to have their cases dismissed. Not only were they out their attorney’s fees (usually $1,000 - $2,000) but now had a bankruptcy and foreclosure on their credit report. Bankruptcy is considered an action of last resort.
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Option 5: Sell Your Home on the Open Market - This is probably the most under utilized option available to you. The fact is selling your home will give you the most money in your pocket. The market is active and in most cases we’ve all experienced appreciation in the past few years. Your home may be worth a lot more than you think!
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If you have recently been served with a foreclosure lawsuit you still have enough time to sell your home which will provide you and your family the greatest amount of money to help provide a fresh start for you and your family.
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Don’t procrastinate; explore all the options available to you. If saving your house seems unlikely, you should call me as soon as possible! Placing you home on the market a few weeks or a month from now may not give us enough time to find the buyer, arrange financing, and schedule the closing. Because of the time sensitive nature of your situation, this is not a time to go it alone as a "for sale by owner" or list your home with a friend or friend of a friend.
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Option 6: We Can Buy Your Home - If efforts to save your home have been unsuccessful and time doesn’t permit selling your home on the open market or you just don’t want to, but want a quick sale with no problems, call me. I’ll make you an offer and close quickly.
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You have probably been swarmed by investors calling you and knocking on your door. If not yet, you soon will be. A Word of Caution, some investors are very aggressive and unethical. Some investors will tell you that "You only have one or two weeks before the auction and your furniture and possessions will be placed on the sidewalk or street." This scare tactic is usually accompanied by a ridiculously low offer.
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The fact is you have several weeks before that could happen, but this is not a time to sit back and relax but for you to pursue one of the options available to you that makes the most sense for you and your family. Don’t be rushed or scared into giving up your hard-earned equity. If a quick sale of your home is your goal, talk with several reputable investors, including myself. I can promise that I will treat you fairly, with dignity and complete honesty.
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If you are looking for a quick – no problem solution CALL ME at (314) 719-7190.
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Option 7: Let Your Home Be Sold On the Courthouse Steps - By far, the worst option available to you! Many people feel "I have no equity, let the bank take it", but homes that are sold on the courthouse steps typically sell between 50% and 70% of their fair market value. Moreover, if a bank suffers a loss due to the pending foreclosure action against you, they also have an option. They may file a deficiency judgment against you and pursue you for the amount of their loss.
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Typically ten days after the foreclosure auction, a certificate of title will be issued by the courts to the new owner. If you have not voluntarily vacated your house at this time, you could be forced to move out with the shariff to greet you at the front door to throw you and your possessions out in the front lawn.
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TIME IS OF THE ESSENCE! Call me at (314) 719-7190.
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As with any serious legal situation the reader is encouraged to consult legal counsel regarding any points of law. This information should not be used as a substitute for competent legal advice because I am not an attorney. We also enocurgae you to discuss your situation with your tax advisor.
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Sincerely,
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